Eagle Bancorp Montana Inc - Asset Resilience Ratio

Latest as of March 2026: 13.14%

Eagle Bancorp Montana Inc (EBMT) has an Asset Resilience Ratio of 13.14% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Eagle Bancorp Montana Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$274.89 Million

Cash + Short-term Investments

Total Assets

$2.09 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2025)

This chart shows how Eagle Bancorp Montana Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is Eagle Bancorp Montana Inc's balance sheet.

Liquid Assets Composition Over Time

This chart breaks down Eagle Bancorp Montana Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Eagle Bancorp Montana Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$274.89 Million	13.14%
Total Liquid Assets	$274.89 Million	13.14%

Asset Resilience Insights

Moderate Liquidity: Eagle Bancorp Montana Inc has 13.14% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Eagle Bancorp Montana Inc Industry Peers by Asset Resilience Ratio

Compare Eagle Bancorp Montana Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Eagle Bancorp Montana Inc (2007–2025)

The table below shows the annual Asset Resilience Ratio data for Eagle Bancorp Montana Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	13.37%	$281.69 Million	$2.11 Billion	+7.70pp
2024-12-31	5.68%	$119.38 Million	$2.10 Billion	-9.66pp
2023-12-31	15.33%	$318.28 Million	$2.08 Billion	-2.60pp
2022-12-31	17.94%	$349.50 Million	$1.95 Billion	-0.95pp
2021-12-31	18.89%	$271.26 Million	$1.44 Billion	+5.93pp
2020-12-31	12.96%	$162.95 Million	$1.26 Billion	+0.92pp
2019-12-31	12.03%	$126.88 Million	$1.05 Billion	-4.61pp
2018-12-31	16.65%	$142.16 Million	$853.90 Million	-1.77pp
2017-12-31	18.42%	$132.04 Million	$716.78 Million	-0.64pp
2016-12-31	19.06%	$128.44 Million	$673.92 Million	-4.06pp
2015-12-31	23.12%	$145.74 Million	$630.35 Million	-12.04pp
2014-12-31	35.16%	$189.55 Million	$539.11 Million	-2.60pp
2013-12-31	37.76%	$195.01 Million	$516.39 Million	-2.69pp
2012-12-31	40.46%	$205.56 Million	$508.12 Million	+13.55pp
2011-12-31	26.90%	$89.28 Million	$331.87 Million	-2.42pp
2010-12-31	29.32%	$97.08 Million	$331.09 Million	+29.02pp
2009-12-31	0.30%	$966.00K	$325.74 Million	+0.29pp
2008-12-31	0.01%	$25.00K	$325.74 Million	-0.19pp
2007-12-31	0.20%	$549.00K	$279.91 Million	--

pp = percentage points

About Eagle Bancorp Montana Inc

NASDAQ:EBMT USA Banks - Regional

Market Cap

$174.76 Million

Market Cap Rank

#17140 Global

#4060 in USA

Share Price

$21.94

Change (1 day)

-3.05%

52-Week Range

$15.92 - $24.43

All Time High

$24.43