Blue Foundry Bancorp Asset Resilience Ratio
Blue Foundry Bancorp asset resilience ratio. Blue Foundry Bancorp (BLFY) has an Asset Resilience Ratio of 12.71% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Blue Foundry Bancorp (BLFY) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Blue Foundry Bancorp (2019–2024)
Asset resilience ratio of Blue Foundry Bancorp from 2019 to 2024. This chart shows how Blue Foundry Bancorp's Asset Resilience Ratio has changed over time. Read Blue Foundry Bancorp total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Blue Foundry Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Blue Foundry Bancorp assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $273.94 Million | 12.71% |
| Total Liquid Assets | $273.94 Million | 12.71% |
Asset Resilience Insights
- Moderate Liquidity: Blue Foundry Bancorp has 12.71% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Blue Foundry Bancorp Industry Peers by Asset Resilience Ratio
Compare Blue Foundry Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Blue Foundry Bancorp Asset Resilience Ratio by Year (2019–2024)
Blue Foundry Bancorp asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for Blue Foundry Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.41% | $297.03 Million | $2.06 Billion | +0.54pp |
| 2023-12-31 | 13.88% | $283.77 Million | $2.04 Billion | -1.50pp |
| 2022-12-31 | 15.38% | $314.25 Million | $2.04 Billion | -1.59pp |
| 2021-12-31 | 16.97% | $324.89 Million | $1.91 Billion | +4.38pp |
| 2020-12-31 | 12.59% | $244.59 Million | $1.94 Billion | +1.57pp |
| 2019-12-31 | 11.02% | $204.41 Million | $1.85 Billion | -- |
About Blue Foundry Bancorp
Blue Foundry Bancorp operates as the bank holding company for Blue Foundry Bank, a savings bank that offers banking products and services for individuals and businesses in northern New Jersey. It offers saving, time, and non-interest-bearing deposits; NOW and demand accounts; and loans, such as residential and commercial real estate, multifamily, construction, consumer, and commercial and industr… Read more