Eastern Bankshares Inc Asset Resilience Ratio
Eastern Bankshares Inc asset resilience ratio. Eastern Bankshares Inc (EBC) has an Asset Resilience Ratio of 0.62% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Eastern Bankshares Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Eastern Bankshares Inc (2018–2025)
Asset resilience ratio of Eastern Bankshares Inc from 2018 to 2025. This chart shows how Eastern Bankshares Inc's Asset Resilience Ratio has changed over time. Read Eastern Bankshares Inc (EBC) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Eastern Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Eastern Bankshares Inc (EBC) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $190.80 Million | 0.62% |
| Total Liquid Assets | $190.80 Million | 0.62% |
Asset Resilience Insights
- Limited Liquidity: Eastern Bankshares Inc maintains only 0.62% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Eastern Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Eastern Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Eastern Bankshares Inc Asset Resilience Ratio by Year (2018–2025)
Eastern Bankshares Inc asset resilience ratio by year from 2018 to 2025. The table below shows the annual Asset Resilience Ratio data for Eastern Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.62% | $190.80 Million | $30.59 Billion | -15.11pp |
| 2024-12-31 | 15.74% | $4.02 Billion | $25.56 Billion | -5.12pp |
| 2023-12-31 | 20.86% | $4.41 Billion | $21.13 Billion | -8.69pp |
| 2022-12-31 | 29.54% | $6.69 Billion | $22.65 Billion | -6.66pp |
| 2021-12-31 | 36.20% | $8.51 Billion | $23.51 Billion | +16.26pp |
| 2020-12-31 | 19.94% | $3.18 Billion | $15.96 Billion | +6.97pp |
| 2019-12-31 | 12.97% | $1.51 Billion | $11.63 Billion | +0.17pp |
| 2018-12-31 | 12.80% | $1.46 Billion | $11.38 Billion | -- |
About Eastern Bankshares Inc
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers. The company provides deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also offers commercial and industrial, such as asset based … Read more