CVB Financial Corporation - Asset Resilience Ratio
CVB Financial Corporation (CVBF) has an Asset Resilience Ratio of 16.70% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how CVB Financial Corporation's Asset Resilience Ratio has changed over time. Check CVBF capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down CVB Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CVBF market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.59 Billion | 16.7% |
| Total Liquid Assets | $2.59 Billion | 16.70% |
Asset Resilience Insights
- Good Liquidity Position: CVB Financial Corporation maintains a healthy 16.70% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
CVB Financial Corporation Industry Peers by Asset Resilience Ratio
Compare CVB Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for CVB Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for CVB Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 17.16% | $2.68 Billion | $15.63 Billion | +16.74pp |
| 2024-12-31 | 0.42% | $63.76 Million | $15.15 Billion | -18.03pp |
| 2023-12-31 | 18.45% | $2.96 Billion | $16.02 Billion | -1.31pp |
| 2022-12-31 | 19.76% | $3.26 Billion | $16.48 Billion | -0.29pp |
| 2021-12-31 | 20.05% | $3.18 Billion | $15.88 Billion | +3.41pp |
| 2020-12-31 | 16.64% | $2.40 Billion | $14.42 Billion | +1.21pp |
| 2019-12-31 | 15.42% | $1.74 Billion | $11.28 Billion | +0.38pp |
| 2018-12-31 | 15.04% | $1.73 Billion | $11.53 Billion | -10.12pp |
| 2017-12-31 | 25.16% | $2.08 Billion | $8.27 Billion | -2.96pp |
| 2016-12-31 | 28.12% | $2.27 Billion | $8.07 Billion | -2.76pp |
| 2015-12-31 | 30.88% | $2.37 Billion | $7.67 Billion | -11.64pp |
| 2014-12-31 | 42.52% | $3.14 Billion | $7.38 Billion | +2.56pp |
| 2013-12-31 | 39.96% | $2.66 Billion | $6.66 Billion | +1.47pp |
| 2012-12-31 | 38.49% | $2.45 Billion | $6.36 Billion | +4.53pp |
| 2011-12-31 | 33.96% | $2.20 Billion | $6.48 Billion | +6.13pp |
| 2010-12-31 | 27.83% | $1.79 Billion | $6.44 Billion | -3.45pp |
| 2009-12-31 | 31.28% | $2.11 Billion | $6.74 Billion | -6.21pp |
| 2008-12-31 | 37.50% | $2.49 Billion | $6.65 Billion | -0.48pp |
| 2007-12-31 | 37.98% | $2.39 Billion | $6.29 Billion | -4.40pp |
| 2006-12-31 | 42.38% | $2.58 Billion | $6.09 Billion | -1.32pp |
| 2005-12-31 | 43.70% | $2.37 Billion | $5.42 Billion | -2.52pp |
| 2004-12-31 | 46.22% | $2.09 Billion | $4.51 Billion | -2.19pp |
| 2003-12-31 | 48.41% | $1.87 Billion | $3.85 Billion | +1.90pp |
| 2002-12-31 | 46.50% | $1.45 Billion | $3.12 Billion | -0.49pp |
| 2001-12-31 | 47.00% | $1.18 Billion | $2.51 Billion | +46.56pp |
| 2000-12-31 | 0.43% | $10.00 Million | $2.31 Billion | -- |
About CVB Financial Corporation
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized de… Read more