Blue Foundry Bancorp - Asset Resilience Ratio
Blue Foundry Bancorp (BLFY) has an Asset Resilience Ratio of 12.71% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Blue Foundry Bancorp (BLFY) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Blue Foundry Bancorp's Asset Resilience Ratio has changed over time. See BLFY net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Blue Foundry Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Blue Foundry Bancorp stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $273.94 Million | 12.71% |
| Total Liquid Assets | $273.94 Million | 12.71% |
Asset Resilience Insights
- Moderate Liquidity: Blue Foundry Bancorp has 12.71% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Blue Foundry Bancorp Industry Peers by Asset Resilience Ratio
Compare Blue Foundry Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Blue Foundry Bancorp (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Blue Foundry Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 14.41% | $297.03 Million | $2.06 Billion | +0.54pp |
| 2023-12-31 | 13.88% | $283.77 Million | $2.04 Billion | -1.50pp |
| 2022-12-31 | 15.38% | $314.25 Million | $2.04 Billion | -1.59pp |
| 2021-12-31 | 16.97% | $324.89 Million | $1.91 Billion | +4.38pp |
| 2020-12-31 | 12.59% | $244.59 Million | $1.94 Billion | +1.57pp |
| 2019-12-31 | 11.02% | $204.41 Million | $1.85 Billion | -- |
About Blue Foundry Bancorp
Blue Foundry Bancorp operates as the bank holding company for Blue Foundry Bank, a savings bank that offers banking products and services for individuals and businesses in northern New Jersey. It offers saving, time, and non-interest-bearing deposits; NOW and demand accounts; and loans, such as residential and commercial real estate, multifamily, construction, consumer, and commercial and industr… Read more