Chime Financial, Inc. Class A Common Stock - Asset Resilience Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has an Asset Resilience Ratio of 29.92% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CHYM current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Asset Resilience Ratio has changed over time. See shareholders equity of Chime Financial, Inc. Class A Common Sto for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Chime Financial, Inc. Class A Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CHYM company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $587.83 Million | 29.92% |
| Total Liquid Assets | $587.83 Million | 29.92% |
Asset Resilience Insights
- Very High Liquidity: Chime Financial, Inc. Class A Common Stock maintains exceptional liquid asset reserves at 29.92% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Chime Financial, Inc. Class A Common Stock Industry Peers by Asset Resilience Ratio
Compare Chime Financial, Inc. Class A Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Baosight Software Co Ltd A
SHG:600845 |
Software - Application | 0.04% |
|
Workiva Inc
NYSE:WK |
Software - Application | 37.02% |
|
Dave Inc
NASDAQ:DAVE |
Software - Application | 8.37% |
|
Sinosoft Co Ltd
SHG:603927 |
Software - Application | 0.00% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
Hangzhou Pinming Software Co. Ltd. A
SHG:688109 |
Software - Application | 10.41% |
|
Beijing Join-Cheer Software Co Ltd
SHE:002279 |
Software - Application | 16.29% |
|
Changzhou Youon Pubilic Bicycle System Co Ltd
SHG:603776 |
Software - Application | 56.44% |
Annual Asset Resilience Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Chime Financial, Inc. Class A Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.92% | $587.83 Million | $1.96 Billion | +4.67pp |
| 2024-12-31 | 25.25% | $368.89 Million | $1.46 Billion | -17.23pp |
| 2023-12-31 | 42.48% | $560.88 Million | $1.32 Billion | -9.33pp |
| 2022-12-31 | 51.81% | $734.61 Million | $1.42 Billion | -- |
About Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit … Read more