CVB Financial Corporation - Asset Resilience Ratio

Latest as of June 2026: 26.80%

CVB Financial Corporation (CVBF) has an Asset Resilience Ratio of 26.80% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of CVB Financial Corporation to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$5.68 Billion
Cash + Short-term Investments

Total Assets

$21.18 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how CVB Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CVBF current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down CVB Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CVB Financial Corporation (CVBF) long-term investment share to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $5.68 Billion 26.8%
Total Liquid Assets $5.68 Billion 26.80%

Asset Resilience Insights

  • Very High Liquidity: CVB Financial Corporation maintains exceptional liquid asset reserves at 26.80% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

CVB Financial Corporation Industry Peers by Asset Resilience Ratio

Compare CVB Financial Corporation's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Santander Bank Polska S.A.
WAR:SPL
Banks - Regional 4.41%
Banco Santander Chile
NYSE:BSAC
Banks - Regional 7.94%
Bank of Baroda
NSE:BANKBARODA
Banks - Regional -12.63%
Turkiye Is Bankasi AS Class C
IS:ISCTR
Banks - Regional -38.78%
Ringkjoebing Landbobank A/S
CO:RILBA
Banks - Regional 0.03%
ABSA Bank Limited
JSE:ABSP
Banks - Regional 2.72%
Mechanics Bank
NASDAQ:MCHB
Banks - Regional 18.39%
Laurentian Bank Of Canada
TO:LB
Banks - Regional 0.55%

Annual Asset Resilience Ratio for CVB Financial Corporation (2000–2025)

The table below shows the annual Asset Resilience Ratio data for CVB Financial Corporation.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 17.16% $2.68 Billion $15.63 Billion +16.74pp
2024-12-31 0.42% $63.76 Million $15.15 Billion -18.03pp
2023-12-31 18.45% $2.96 Billion $16.02 Billion -1.31pp
2022-12-31 19.76% $3.26 Billion $16.48 Billion -0.29pp
2021-12-31 20.05% $3.18 Billion $15.88 Billion +3.41pp
2020-12-31 16.64% $2.40 Billion $14.42 Billion +1.21pp
2019-12-31 15.42% $1.74 Billion $11.28 Billion +0.38pp
2018-12-31 15.04% $1.73 Billion $11.53 Billion -10.12pp
2017-12-31 25.16% $2.08 Billion $8.27 Billion -2.96pp
2016-12-31 28.12% $2.27 Billion $8.07 Billion -2.76pp
2015-12-31 30.88% $2.37 Billion $7.67 Billion -11.64pp
2014-12-31 42.52% $3.14 Billion $7.38 Billion +2.56pp
2013-12-31 39.96% $2.66 Billion $6.66 Billion +1.47pp
2012-12-31 38.49% $2.45 Billion $6.36 Billion +4.53pp
2011-12-31 33.96% $2.20 Billion $6.48 Billion +6.13pp
2010-12-31 27.83% $1.79 Billion $6.44 Billion -3.45pp
2009-12-31 31.28% $2.11 Billion $6.74 Billion -6.21pp
2008-12-31 37.50% $2.49 Billion $6.65 Billion -0.48pp
2007-12-31 37.98% $2.39 Billion $6.29 Billion -4.40pp
2006-12-31 42.38% $2.58 Billion $6.09 Billion -1.32pp
2005-12-31 43.70% $2.37 Billion $5.42 Billion -2.52pp
2004-12-31 46.22% $2.09 Billion $4.51 Billion -2.19pp
2003-12-31 48.41% $1.87 Billion $3.85 Billion +1.90pp
2002-12-31 46.50% $1.45 Billion $3.12 Billion -0.49pp
2001-12-31 47.00% $1.18 Billion $2.51 Billion +46.56pp
2000-12-31 0.43% $10.00 Million $2.31 Billion --
pp = percentage points

About CVB Financial Corporation

NASDAQ:CVBF USA Banks - Regional
Market Cap
$4.00 Billion
Market Cap Rank
#4196 Global
#1455 in USA
Share Price
$22.72
Change (1 day)
-0.83%
52-Week Range
$18.05 - $23.30
All Time High
$26.42
About

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized de… Read more