Burke & Herbert Financial Services Corp. Common Stock - Asset Resilience Ratio

Latest as of December 2025: 20.40%

Burke & Herbert Financial Services Corp. Common Stock (BHRB) has an Asset Resilience Ratio of 20.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.62 Billion

Cash + Short-term Investments

Total Assets

$7.92 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Burke & Herbert Financial Services Corp. Common Stock's Asset Resilience Ratio has changed over time. Check BHRB strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Burke & Herbert Financial Services Corp. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BHRB stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.62 Billion	20.4%
Total Liquid Assets	$1.62 Billion	20.40%

Asset Resilience Insights

Good Liquidity Position: Burke & Herbert Financial Services Corp. Common Stock maintains a healthy 20.40% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Burke & Herbert Financial Services Corp. Common Stock Industry Peers by Asset Resilience Ratio

Compare Burke & Herbert Financial Services Corp. Common Stock's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Old National Bancorp NASDAQ:ONB	Banks - Regional	1.71%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Banco del Bajío S.A. Institución de Banca Múltiple MX:BBAJIOO	Banks - Regional	2.94%
Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France PA:CAF	Banks - Regional	4.76%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%

Annual Asset Resilience Ratio for Burke & Herbert Financial Services Corp. Common Stock (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Burke & Herbert Financial Services Corp. Common Stock.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	20.40%	$1.62 Billion	$7.92 Billion	+16.15pp
2024-12-31	4.25%	$332.37 Million	$7.81 Billion	-9.73pp
2023-12-31	13.99%	$505.94 Million	$3.62 Billion	-24.52pp
2022-12-31	38.50%	$1.37 Billion	$3.56 Billion	-5.83pp
2021-12-31	44.33%	$1.61 Billion	$3.62 Billion	+10.47pp
2020-12-31	33.86%	$1.16 Billion	$3.42 Billion	+9.66pp
2019-12-31	24.21%	$693.75 Million	$2.87 Billion	--
2018-12-31	0.00%	$0.00	$3.01 Billion	--
2017-12-31	0.00%	$0.00	$3.09 Billion	--
2016-12-31	0.00%	$0.00	$2.96 Billion	--
2015-12-31	0.00%	$0.00	$2.67 Billion	--
2006-12-31	0.38%	$5.64 Million	$1.48 Billion	+0.38pp
2003-12-31	0.00%	$15.00K	$1.17 Billion	-6.14pp
2002-12-31	6.14%	$66.23 Million	$1.08 Billion	+2.95pp
2001-12-31	3.19%	$27.28 Million	$854.80 Million	+0.73pp
2000-12-31	2.47%	$19.88 Million	$806.23 Million	--

pp = percentage points

About Burke & Herbert Financial Services Corp. Common Stock

NASDAQ:BHRB USA Banks - Regional

Market Cap

$1.10 Billion

Market Cap Rank

#8744 Global

#2478 in USA

Share Price

$73.42

Change (1 day)

-0.46%

52-Week Range

$57.58 - $74.64

All Time High

$80.12