CF Bankshares Inc - Asset Resilience Ratio

Latest as of June 2026: 0.79%

CF Bankshares Inc (CFBK) has an Asset Resilience Ratio of 0.79% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CFBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$17.22 Million

Cash + Short-term Investments

Total Assets

$2.17 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how CF Bankshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of CF Bankshares Inc.

Liquid Assets Composition Over Time

This chart breaks down CF Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CF Bankshares Inc (CFBK) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$17.22 Million	0.79%
Total Liquid Assets	$17.22 Million	0.79%

Asset Resilience Insights

Limited Liquidity: CF Bankshares Inc maintains only 0.79% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

CF Bankshares Inc Industry Peers by Asset Resilience Ratio

Compare CF Bankshares Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for CF Bankshares Inc (2000–2025)

The table below shows the annual Asset Resilience Ratio data for CF Bankshares Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.83%	$17.50 Million	$2.12 Billion	+0.41pp
2024-12-31	0.42%	$8.68 Million	$2.07 Billion	+0.03pp
2023-12-31	0.39%	$8.09 Million	$2.06 Billion	-0.18pp
2022-12-31	0.57%	$10.44 Million	$1.82 Billion	-0.52pp
2021-12-31	1.09%	$16.35 Million	$1.50 Billion	+0.50pp
2020-12-31	0.59%	$8.70 Million	$1.48 Billion	-0.34pp
2019-12-31	0.93%	$8.17 Million	$880.54 Million	-0.59pp
2018-12-31	1.52%	$10.11 Million	$665.02 Million	-0.92pp
2017-12-31	2.45%	$11.77 Million	$481.43 Million	-0.78pp
2016-12-31	3.22%	$14.06 Million	$436.11 Million	+0.56pp
2015-12-31	2.67%	$9.37 Million	$351.29 Million	-0.64pp
2014-12-31	3.31%	$10.45 Million	$315.59 Million	-0.47pp
2013-12-31	3.78%	$9.67 Million	$255.75 Million	-4.42pp
2012-12-31	8.20%	$17.64 Million	$215.03 Million	+0.82pp
2011-12-31	7.38%	$18.52 Million	$250.92 Million	+5.90pp
2003-12-31	1.48%	$1.59 Million	$107.01 Million	-5.04pp
2002-12-31	6.52%	$7.21 Million	$110.52 Million	+0.73pp
2001-12-31	5.80%	$7.01 Million	$120.93 Million	+0.83pp
2000-12-31	4.97%	$7.00 Million	$140.93 Million	--

pp = percentage points

About CF Bankshares Inc

NASDAQ:CFBK USA Banks - Regional

Market Cap

$223.64 Million

Market Cap Rank

#16197 Global

#3851 in USA

Share Price

$34.86

Change (1 day)

-1.22%

52-Week Range

$22.56 - $36.31

All Time High

$36.31