Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit … Read more
Chime Financial, Inc. Class A Common Stock - Asset Resilience Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has an Asset Resilience Ratio of 29.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Chime Financial, Inc. Class A Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $587.83 Million | 29.92% |
| Total Liquid Assets | $587.83 Million | 29.92% |
Asset Resilience Insights
- Very High Liquidity: Chime Financial, Inc. Class A Common Stock maintains exceptional liquid asset reserves at 29.92% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Chime Financial, Inc. Class A Common Stock Industry Peers by Asset Resilience Ratio
Compare Chime Financial, Inc. Class A Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 5.03% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
Dhc Software Co Ltd
SHE:002065 |
Software - Application | -0.80% |
|
Zhejiang Netsun Co Ltd
SHE:002095 |
Software - Application | -0.27% |
|
Montnets Cloud Technology Group Co Ltd
SHE:002123 |
Software - Application | 0.01% |
|
Beijing Shiji Information Technology Co Ltd
SHE:002153 |
Software - Application | 0.12% |
|
Shanghai 2345 Network Holding Group
SHE:002195 |
Software - Application | 55.85% |
|
Iflytek Co Ltd
SHE:002230 |
Software - Application | -4.18% |
Annual Asset Resilience Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Chime Financial, Inc. Class A Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.92% | $587.83 Million | $1.96 Billion | +4.67pp |
| 2024-12-31 | 25.25% | $368.89 Million | $1.46 Billion | -17.23pp |
| 2023-12-31 | 42.48% | $560.88 Million | $1.32 Billion | -9.33pp |
| 2022-12-31 | 51.81% | $734.61 Million | $1.42 Billion | -- |