Business First Bancshares Inc - Asset Resilience Ratio
Business First Bancshares Inc (BFST) has an Asset Resilience Ratio of 12.04% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Business First Bancshares Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how Business First Bancshares Inc's Asset Resilience Ratio has changed over time. See BFST book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Business First Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Business First Bancshares Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $989.23 Million | 12.04% |
| Total Liquid Assets | $989.23 Million | 12.04% |
Asset Resilience Insights
- Moderate Liquidity: Business First Bancshares Inc has 12.04% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Business First Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Business First Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Business First Bancshares Inc (2014–2025)
The table below shows the annual Asset Resilience Ratio data for Business First Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.04% | $989.23 Million | $8.21 Billion | +11.68pp |
| 2024-12-31 | 0.36% | $28.66 Million | $7.86 Billion | -12.99pp |
| 2023-12-31 | 13.36% | $879.57 Million | $6.58 Billion | -1.51pp |
| 2022-12-31 | 14.87% | $890.75 Million | $5.99 Billion | -6.73pp |
| 2021-12-31 | 21.60% | $1.02 Billion | $4.73 Billion | +6.21pp |
| 2020-12-31 | 15.40% | $640.61 Million | $4.16 Billion | +3.16pp |
| 2019-12-31 | 12.23% | $278.19 Million | $2.27 Billion | -2.54pp |
| 2018-12-31 | 14.77% | $309.52 Million | $2.09 Billion | +1.22pp |
| 2017-12-31 | 13.56% | $179.15 Million | $1.32 Billion | -4.38pp |
| 2016-12-31 | 17.94% | $198.34 Million | $1.11 Billion | -1.66pp |
| 2015-12-31 | 19.59% | $210.86 Million | $1.08 Billion | +8.71pp |
| 2014-12-31 | 10.88% | $74.50 Million | $684.50 Million | -- |
About Business First Bancshares Inc
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and indus… Read more