City Holding Company Asset Resilience Ratio
City Holding Company asset resilience ratio. City Holding Company (CHCO) has an Asset Resilience Ratio of 22.24% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CHCO defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of City Holding Company (2000–2025)
Asset resilience ratio of City Holding Company from 2000 to 2025. This chart shows how City Holding Company's Asset Resilience Ratio has changed over time. Read City Holding Company debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down City Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see City Holding Company (CHCO) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.51 Billion | 22.24% |
| Total Liquid Assets | $1.51 Billion | 22.24% |
Asset Resilience Insights
- Good Liquidity Position: City Holding Company maintains a healthy 22.24% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
City Holding Company Industry Peers by Asset Resilience Ratio
Compare City Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
City Holding Company Asset Resilience Ratio by Year (2000–2025)
City Holding Company asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for City Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.71% | $787.36 Million | $6.72 Billion | +11.47pp |
| 2024-12-31 | 0.24% | $15.41 Million | $6.46 Billion | -21.46pp |
| 2023-12-31 | 21.69% | $1.34 Billion | $6.17 Billion | -3.92pp |
| 2022-12-31 | 25.61% | $1.51 Billion | $5.88 Billion | +2.16pp |
| 2021-12-31 | 23.45% | $1.41 Billion | $6.00 Billion | +3.02pp |
| 2020-12-31 | 20.44% | $1.18 Billion | $5.76 Billion | +4.30pp |
| 2019-12-31 | 16.14% | $810.11 Million | $5.02 Billion | +1.38pp |
| 2018-12-31 | 14.76% | $723.25 Million | $4.90 Billion | +1.44pp |
| 2017-12-31 | 13.32% | $550.39 Million | $4.13 Billion | +1.98pp |
| 2016-12-31 | 11.34% | $450.08 Million | $3.97 Billion | +1.38pp |
| 2015-12-31 | 9.95% | $369.47 Million | $3.71 Billion | +2.61pp |
| 2014-12-31 | 7.34% | $254.04 Million | $3.46 Billion | -3.13pp |
| 2013-12-31 | 10.47% | $352.66 Million | $3.37 Billion | -2.46pp |
| 2012-12-31 | 12.93% | $377.12 Million | $2.92 Billion | -0.06pp |
| 2011-12-31 | 12.99% | $360.78 Million | $2.78 Billion | +12.37pp |
| 2010-12-31 | 0.62% | $16.34 Million | $2.64 Billion | +0.49pp |
| 2009-12-31 | 0.13% | $3.52 Million | $2.62 Billion | -0.03pp |
| 2008-12-31 | 0.16% | $4.12 Million | $2.59 Billion | -0.24pp |
| 2007-12-31 | 0.39% | $9.79 Million | $2.48 Billion | -1.70pp |
| 2006-12-31 | 2.09% | $52.43 Million | $2.51 Billion | +1.91pp |
| 2005-12-31 | 0.18% | $4.45 Million | $2.50 Billion | +0.03pp |
| 2004-12-31 | 0.15% | $3.23 Million | $2.21 Billion | -0.09pp |
| 2003-12-31 | 0.23% | $5.12 Million | $2.21 Billion | -2.07pp |
| 2002-12-31 | 2.30% | $47.20 Million | $2.05 Billion | -1.88pp |
| 2001-12-31 | 4.18% | $88.50 Million | $2.12 Billion | +4.08pp |
| 2000-12-31 | 0.10% | $2.64 Million | $2.67 Billion | -- |
About City Holding Company
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that … Read more