Blue Foundry Bancorp - Asset Resilience Ratio
Blue Foundry Bancorp (BLFY) has an Asset Resilience Ratio of 12.71% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Blue Foundry Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Blue Foundry Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see BLFY current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Blue Foundry Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Blue Foundry Bancorp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $273.94 Million | 12.71% |
| Total Liquid Assets | $273.94 Million | 12.71% |
Asset Resilience Insights
- Moderate Liquidity: Blue Foundry Bancorp has 12.71% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Blue Foundry Bancorp Industry Peers by Asset Resilience Ratio
Compare Blue Foundry Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Blue Foundry Bancorp (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Blue Foundry Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.41% | $297.03 Million | $2.06 Billion | +0.54pp |
| 2023-12-31 | 13.88% | $283.77 Million | $2.04 Billion | -1.50pp |
| 2022-12-31 | 15.38% | $314.25 Million | $2.04 Billion | -1.59pp |
| 2021-12-31 | 16.97% | $324.89 Million | $1.91 Billion | +4.38pp |
| 2020-12-31 | 12.59% | $244.59 Million | $1.94 Billion | +1.57pp |
| 2019-12-31 | 11.02% | $204.41 Million | $1.85 Billion | -- |
About Blue Foundry Bancorp
Blue Foundry Bancorp operates as the bank holding company for Blue Foundry Bank, a savings bank that offers banking products and services for individuals and businesses in northern New Jersey. It offers saving, time, and non-interest-bearing deposits; NOW and demand accounts; and loans, such as residential and commercial real estate, multifamily, construction, consumer, and commercial and industr… Read more