Capital Bancorp - Asset Resilience Ratio
Capital Bancorp (CBNK) has an Asset Resilience Ratio of 6.05% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Capital Bancorp's Asset Resilience Ratio has changed over time. Check Capital Bancorp (CBNK) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Capital Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Capital Bancorp stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $230.53 Million | 6.05% |
| Total Liquid Assets | $230.53 Million | 6.05% |
Asset Resilience Insights
- Limited Liquidity: Capital Bancorp maintains only 6.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Capital Bancorp Industry Peers by Asset Resilience Ratio
Compare Capital Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Capital Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Capital Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.38% | $230.08 Million | $3.61 Billion | +3.18pp |
| 2024-12-31 | 3.20% | $102.68 Million | $3.21 Billion | -0.60pp |
| 2023-12-31 | 3.80% | $84.61 Million | $2.23 Billion | -8.09pp |
| 2022-12-31 | 11.89% | $252.48 Million | $2.12 Billion | +2.91pp |
| 2021-12-31 | 8.97% | $184.46 Million | $2.06 Billion | +3.66pp |
| 2020-12-31 | 5.32% | $99.79 Million | $1.88 Billion | +1.06pp |
| 2019-12-31 | 4.26% | $60.83 Million | $1.43 Billion | +0.01pp |
| 2018-12-31 | 4.25% | $46.93 Million | $1.11 Billion | -1.02pp |
| 2017-12-31 | 5.27% | $54.03 Million | $1.03 Billion | -0.03pp |
| 2016-12-31 | 5.30% | $47.98 Million | $905.60 Million | +0.03pp |
| 2015-12-31 | 5.27% | $39.18 Million | $743.43 Million | -- |
| 2012-12-31 | 0.00% | $0.00 | $599.98 Million | -- |
| 2011-12-31 | 0.00% | $0.00 | $616.31 Million | -- |
| 2000-12-31 | 0.58% | $100.00K | $17.33 Million | -- |
About Capital Bancorp
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savin… Read more