Columbia Financial Inc - Asset Resilience Ratio
Columbia Financial Inc (CLBK) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Columbia Financial Inc's Asset Resilience Ratio has changed over time. Check how strategically is Columbia Financial Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Columbia Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Columbia Financial Inc (CLBK) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $112.00K | 0.0% |
| Total Liquid Assets | $112.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Columbia Financial Inc maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Columbia Financial Inc Industry Peers by Asset Resilience Ratio
Compare Columbia Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Columbia Financial Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Columbia Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $111.00K | $11.02 Billion | -7.37pp |
| 2024-12-31 | 7.38% | $772.63 Million | $10.48 Billion | -2.90pp |
| 2023-12-31 | 10.27% | $1.09 Billion | $10.65 Billion | -2.49pp |
| 2022-12-31 | 12.77% | $1.33 Billion | $10.41 Billion | -5.71pp |
| 2021-12-31 | 18.47% | $1.70 Billion | $9.22 Billion | +3.50pp |
| 2020-12-31 | 14.97% | $1.32 Billion | $8.80 Billion | +1.56pp |
| 2019-12-31 | 13.41% | $1.10 Billion | $8.19 Billion | -2.05pp |
| 2018-12-31 | 15.46% | $1.03 Billion | $6.69 Billion | +3.14pp |
| 2017-12-31 | 12.32% | $710.57 Million | $5.77 Billion | -3.00pp |
| 2016-12-31 | 15.32% | $771.78 Million | $5.04 Billion | -- |
About Columbia Financial Inc
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four fa… Read more