Dave Inc - Asset Resilience Ratio
Dave Inc (DAVE) has an Asset Resilience Ratio of 8.37% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Dave Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how Dave Inc's Asset Resilience Ratio has changed over time. See Dave Inc (DAVE) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Dave Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Dave Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $40.79 Million | 8.37% |
| Total Liquid Assets | $40.79 Million | 8.37% |
Asset Resilience Insights
- Limited Liquidity: Dave Inc maintains only 8.37% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Dave Inc Industry Peers by Asset Resilience Ratio
Compare Dave Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Shanghai Baosight Software Co Ltd A
SHG:600845 |
Software - Application | 0.04% |
|
Workiva Inc
NYSE:WK |
Software - Application | 37.02% |
|
Sinosoft Co Ltd
SHG:603927 |
Software - Application | 0.00% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
Hangzhou Pinming Software Co. Ltd. A
SHG:688109 |
Software - Application | 10.41% |
|
Beijing Join-Cheer Software Co Ltd
SHE:002279 |
Software - Application | 16.29% |
|
Changzhou Youon Pubilic Bicycle System Co Ltd
SHG:603776 |
Software - Application | 56.44% |
|
Hebei Gongda Keya Energy Technology Co. Ltd. A
SHE:301197 |
Software - Application | 8.44% |
Annual Asset Resilience Ratio for Dave Inc (2019–2025)
The table below shows the annual Asset Resilience Ratio data for Dave Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.37% | $40.79 Million | $487.42 Million | -5.19pp |
| 2024-12-31 | 13.55% | $40.57 Million | $299.33 Million | -25.28pp |
| 2023-12-31 | 38.83% | $114.18 Million | $294.02 Million | -13.76pp |
| 2022-12-31 | 52.59% | $169.07 Million | $321.49 Million | +47.00pp |
| 2021-12-31 | 5.59% | $8.23 Million | $147.19 Million | -17.53pp |
| 2020-12-31 | 23.12% | $17.67 Million | $76.41 Million | -14.60pp |
| 2019-12-31 | 37.72% | $25.30 Million | $67.09 Million | -- |
About Dave Inc
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps be… Read more