Catalyst Bancorp Inc Asset Resilience Ratio
Catalyst Bancorp Inc asset resilience ratio. Catalyst Bancorp Inc (CLST) has an Asset Resilience Ratio of 15.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Catalyst Bancorp Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Catalyst Bancorp Inc (2019–2024)
Asset resilience ratio of Catalyst Bancorp Inc from 2019 to 2024. This chart shows how Catalyst Bancorp Inc's Asset Resilience Ratio has changed over time. Read Catalyst Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Catalyst Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Catalyst Bancorp Inc balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $44.85 Million | 15.8% |
| Total Liquid Assets | $44.85 Million | 15.80% |
Asset Resilience Insights
- Good Liquidity Position: Catalyst Bancorp Inc maintains a healthy 15.80% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Catalyst Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Catalyst Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Catalyst Bancorp Inc Asset Resilience Ratio by Year (2019–2024)
Catalyst Bancorp Inc asset resilience ratio by year from 2019 to 2024. The table below shows the annual Asset Resilience Ratio data for Catalyst Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.38% | $28.71 Million | $276.70 Million | +9.77pp |
| 2023-12-31 | 0.61% | $1.64 Million | $270.93 Million | -29.62pp |
| 2022-12-31 | 30.23% | $79.60 Million | $263.36 Million | -0.70pp |
| 2021-12-31 | 30.93% | $88.34 Million | $285.61 Million | +21.70pp |
| 2020-12-31 | 9.23% | $20.73 Million | $224.69 Million | +2.72pp |
| 2019-12-31 | 6.51% | $14.22 Million | $218.50 Million | -- |
About Catalyst Bancorp Inc
Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real es… Read more