Chime Financial, Inc. Class A Common Stock - Asset Resilience Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has an Asset Resilience Ratio of 26.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CHYM net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Chime Financial, Inc. Class A Common Sto total assets.
Liquid Assets Composition Over Time
This chart breaks down Chime Financial, Inc. Class A Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read Chime Financial, Inc. Class A Common Sto balance sheet liabilities for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $527.38 Million | 26.41% |
| Total Liquid Assets | $527.38 Million | 26.41% |
Asset Resilience Insights
- Very High Liquidity: Chime Financial, Inc. Class A Common Stock maintains exceptional liquid asset reserves at 26.41% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Chime Financial, Inc. Class A Common Stock Industry Peers by Asset Resilience Ratio
Compare Chime Financial, Inc. Class A Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Beijing Kingsoft Office Software In
SHG:688111 |
Software - Application | 7.51% |
|
Xero Ltd
AU:XRO |
Software - Application | 18.62% |
|
Webull Corp
NASDAQ:BULL |
Software - Application | 4.45% |
|
Douzone Bizon Co Ltd
KO:012510 |
Software - Application | 3.64% |
|
Shanghai Suochen Information Technology Co. Ltd. A
SHG:688507 |
Software - Application | 0.17% |
|
Beijing Global Safety Technology Co Ltd
SHE:300523 |
Software - Application | 0.01% |
|
Shanghai Baosight Software Co Ltd B
SHG:900926 |
Software - Application | 0.04% |
|
Client Service International Inc
SHE:300663 |
Software - Application | 0.49% |
Annual Asset Resilience Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Chime Financial, Inc. Class A Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.92% | $587.83 Million | $1.96 Billion | +4.67pp |
| 2024-12-31 | 25.25% | $368.89 Million | $1.46 Billion | -17.23pp |
| 2023-12-31 | 42.48% | $560.88 Million | $1.32 Billion | -9.33pp |
| 2022-12-31 | 51.81% | $734.61 Million | $1.42 Billion | -- |
About Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as Spo… Read more