CFSB Bancorp Inc - Asset Resilience Ratio
CFSB Bancorp Inc (CFSB) has an Asset Resilience Ratio of 0.02% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CFSB total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how CFSB Bancorp Inc's Asset Resilience Ratio has changed over time. See CFSB Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down CFSB Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of CFSB Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $91.00K | 0.02% |
| Total Liquid Assets | $91.00K | 0.02% |
Asset Resilience Insights
- Limited Liquidity: CFSB Bancorp Inc maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CFSB Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare CFSB Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for CFSB Bancorp Inc (2020–2025)
The table below shows the annual Asset Resilience Ratio data for CFSB Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 6.27% | $22.97 Million | $366.61 Million | +6.24pp |
| 2024-06-30 | 0.03% | $113.00K | $363.44 Million | -0.01pp |
| 2023-06-30 | 0.04% | $146.00K | $349.01 Million | -0.01pp |
| 2022-06-30 | 0.05% | $199.00K | $366.18 Million | -0.62pp |
| 2021-06-30 | 0.68% | $2.29 Million | $338.85 Million | +0.56pp |
| 2020-06-30 | 0.12% | $403.00K | $332.97 Million | -- |
About CFSB Bancorp Inc
As of November 1, 2025, CFSB Bancorp, Inc. was acquired by Hometown Financial Group, Inc. CFSB Bancorp, Inc. operates as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. The company accepts various deposits, including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, s… Read more