Capital City Bank Group Asset Resilience Ratio
Capital City Bank Group asset resilience ratio. Capital City Bank Group (CCBG) has an Asset Resilience Ratio of 8.47% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Capital City Bank Group carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Capital City Bank Group (2000–2025)
Asset resilience ratio of Capital City Bank Group from 2000 to 2025. This chart shows how Capital City Bank Group's Asset Resilience Ratio has changed over time. See how much free cash does Capital City Bank Group generate to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Capital City Bank Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see CCBG total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $376.78 Million | 8.47% |
| Total Liquid Assets | $376.78 Million | 8.47% |
Asset Resilience Insights
- Limited Liquidity: Capital City Bank Group maintains only 8.47% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Capital City Bank Group Industry Peers by Asset Resilience Ratio
Compare Capital City Bank Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shinhan Financial Group Co Ltd
NYSE:SHG |
Banks - Regional | 12.76% |
|
Erste Bank Polska S.A.
WAR:EBP |
Banks - Regional | 4.52% |
|
Union Bank of India
NSE:UNIONBANK |
Banks - Regional | -4.76% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Jb Financial
KO:175330 |
Banks - Regional | 0.14% |
|
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd
SHE:002839 |
Banks - Regional | -17.44% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
Capital City Bank Group Asset Resilience Ratio by Year (2000–2025)
Capital City Bank Group asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Capital City Bank Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.48% | $415.63 Million | $4.39 Billion | -0.37pp |
| 2024-12-31 | 9.85% | $425.92 Million | $4.32 Billion | +2.00pp |
| 2023-12-31 | 7.85% | $337.90 Million | $4.30 Billion | -1.30pp |
| 2022-12-31 | 9.15% | $413.29 Million | $4.52 Billion | -6.21pp |
| 2021-12-31 | 15.35% | $654.61 Million | $4.26 Billion | +6.80pp |
| 2020-12-31 | 8.55% | $324.87 Million | $3.80 Billion | -4.51pp |
| 2019-12-31 | 13.07% | $403.60 Million | $3.09 Billion | -2.01pp |
| 2018-12-31 | 15.08% | $446.16 Million | $2.96 Billion | -1.51pp |
| 2017-12-31 | 16.59% | $480.91 Million | $2.90 Billion | -1.78pp |
| 2016-12-31 | 18.37% | $522.73 Million | $2.85 Billion | +2.25pp |
| 2015-12-31 | 16.12% | $451.03 Million | $2.80 Billion | +3.12pp |
| 2014-12-31 | 13.00% | $341.55 Million | $2.63 Billion | +3.37pp |
| 2013-12-31 | 9.63% | $251.42 Million | $2.61 Billion | -1.65pp |
| 2012-12-31 | 11.28% | $296.99 Million | $2.63 Billion | -0.35pp |
| 2011-12-31 | 11.63% | $307.15 Million | $2.64 Billion | -0.18pp |
| 2010-12-31 | 11.81% | $309.73 Million | $2.62 Billion | +4.74pp |
| 2009-12-31 | 7.07% | $191.57 Million | $2.71 Billion | -0.62pp |
| 2008-12-31 | 7.70% | $191.57 Million | $2.49 Billion | +0.41pp |
| 2007-12-31 | 7.29% | $190.72 Million | $2.62 Billion | -0.10pp |
| 2006-12-31 | 7.39% | $191.89 Million | $2.60 Billion | +5.06pp |
| 2005-12-31 | 2.33% | $61.16 Million | $2.63 Billion | -0.82pp |
| 2004-12-31 | 3.15% | $74.51 Million | $2.36 Billion | -3.64pp |
| 2003-12-31 | 6.79% | $125.45 Million | $1.85 Billion | -2.57pp |
| 2002-12-31 | 9.37% | $170.94 Million | $1.82 Billion | +0.34pp |
| 2001-12-31 | 9.03% | $164.42 Million | $1.82 Billion | +6.37pp |
| 2000-12-31 | 2.66% | $40.62 Million | $1.53 Billion | -- |
About Capital City Bank Group
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card tran… Read more