Capital City Bank Group - Asset Resilience Ratio
Capital City Bank Group (CCBG) has an Asset Resilience Ratio of 9.48% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Capital City Bank Group carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Capital City Bank Group's Asset Resilience Ratio has changed over time. See CCBG book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Capital City Bank Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Capital City Bank Group stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $415.63 Million | 9.48% |
| Total Liquid Assets | $415.63 Million | 9.48% |
Asset Resilience Insights
- Limited Liquidity: Capital City Bank Group maintains only 9.48% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Capital City Bank Group Industry Peers by Asset Resilience Ratio
Compare Capital City Bank Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Capital City Bank Group (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Capital City Bank Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.48% | $415.63 Million | $4.39 Billion | -0.37pp |
| 2024-12-31 | 9.85% | $425.92 Million | $4.32 Billion | +2.00pp |
| 2023-12-31 | 7.85% | $337.90 Million | $4.30 Billion | -1.30pp |
| 2022-12-31 | 9.15% | $413.29 Million | $4.52 Billion | -6.21pp |
| 2021-12-31 | 15.35% | $654.61 Million | $4.26 Billion | +6.80pp |
| 2020-12-31 | 8.55% | $324.87 Million | $3.80 Billion | -4.51pp |
| 2019-12-31 | 13.07% | $403.60 Million | $3.09 Billion | -2.01pp |
| 2018-12-31 | 15.08% | $446.16 Million | $2.96 Billion | -1.51pp |
| 2017-12-31 | 16.59% | $480.91 Million | $2.90 Billion | -1.78pp |
| 2016-12-31 | 18.37% | $522.73 Million | $2.85 Billion | +2.25pp |
| 2015-12-31 | 16.12% | $451.03 Million | $2.80 Billion | +3.12pp |
| 2014-12-31 | 13.00% | $341.55 Million | $2.63 Billion | +3.37pp |
| 2013-12-31 | 9.63% | $251.42 Million | $2.61 Billion | -1.65pp |
| 2012-12-31 | 11.28% | $296.99 Million | $2.63 Billion | -0.35pp |
| 2011-12-31 | 11.63% | $307.15 Million | $2.64 Billion | -0.18pp |
| 2010-12-31 | 11.81% | $309.73 Million | $2.62 Billion | +4.74pp |
| 2009-12-31 | 7.07% | $191.57 Million | $2.71 Billion | -0.62pp |
| 2008-12-31 | 7.70% | $191.57 Million | $2.49 Billion | +0.41pp |
| 2007-12-31 | 7.29% | $190.72 Million | $2.62 Billion | -0.10pp |
| 2006-12-31 | 7.39% | $191.89 Million | $2.60 Billion | +5.06pp |
| 2005-12-31 | 2.33% | $61.16 Million | $2.63 Billion | -0.82pp |
| 2004-12-31 | 3.15% | $74.51 Million | $2.36 Billion | -3.64pp |
| 2003-12-31 | 6.79% | $125.45 Million | $1.85 Billion | -2.57pp |
| 2002-12-31 | 9.37% | $170.94 Million | $1.82 Billion | +0.34pp |
| 2001-12-31 | 9.03% | $164.42 Million | $1.82 Billion | +6.37pp |
| 2000-12-31 | 2.66% | $40.62 Million | $1.53 Billion | -- |
About Capital City Bank Group
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card tran… Read more