Business First Bancshares Inc - Asset Resilience Ratio

Latest as of June 2026: 11.69%

Business First Bancshares Inc (BFST) has an Asset Resilience Ratio of 11.69% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Business First Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$1.04 Billion

Cash + Short-term Investments

Total Assets

$8.90 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Business First Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BFST total asset value.

Liquid Assets Composition Over Time

This chart breaks down Business First Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Business First Bancshares Inc to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.04 Billion	11.69%
Total Liquid Assets	$1.04 Billion	11.69%

Asset Resilience Insights

Moderate Liquidity: Business First Bancshares Inc has 11.69% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Business First Bancshares Inc Industry Peers by Asset Resilience Ratio

Compare Business First Bancshares Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Business First Bancshares Inc (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Business First Bancshares Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	7.19%	$590.93 Million	$8.21 Billion	+6.83pp
2024-12-31	0.36%	$28.66 Million	$7.86 Billion	-12.99pp
2023-12-31	13.36%	$879.57 Million	$6.58 Billion	-1.51pp
2022-12-31	14.87%	$890.75 Million	$5.99 Billion	-6.73pp
2021-12-31	21.60%	$1.02 Billion	$4.73 Billion	+6.21pp
2020-12-31	15.40%	$640.61 Million	$4.16 Billion	+3.16pp
2019-12-31	12.23%	$278.19 Million	$2.27 Billion	-2.54pp
2018-12-31	14.77%	$309.52 Million	$2.09 Billion	+1.22pp
2017-12-31	13.56%	$179.15 Million	$1.32 Billion	-4.38pp
2016-12-31	17.94%	$198.34 Million	$1.11 Billion	-1.66pp
2015-12-31	19.59%	$210.86 Million	$1.08 Billion	+8.71pp
2014-12-31	10.88%	$74.50 Million	$684.50 Million	+9.15pp
2012-12-31	1.74%	$11.82 Million	$681.06 Million	--

pp = percentage points

About Business First Bancshares Inc

NASDAQ:BFST USA Banks - Regional

Market Cap

$1.01 Billion

Market Cap Rank

#8878 Global

#2526 in USA

Share Price

$30.97

Change (1 day)

-1.62%

52-Week Range

$22.73 - $32.28

All Time High

$32.28