Catalyst Bancorp Inc - Asset Resilience Ratio
Catalyst Bancorp Inc (CLST) has an Asset Resilience Ratio of 15.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CLST strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Catalyst Bancorp Inc's Asset Resilience Ratio has changed over time. See CLST net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Catalyst Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Catalyst Bancorp Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $44.85 Million | 15.8% |
| Total Liquid Assets | $44.85 Million | 15.80% |
Asset Resilience Insights
- Good Liquidity Position: Catalyst Bancorp Inc maintains a healthy 15.80% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Catalyst Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Catalyst Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Catalyst Bancorp Inc (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Catalyst Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.38% | $28.71 Million | $276.70 Million | +9.77pp |
| 2023-12-31 | 0.61% | $1.64 Million | $270.93 Million | -29.62pp |
| 2022-12-31 | 30.23% | $79.60 Million | $263.36 Million | -0.70pp |
| 2021-12-31 | 30.93% | $88.34 Million | $285.61 Million | +21.70pp |
| 2020-12-31 | 9.23% | $20.73 Million | $224.69 Million | +2.72pp |
| 2019-12-31 | 6.51% | $14.22 Million | $218.50 Million | -- |
About Catalyst Bancorp Inc
Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real es… Read more