CB Financial Services Inc - Asset Resilience Ratio

Latest as of September 2025: 17.58%

CB Financial Services Inc (CBFV) has an Asset Resilience Ratio of 17.58% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of CB Financial Services Inc for a breakdown of total debt and financial obligations.

Liquid Assets

$271.66 Million

Cash + Short-term Investments

Total Assets

$1.55 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how CB Financial Services Inc's Asset Resilience Ratio has changed over time. See CB Financial Services Inc book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down CB Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CBFV company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$271.66 Million	17.58%
Total Liquid Assets	$271.66 Million	17.58%

Asset Resilience Insights

Good Liquidity Position: CB Financial Services Inc maintains a healthy 17.58% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

CB Financial Services Inc Industry Peers by Asset Resilience Ratio

Compare CB Financial Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Ayudhya PCL BK:BAY	Banks - Regional	4.13%
First Merchants Corporation Depository Shares NASDAQ:FRMEP	Banks - Regional	7.40%
Banco Santander (Brasil) S.A. SA:SANB3	Banks - Regional	5.81%
Capitol Federal Financial Inc NASDAQ:CFFN	Banks - Regional	8.49%
KB Financial Group Inc F:KBIA	Banks - Regional	12.09%
Absa Group Ltd JSE:ABG	Banks - Regional	-3.45%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	29.29%
Merchants Bancorp NASDAQ:MBIN	Banks - Regional	3.36%

Annual Asset Resilience Ratio for CB Financial Services Inc (2012–2025)

The table below shows the annual Asset Resilience Ratio data for CB Financial Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	18.03%	$278.99 Million	$1.55 Billion	+0.51pp
2024-12-31	17.52%	$259.51 Million	$1.48 Billion	+3.47pp
2023-12-31	14.04%	$204.51 Million	$1.46 Billion	+0.75pp
2022-12-31	13.30%	$187.36 Million	$1.41 Billion	-2.28pp
2021-12-31	15.58%	$222.11 Million	$1.43 Billion	+5.49pp
2020-12-31	10.09%	$142.90 Million	$1.42 Billion	-4.85pp
2019-12-31	14.94%	$197.38 Million	$1.32 Billion	-2.67pp
2018-12-31	17.61%	$225.41 Million	$1.28 Billion	+4.39pp
2017-12-31	13.22%	$123.58 Million	$934.49 Million	+0.67pp
2016-12-31	12.55%	$106.21 Million	$846.08 Million	+1.01pp
2015-12-31	11.54%	$95.86 Million	$830.68 Million	-0.92pp
2014-12-31	12.46%	$105.45 Million	$846.31 Million	-12.03pp
2013-12-31	24.49%	$133.81 Million	$546.49 Million	+22.30pp
2012-12-31	2.18%	$11.94 Million	$546.75 Million	--

pp = percentage points

About CB Financial Services Inc

NASDAQ:CBFV USA Banks - Regional

Market Cap

$183.14 Million

Market Cap Rank

#16874 Global

#3809 in USA

Share Price

$36.08

Change (1 day)

+2.56%

52-Week Range

$27.49 - $37.43

All Time High

$37.43