Capital City Bank Group - Asset Resilience Ratio

Latest as of March 2026: 17.97%

Capital City Bank Group (CCBG) has an Asset Resilience Ratio of 17.97% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$800.55 Million
Cash + Short-term Investments

Total Assets

$4.45 Billion
All company assets

Resilience Assessment

Good
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Capital City Bank Group's Asset Resilience Ratio has changed over time. Check CCBG capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Capital City Bank Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CCBG company net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $800.55 Million 17.97%
Total Liquid Assets $800.55 Million 17.97%

Asset Resilience Insights

  • Good Liquidity Position: Capital City Bank Group maintains a healthy 17.97% of assets in liquid form.
  • This level provides good financial flexibility while maintaining productive asset deployment.
  • The company has significant short-term investments, indicating active treasury management.

Capital City Bank Group Industry Peers by Asset Resilience Ratio

Compare Capital City Bank Group's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Industrial Bank Co Ltd
SHG:601166
Banks - Regional 8.39%
Banco Santander (Brasil) S.A.
SA:SANB11
Banks - Regional 5.47%
Bank of Hangzhou Co Ltd
SHG:600926
Banks - Regional 7.20%
TURKIYE GARANTI BANKASI AS
F:GBKB
Banks - Regional 1.14%
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO
Banks - Regional 2.94%
Spar Nord Bank
CO:SPNO
Banks - Regional -3.96%
Jb Financial
KO:175330
Banks - Regional 0.14%
Zuger Kantonalbank
SW:ZUGER
Banks - Regional -31.80%

Annual Asset Resilience Ratio for Capital City Bank Group (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Capital City Bank Group.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 9.48% $415.63 Million $4.39 Billion -0.37pp
2024-12-31 9.85% $425.92 Million $4.32 Billion +2.00pp
2023-12-31 7.85% $337.90 Million $4.30 Billion -1.30pp
2022-12-31 9.15% $413.29 Million $4.52 Billion -6.21pp
2021-12-31 15.35% $654.61 Million $4.26 Billion +6.80pp
2020-12-31 8.55% $324.87 Million $3.80 Billion -4.51pp
2019-12-31 13.07% $403.60 Million $3.09 Billion -2.01pp
2018-12-31 15.08% $446.16 Million $2.96 Billion -1.51pp
2017-12-31 16.59% $480.91 Million $2.90 Billion -1.78pp
2016-12-31 18.37% $522.73 Million $2.85 Billion +2.25pp
2015-12-31 16.12% $451.03 Million $2.80 Billion +3.12pp
2014-12-31 13.00% $341.55 Million $2.63 Billion +3.37pp
2013-12-31 9.63% $251.42 Million $2.61 Billion -1.65pp
2012-12-31 11.28% $296.99 Million $2.63 Billion -0.35pp
2011-12-31 11.63% $307.15 Million $2.64 Billion -0.18pp
2010-12-31 11.81% $309.73 Million $2.62 Billion +4.74pp
2009-12-31 7.07% $191.57 Million $2.71 Billion -0.62pp
2008-12-31 7.70% $191.57 Million $2.49 Billion +0.41pp
2007-12-31 7.29% $190.72 Million $2.62 Billion -0.10pp
2006-12-31 7.39% $191.89 Million $2.60 Billion +5.06pp
2005-12-31 2.33% $61.16 Million $2.63 Billion -0.82pp
2004-12-31 3.15% $74.51 Million $2.36 Billion -3.64pp
2003-12-31 6.79% $125.45 Million $1.85 Billion -2.57pp
2002-12-31 9.37% $170.94 Million $1.82 Billion +0.34pp
2001-12-31 9.03% $164.42 Million $1.82 Billion +6.37pp
2000-12-31 2.66% $40.62 Million $1.53 Billion --
pp = percentage points

About Capital City Bank Group

NASDAQ:CCBG USA Banks - Regional
Market Cap
$853.87 Million
Market Cap Rank
#9717 Global
#2682 in USA
Share Price
$49.93
Change (1 day)
-0.85%
52-Week Range
$38.50 - $51.28
All Time High
$51.28
About

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card tran… Read more