CFSB Bancorp Inc - Asset Resilience Ratio
CFSB Bancorp Inc (CFSB) has an Asset Resilience Ratio of 0.02% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how CFSB Bancorp Inc's Asset Resilience Ratio has changed over time. Check CFSB Bancorp Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down CFSB Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CFSB Bancorp Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $91.00K | 0.02% |
| Total Liquid Assets | $91.00K | 0.02% |
Asset Resilience Insights
- Limited Liquidity: CFSB Bancorp Inc maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CFSB Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare CFSB Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for CFSB Bancorp Inc (2020–2025)
The table below shows the annual Asset Resilience Ratio data for CFSB Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 6.27% | $22.97 Million | $366.61 Million | +6.24pp |
| 2024-06-30 | 0.03% | $113.00K | $363.44 Million | -0.01pp |
| 2023-06-30 | 0.04% | $146.00K | $349.01 Million | -0.01pp |
| 2022-06-30 | 0.05% | $199.00K | $366.18 Million | -0.62pp |
| 2021-06-30 | 0.68% | $2.29 Million | $338.85 Million | +0.56pp |
| 2020-06-30 | 0.12% | $403.00K | $332.97 Million | -- |
About CFSB Bancorp Inc
As of November 1, 2025, CFSB Bancorp, Inc. was acquired by Hometown Financial Group, Inc. CFSB Bancorp, Inc. operates as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. The company accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, s… Read more