Business First Bancshares Inc - Asset Resilience Ratio
Business First Bancshares Inc (BFST) has an Asset Resilience Ratio of 6.98% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Business First Bancshares Inc's Asset Resilience Ratio has changed over time. Check BFST strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Business First Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Business First Bancshares Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $621.72 Million | 6.98% |
| Total Liquid Assets | $621.72 Million | 6.98% |
Asset Resilience Insights
- Limited Liquidity: Business First Bancshares Inc maintains only 6.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Business First Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Business First Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
First BanCorp
F:OLWN |
Banks - Regional | 21.26% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
|
Nordfyns Bank A/S
CO:NRDF |
Banks - Regional | -48.64% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Export Inv
TA:EXPO |
Banks - Regional | 0.01% |
|
Caisse Régionale du Crédit Agricole Alpes Provence
PA:CRAP |
Banks - Regional | 1.84% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
Annual Asset Resilience Ratio for Business First Bancshares Inc (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Business First Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.19% | $590.93 Million | $8.21 Billion | +6.83pp |
| 2024-12-31 | 0.36% | $28.66 Million | $7.86 Billion | -12.99pp |
| 2023-12-31 | 13.36% | $879.57 Million | $6.58 Billion | -1.51pp |
| 2022-12-31 | 14.87% | $890.75 Million | $5.99 Billion | -6.73pp |
| 2021-12-31 | 21.60% | $1.02 Billion | $4.73 Billion | +6.21pp |
| 2020-12-31 | 15.40% | $640.61 Million | $4.16 Billion | +3.16pp |
| 2019-12-31 | 12.23% | $278.19 Million | $2.27 Billion | -2.54pp |
| 2018-12-31 | 14.77% | $309.52 Million | $2.09 Billion | +1.22pp |
| 2017-12-31 | 13.56% | $179.15 Million | $1.32 Billion | -4.38pp |
| 2016-12-31 | 17.94% | $198.34 Million | $1.11 Billion | -1.66pp |
| 2015-12-31 | 19.59% | $210.86 Million | $1.08 Billion | +8.71pp |
| 2014-12-31 | 10.88% | $74.50 Million | $684.50 Million | +9.15pp |
| 2012-12-31 | 1.74% | $11.82 Million | $681.06 Million | -- |
About Business First Bancshares Inc
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and indus… Read more