City Holding Company - Asset Resilience Ratio
City Holding Company (CHCO) has an Asset Resilience Ratio of 22.36% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of City Holding Company for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how City Holding Company's Asset Resilience Ratio has changed over time. See CHCO total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down City Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CHCO market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.50 Billion | 22.36% |
| Total Liquid Assets | $1.50 Billion | 22.36% |
Asset Resilience Insights
- Good Liquidity Position: City Holding Company maintains a healthy 22.36% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
City Holding Company Industry Peers by Asset Resilience Ratio
Compare City Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for City Holding Company (2000–2025)
The table below shows the annual Asset Resilience Ratio data for City Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 22.36% | $1.50 Billion | $6.72 Billion | +22.13pp |
| 2024-12-31 | 0.24% | $15.41 Million | $6.46 Billion | -21.46pp |
| 2023-12-31 | 21.69% | $1.34 Billion | $6.17 Billion | -3.92pp |
| 2022-12-31 | 25.61% | $1.51 Billion | $5.88 Billion | +2.16pp |
| 2021-12-31 | 23.45% | $1.41 Billion | $6.00 Billion | +3.02pp |
| 2020-12-31 | 20.44% | $1.18 Billion | $5.76 Billion | +4.30pp |
| 2019-12-31 | 16.14% | $810.11 Million | $5.02 Billion | +1.38pp |
| 2018-12-31 | 14.76% | $723.25 Million | $4.90 Billion | +1.44pp |
| 2017-12-31 | 13.32% | $550.39 Million | $4.13 Billion | +1.98pp |
| 2016-12-31 | 11.34% | $450.08 Million | $3.97 Billion | +1.38pp |
| 2015-12-31 | 9.95% | $369.47 Million | $3.71 Billion | +2.61pp |
| 2014-12-31 | 7.34% | $254.04 Million | $3.46 Billion | -3.13pp |
| 2013-12-31 | 10.47% | $352.66 Million | $3.37 Billion | -2.46pp |
| 2012-12-31 | 12.93% | $377.12 Million | $2.92 Billion | -0.06pp |
| 2011-12-31 | 12.99% | $360.78 Million | $2.78 Billion | +12.37pp |
| 2010-12-31 | 0.62% | $16.34 Million | $2.64 Billion | +0.49pp |
| 2009-12-31 | 0.13% | $3.52 Million | $2.62 Billion | -0.03pp |
| 2008-12-31 | 0.16% | $4.12 Million | $2.59 Billion | -0.24pp |
| 2007-12-31 | 0.39% | $9.79 Million | $2.48 Billion | -1.70pp |
| 2006-12-31 | 2.09% | $52.43 Million | $2.51 Billion | +1.91pp |
| 2005-12-31 | 0.18% | $4.45 Million | $2.50 Billion | +0.03pp |
| 2004-12-31 | 0.15% | $3.23 Million | $2.21 Billion | -0.09pp |
| 2003-12-31 | 0.23% | $5.12 Million | $2.21 Billion | -2.07pp |
| 2002-12-31 | 2.30% | $47.20 Million | $2.05 Billion | -1.88pp |
| 2001-12-31 | 4.18% | $88.50 Million | $2.12 Billion | +4.08pp |
| 2000-12-31 | 0.10% | $2.64 Million | $2.67 Billion | -- |
About City Holding Company
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that … Read more