Colony Bankcorp Inc. - Asset Resilience Ratio
Colony Bankcorp Inc. (CBAN) has an Asset Resilience Ratio of 9.68% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Colony Bankcorp Inc.'s Asset Resilience Ratio has changed over time. Check how strategically is Colony Bankcorp Inc.'s equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Colony Bankcorp Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CBAN market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $305.26 Million | 9.68% |
| Total Liquid Assets | $305.26 Million | 9.68% |
Asset Resilience Insights
- Limited Liquidity: Colony Bankcorp Inc. maintains only 9.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Colony Bankcorp Inc. Industry Peers by Asset Resilience Ratio
Compare Colony Bankcorp Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Colony Bankcorp Inc. (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Colony Bankcorp Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.25% | $38.80 Million | $3.11 Billion | -12.09pp |
| 2023-12-31 | 13.34% | $407.38 Million | $3.05 Billion | -1.39pp |
| 2022-12-31 | 14.73% | $432.55 Million | $2.94 Billion | -20.12pp |
| 2021-12-31 | 34.85% | $938.16 Million | $2.69 Billion | +13.27pp |
| 2020-12-31 | 21.59% | $380.81 Million | $1.76 Billion | -1.33pp |
| 2019-12-31 | 22.92% | $347.33 Million | $1.52 Billion | -5.28pp |
| 2018-12-31 | 28.20% | $353.07 Million | $1.25 Billion | -0.53pp |
| 2017-12-31 | 28.74% | $354.25 Million | $1.23 Billion | +2.00pp |
| 2016-12-31 | 26.74% | $323.66 Million | $1.21 Billion | +1.52pp |
| 2015-12-31 | 25.22% | $296.15 Million | $1.17 Billion | +1.28pp |
| 2014-12-31 | 23.94% | $274.60 Million | $1.15 Billion | +1.02pp |
| 2013-12-31 | 22.92% | $263.26 Million | $1.15 Billion | -0.63pp |
| 2012-12-31 | 23.55% | $268.30 Million | $1.14 Billion | -1.87pp |
| 2011-12-31 | 25.42% | $303.89 Million | $1.20 Billion | +6.88pp |
| 2010-12-31 | 18.54% | $236.55 Million | $1.28 Billion | +17.91pp |
| 2009-12-31 | 0.64% | $8.31 Million | $1.31 Billion | -12.07pp |
| 2008-12-31 | 12.71% | $159.19 Million | $1.25 Billion | +0.40pp |
| 2007-12-31 | 12.31% | $148.77 Million | $1.21 Billion | +1.14pp |
| 2006-12-31 | 11.17% | $135.54 Million | $1.21 Billion | +2.76pp |
| 2005-12-31 | 8.41% | $93.25 Million | $1.11 Billion | -2.70pp |
| 2004-12-31 | 11.11% | $110.88 Million | $997.59 Million | +0.43pp |
| 2003-12-31 | 10.69% | $92.85 Million | $868.61 Million | +2.43pp |
| 2002-12-31 | 8.26% | $64.55 Million | $781.10 Million | +1.69pp |
| 2001-12-31 | 6.58% | $40.87 Million | $621.58 Million | +6.58pp |
| 2000-12-31 | 0.00% | $312.00 | $519.90 Million | -- |
About Colony Bankcorp Inc.
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and trea… Read more