Eastern Bankshares Inc - Asset Resilience Ratio
Eastern Bankshares Inc (EBC) has an Asset Resilience Ratio of 0.62% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Eastern Bankshares Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Eastern Bankshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Eastern Bankshares Inc's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down Eastern Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore EBC long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $190.80 Million | 0.62% |
| Total Liquid Assets | $190.80 Million | 0.62% |
Asset Resilience Insights
- Limited Liquidity: Eastern Bankshares Inc maintains only 0.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Eastern Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Eastern Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Eastern Bankshares Inc (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Eastern Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.62% | $190.80 Million | $30.59 Billion | -15.11pp |
| 2024-12-31 | 15.74% | $4.02 Billion | $25.56 Billion | -5.12pp |
| 2023-12-31 | 20.86% | $4.41 Billion | $21.13 Billion | -8.69pp |
| 2022-12-31 | 29.54% | $6.69 Billion | $22.65 Billion | -6.66pp |
| 2021-12-31 | 36.20% | $8.51 Billion | $23.51 Billion | +16.26pp |
| 2020-12-31 | 19.94% | $3.18 Billion | $15.96 Billion | +6.97pp |
| 2019-12-31 | 12.97% | $1.51 Billion | $11.63 Billion | +0.17pp |
| 2018-12-31 | 12.80% | $1.46 Billion | $11.38 Billion | -- |
About Eastern Bankshares Inc
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers. The company provides deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also offers commercial and industrial, such as asset based … Read more