Chime Financial, Inc. Class A Common Stock - Asset Resilience Ratio
Chime Financial, Inc. Class A Common Stock (CHYM) has an Asset Resilience Ratio of 20.69% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CHYM free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2025)
This chart shows how Chime Financial, Inc. Class A Common Stock's Asset Resilience Ratio has changed over time. See how leveraged is Chime Financial, Inc. Class A Common Sto's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Chime Financial, Inc. Class A Common Stock's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CHYM company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $403.61 Million | 20.69% |
| Total Liquid Assets | $403.61 Million | 20.69% |
Asset Resilience Insights
- Good Liquidity Position: Chime Financial, Inc. Class A Common Stock maintains a healthy 20.69% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Chime Financial, Inc. Class A Common Stock Industry Peers by Asset Resilience Ratio
Compare Chime Financial, Inc. Class A Common Stock's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shenzhen Intellifusion Technologies Co. Ltd. A
SHG:688343 |
Software - Application | 21.19% |
|
Navan, Inc. Class A Common Stock
NASDAQ:NAVN |
Software - Application | 9.19% |
|
Fujian Newland Computer Co Ltd
SHE:000997 |
Software - Application | 12.89% |
|
Navinfo Co Ltd
SHE:002405 |
Software - Application | 1.84% |
|
Anhui Wantong Technology Co Ltd
SHE:002331 |
Software - Application | 3.70% |
|
Shandong Shanda Oumasoft CO.LTD.
SHE:301185 |
Software - Application | 17.79% |
|
Hunan Copote Science Technology Co Ltd
SHG:600476 |
Software - Application | 3.55% |
|
Streamwide
PA:ALSTW |
Software - Application | 19.05% |
Annual Asset Resilience Ratio for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below shows the annual Asset Resilience Ratio data for Chime Financial, Inc. Class A Common Stock.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.92% | $587.83 Million | $1.96 Billion | +4.67pp |
| 2024-12-31 | 25.25% | $368.89 Million | $1.46 Billion | -17.23pp |
| 2023-12-31 | 42.48% | $560.88 Million | $1.32 Billion | -9.33pp |
| 2022-12-31 | 51.81% | $734.61 Million | $1.42 Billion | -- |
About Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as Spo… Read more