Carver Bancorp Inc - Asset Resilience Ratio
Carver Bancorp Inc (CARV) has an Asset Resilience Ratio of 6.38% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Carver Bancorp Inc (CARV) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2026)
This chart shows how Carver Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Carver Bancorp Inc total assets.
Liquid Assets Composition Over Time
This chart breaks down Carver Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CARV long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $41.65 Million | 6.38% |
| Total Liquid Assets | $41.65 Million | 6.38% |
Asset Resilience Insights
- Limited Liquidity: Carver Bancorp Inc maintains only 6.38% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Carver Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Carver Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Carver Bancorp Inc (2000–2026)
The table below shows the annual Asset Resilience Ratio data for Carver Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 3.23% | $21.70 Million | $671.20 Million | -2.75pp |
| 2025-03-31 | 5.98% | $43.68 Million | $729.99 Million | -0.36pp |
| 2024-03-31 | 6.35% | $48.03 Million | $756.80 Million | -1.10pp |
| 2023-03-31 | 7.44% | $53.84 Million | $723.22 Million | -1.75pp |
| 2022-03-31 | 9.19% | $67.60 Million | $735.31 Million | -3.59pp |
| 2021-03-31 | 12.78% | $86.51 Million | $676.75 Million | +1.41pp |
| 2020-03-31 | 11.37% | $65.83 Million | $578.77 Million | -2.79pp |
| 2019-03-31 | 14.16% | $79.84 Million | $563.71 Million | +5.42pp |
| 2018-03-31 | 8.75% | $60.71 Million | $693.91 Million | +0.17pp |
| 2017-03-31 | 8.58% | $59.01 Million | $687.86 Million | +0.98pp |
| 2016-03-31 | 7.60% | $56.18 Million | $739.05 Million | -7.23pp |
| 2015-03-31 | 14.83% | $100.20 Million | $675.78 Million | +0.85pp |
| 2014-03-31 | 13.98% | $89.46 Million | $639.84 Million | -4.20pp |
| 2013-03-31 | 18.18% | $116.05 Million | $638.28 Million | +4.91pp |
| 2012-03-31 | 13.27% | $85.11 Million | $641.23 Million | +5.72pp |
| 2011-03-31 | 7.55% | $53.55 Million | $709.22 Million | +7.45pp |
| 2010-03-31 | 0.10% | $833.00K | $805.47 Million | -0.54pp |
| 2009-03-31 | 0.64% | $5.09 Million | $791.43 Million | -0.79pp |
| 2008-03-31 | 1.44% | $11.45 Million | $796.17 Million | +1.07pp |
| 2007-03-31 | 0.37% | $2.73 Million | $739.95 Million | -1.04pp |
| 2006-03-31 | 1.41% | $9.30 Million | $660.99 Million | +0.23pp |
| 2005-03-31 | 1.18% | $7.40 Million | $626.38 Million | -0.90pp |
| 2004-03-31 | 2.08% | $11.20 Million | $538.83 Million | +1.00pp |
| 2003-03-31 | 1.08% | $5.50 Million | $509.85 Million | -3.61pp |
| 2002-03-31 | 4.69% | $21.10 Million | $450.31 Million | -0.90pp |
| 2001-03-31 | 5.58% | $23.70 Million | $424.50 Million | +2.89pp |
| 2000-03-31 | 2.69% | $11.30 Million | $420.12 Million | -- |
About Carver Bancorp Inc
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that focuses on community banking. The company provides deposit accounts through its branches; and invest funds in mortgage loans and other investments. It also offers online banking, savings and checking accounts, and loans. In addition, the company provides one-to-four family, multifamily, commercial real estat… Read more