Sierra Bancorp Asset Resilience Ratio
Sierra Bancorp asset resilience ratio. Sierra Bancorp (BSRR) has an Asset Resilience Ratio of 23.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Sierra Bancorp liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Sierra Bancorp (2000–2025)
Asset resilience ratio of Sierra Bancorp from 2000 to 2025. This chart shows how Sierra Bancorp's Asset Resilience Ratio has changed over time. Read Sierra Bancorp (BSRR) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Sierra Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see BSRR total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $916.14 Million | 23.92% |
| Total Liquid Assets | $916.14 Million | 23.92% |
Asset Resilience Insights
- Good Liquidity Position: Sierra Bancorp maintains a healthy 23.92% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Sierra Bancorp Industry Peers by Asset Resilience Ratio
Compare Sierra Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Sierra Bancorp Asset Resilience Ratio by Year (2000–2025)
Sierra Bancorp asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Sierra Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 23.92% | $916.14 Million | $3.83 Billion | +5.78pp |
| 2024-12-31 | 18.15% | $655.97 Million | $3.61 Billion | -9.18pp |
| 2023-12-31 | 27.33% | $1.02 Billion | $3.73 Billion | +1.42pp |
| 2022-12-31 | 25.91% | $934.92 Million | $3.61 Billion | -2.96pp |
| 2021-12-31 | 28.87% | $973.31 Million | $3.37 Billion | +11.98pp |
| 2020-12-31 | 16.89% | $543.97 Million | $3.22 Billion | -6.27pp |
| 2019-12-31 | 23.16% | $600.80 Million | $2.59 Billion | +0.94pp |
| 2018-12-31 | 22.22% | $560.48 Million | $2.52 Billion | -1.64pp |
| 2017-12-31 | 23.86% | $558.33 Million | $2.34 Billion | -2.22pp |
| 2016-12-31 | 26.08% | $530.08 Million | $2.03 Billion | -2.18pp |
| 2015-12-31 | 28.25% | $507.58 Million | $1.80 Billion | -3.01pp |
| 2014-12-31 | 31.26% | $511.88 Million | $1.64 Billion | +1.12pp |
| 2013-12-31 | 30.14% | $425.04 Million | $1.41 Billion | +3.70pp |
| 2012-12-31 | 26.44% | $380.19 Million | $1.44 Billion | +25.41pp |
| 2011-12-31 | 1.03% | $13.71 Million | $1.34 Billion | -24.76pp |
| 2010-12-31 | 25.78% | $331.73 Million | $1.29 Billion | +4.96pp |
| 2009-12-31 | 20.83% | $278.17 Million | $1.34 Billion | +2.48pp |
| 2008-12-31 | 18.35% | $243.41 Million | $1.33 Billion | +3.36pp |
| 2007-12-31 | 14.99% | $184.92 Million | $1.23 Billion | -0.67pp |
| 2006-12-31 | 15.66% | $190.27 Million | $1.22 Billion | -2.74pp |
| 2005-12-31 | 18.40% | $193.68 Million | $1.05 Billion | -1.45pp |
| 2004-12-31 | 19.85% | $198.02 Million | $997.48 Million | +9.27pp |
| 2003-12-31 | 10.58% | $84.80 Million | $801.67 Million | -1.39pp |
| 2002-12-31 | 11.97% | $83.91 Million | $701.11 Million | +11.94pp |
| 2001-12-31 | 0.03% | $190.00K | $650.41 Million | -0.21pp |
| 2000-12-31 | 0.24% | $1.48 Million | $606.73 Million | -- |
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include agricultu… Read more