CNB Financial Corporation - Asset Resilience Ratio
CNB Financial Corporation (CCNE) has an Asset Resilience Ratio of 6.96% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how CNB Financial Corporation's Asset Resilience Ratio has changed over time. Check CNB Financial Corporation (CCNE) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down CNB Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CNB Financial Corporation market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $584.33 Million | 6.96% |
| Total Liquid Assets | $584.33 Million | 6.96% |
Asset Resilience Insights
- Limited Liquidity: CNB Financial Corporation maintains only 6.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CNB Financial Corporation Industry Peers by Asset Resilience Ratio
Compare CNB Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for CNB Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for CNB Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.96% | $584.33 Million | $8.40 Billion | +0.44pp |
| 2024-12-31 | 6.52% | $403.51 Million | $6.19 Billion | +0.57pp |
| 2023-12-31 | 5.94% | $341.95 Million | $5.75 Billion | -0.84pp |
| 2022-12-31 | 6.78% | $371.41 Million | $5.48 Billion | -6.30pp |
| 2021-12-31 | 13.08% | $697.19 Million | $5.33 Billion | +0.72pp |
| 2020-12-31 | 12.37% | $584.91 Million | $4.73 Billion | -2.04pp |
| 2019-12-31 | 14.41% | $542.31 Million | $3.76 Billion | -1.63pp |
| 2018-12-31 | 16.04% | $516.86 Million | $3.22 Billion | +1.25pp |
| 2017-12-31 | 14.80% | $409.71 Million | $2.77 Billion | -4.47pp |
| 2016-12-31 | 19.26% | $495.83 Million | $2.57 Billion | -4.63pp |
| 2015-12-31 | 23.90% | $546.04 Million | $2.29 Billion | -7.43pp |
| 2014-12-31 | 31.32% | $685.72 Million | $2.19 Billion | -0.86pp |
| 2013-12-31 | 32.19% | $685.99 Million | $2.13 Billion | -9.40pp |
| 2012-12-31 | 41.58% | $737.31 Million | $1.77 Billion | +1.76pp |
| 2011-12-31 | 39.83% | $638.11 Million | $1.60 Billion | +4.41pp |
| 2010-12-31 | 35.42% | $500.68 Million | $1.41 Billion | +5.68pp |
| 2009-12-31 | 29.74% | $345.42 Million | $1.16 Billion | +28.82pp |
| 2008-12-31 | 0.92% | $9.36 Million | $1.02 Billion | +0.16pp |
| 2007-12-31 | 0.76% | $6.54 Million | $856.31 Million | -0.13pp |
| 2006-12-31 | 0.90% | $7.02 Million | $780.85 Million | -2.23pp |
| 2005-12-31 | 3.12% | $23.87 Million | $764.02 Million | +0.97pp |
| 2004-12-31 | 2.15% | $15.62 Million | $725.22 Million | +1.34pp |
| 2003-12-31 | 0.82% | $5.74 Million | $701.75 Million | -0.05pp |
| 2002-12-31 | 0.86% | $5.78 Million | $668.52 Million | +0.52pp |
| 2001-12-31 | 0.34% | $2.04 Million | $592.79 Million | -0.06pp |
| 2000-12-31 | 0.41% | $2.26 Million | $555.37 Million | -- |
About CNB Financial Corporation
CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It als… Read more