BV Financial, Inc. Common Stock - Asset Resilience Ratio

Latest as of March 2026: 3.61%

BV Financial, Inc. Common Stock (BVFL) has an Asset Resilience Ratio of 3.61% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BV Financial, Inc. Common Stock (BVFL) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$32.89 Million

Cash + Short-term Investments

Total Assets

$910.86 Million

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how BV Financial, Inc. Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of BV Financial, Inc. Common Stock.

Liquid Assets Composition Over Time

This chart breaks down BV Financial, Inc. Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BVFL long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$32.89 Million	3.61%
Total Liquid Assets	$32.89 Million	3.61%

Asset Resilience Insights

Limited Liquidity: BV Financial, Inc. Common Stock maintains only 3.61% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

BV Financial, Inc. Common Stock Industry Peers by Asset Resilience Ratio

Compare BV Financial, Inc. Common Stock's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for BV Financial, Inc. Common Stock (2005–2025)

The table below shows the annual Asset Resilience Ratio data for BV Financial, Inc. Common Stock.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	2.76%	$25.13 Million	$912.21 Million	-0.14pp
2024-12-31	2.90%	$26.44 Million	$911.82 Million	-1.03pp
2023-12-31	3.93%	$34.78 Million	$885.25 Million	+0.02pp
2022-12-31	3.91%	$33.03 Million	$844.96 Million	-0.73pp
2021-12-31	4.64%	$37.79 Million	$815.13 Million	+0.67pp
2020-12-31	3.97%	$32.46 Million	$817.50 Million	+1.14pp
2019-12-31	2.83%	$8.35 Million	$294.85 Million	-4.99pp
2017-12-31	7.82%	$13.08 Million	$167.29 Million	+0.24pp
2016-12-31	7.58%	$12.98 Million	$171.23 Million	+6.72pp
2015-12-31	0.86%	$1.46 Million	$169.30 Million	-1.03pp
2014-12-31	1.89%	$3.21 Million	$169.69 Million	-0.53pp
2013-12-31	2.42%	$4.32 Million	$178.42 Million	+1.66pp
2009-12-31	0.76%	$1.18 Million	$154.55 Million	-4.63pp
2008-12-31	5.39%	$8.84 Million	$164.03 Million	+2.93pp
2007-12-31	2.46%	$3.30 Million	$134.01 Million	-0.65pp
2006-12-31	3.11%	$4.23 Million	$135.98 Million	-0.58pp
2005-12-31	3.69%	$4.34 Million	$117.80 Million	--

pp = percentage points

About BV Financial, Inc. Common Stock

NASDAQ:BVFL USA Banks - Regional

Market Cap

$183.15 Million

Market Cap Rank

#17133 Global

#4059 in USA

Share Price

$20.93

Change (1 day)

-2.52%

52-Week Range

$14.63 - $21.88

All Time High

$21.88