Dave Inc Asset Resilience Ratio
Dave Inc asset resilience ratio. Dave Inc (DAVE) has an Asset Resilience Ratio of 7.53% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See DAVE defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Dave Inc (2019–2025)
Asset resilience ratio of Dave Inc from 2019 to 2025. This chart shows how Dave Inc's Asset Resilience Ratio has changed over time. Read DAVE current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Dave Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see DAVE total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $42.98 Million | 7.53% |
| Total Liquid Assets | $42.98 Million | 7.53% |
Asset Resilience Insights
- Limited Liquidity: Dave Inc maintains only 7.53% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Dave Inc Industry Peers by Asset Resilience Ratio
Compare Dave Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
TaTaTu SpA
PA:ALTTU |
Software - Application | 1.52% |
|
YGSOFT Inc
SHE:002063 |
Software - Application | 2.96% |
|
ZWSOFT Guangzhou Co Ltd
SHG:688083 |
Software - Application | 54.62% |
|
GuoChuang Software Co Ltd
SHE:300520 |
Software - Application | 7.25% |
|
Alkami Technology Inc
NASDAQ:ALKT |
Software - Application | 4.26% |
|
Nanjing Doron Technology Corp
SHG:603528 |
Software - Application | 32.76% |
|
Yalla Group Ltd
NYSE:YALA |
Software - Application | 36.27% |
|
Truecaller AB (publ)
ST:TRUE-B |
Software - Application | 35.51% |
Dave Inc Asset Resilience Ratio by Year (2019–2025)
Dave Inc asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for Dave Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.37% | $40.79 Million | $487.42 Million | -5.19pp |
| 2024-12-31 | 13.55% | $40.57 Million | $299.33 Million | -25.28pp |
| 2023-12-31 | 38.83% | $114.18 Million | $294.02 Million | -13.76pp |
| 2022-12-31 | 52.59% | $169.07 Million | $321.49 Million | +47.00pp |
| 2021-12-31 | 5.59% | $8.23 Million | $147.19 Million | -17.53pp |
| 2020-12-31 | 23.12% | $17.67 Million | $76.41 Million | -14.60pp |
| 2019-12-31 | 37.72% | $25.30 Million | $67.09 Million | -- |
About Dave Inc
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps be… Read more