Chime Financial, Inc. Class A Common Stock Asset Resilience Ratio
Chime Financial, Inc. Class A Common Stock asset resilience ratio. Chime Financial, Inc. Class A Common Stock (CHYM) has an Asset Resilience Ratio of 26.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CHYM days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Chime Financial, Inc. Class A Common Stock (2022–2025)
Asset resilience ratio of Chime Financial, Inc. Class A Common Stock from 2022 to 2025. This chart shows how Chime Financial, Inc. Class A Common Stock's Asset Resilience Ratio has changed over time. Read total liabilities of Chime Financial, Inc. Class A Common Sto for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Chime Financial, Inc. Class A Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Chime Financial, Inc. Class A Common Sto asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $527.38 Million | 26.41% |
| Total Liquid Assets | $527.38 Million | 26.41% |
Asset Resilience Insights
- Very High Liquidity: Chime Financial, Inc. Class A Common Stock maintains exceptional liquid asset reserves at 26.41% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Chime Financial, Inc. Class A Common Stock Industry Peers by Asset Resilience Ratio
Compare Chime Financial, Inc. Class A Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
TaTaTu SpA
PA:ALTTU |
Software - Application | 1.52% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
GuoChuang Software Co Ltd
SHE:300520 |
Software - Application | 7.25% |
|
Alkami Technology Inc
NASDAQ:ALKT |
Software - Application | 4.26% |
|
Nanjing Doron Technology Corp
SHG:603528 |
Software - Application | 32.76% |
|
Yalla Group Ltd
NYSE:YALA |
Software - Application | 36.27% |
|
Truecaller AB (publ)
ST:TRUE-B |
Software - Application | 35.51% |
Chime Financial, Inc. Class A Common Stock Asset Resilience Ratio by Year (2022–2025)
Chime Financial, Inc. Class A Common Stock asset resilience ratio by year from 2022 to 2025. The table below shows the annual Asset Resilience Ratio data for Chime Financial, Inc. Class A Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.92% | $587.83 Million | $1.96 Billion | +4.67pp |
| 2024-12-31 | 25.25% | $368.89 Million | $1.46 Billion | -17.23pp |
| 2023-12-31 | 42.48% | $560.88 Million | $1.32 Billion | -9.33pp |
| 2022-12-31 | 51.81% | $734.61 Million | $1.42 Billion | -- |
About Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as Spo… Read more