Eagle Bancorp Montana Inc - Asset Resilience Ratio

Latest as of December 2025: 13.37%

Eagle Bancorp Montana Inc (EBMT) has an Asset Resilience Ratio of 13.37% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Eagle Bancorp Montana Inc for a breakdown of total debt and financial obligations.

Liquid Assets

$281.69 Million

Cash + Short-term Investments

Total Assets

$2.11 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2025)

This chart shows how Eagle Bancorp Montana Inc's Asset Resilience Ratio has changed over time. See what is Eagle Bancorp Montana Inc's book value for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Eagle Bancorp Montana Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Eagle Bancorp Montana Inc (EBMT) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$281.69 Million	13.37%
Total Liquid Assets	$281.69 Million	13.37%

Asset Resilience Insights

Moderate Liquidity: Eagle Bancorp Montana Inc has 13.37% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Eagle Bancorp Montana Inc Industry Peers by Asset Resilience Ratio

Compare Eagle Bancorp Montana Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Eagle Bancorp Montana Inc (2007–2025)

The table below shows the annual Asset Resilience Ratio data for Eagle Bancorp Montana Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	13.37%	$281.69 Million	$2.11 Billion	+7.70pp
2024-12-31	5.68%	$119.38 Million	$2.10 Billion	-9.66pp
2023-12-31	15.33%	$318.28 Million	$2.08 Billion	-2.60pp
2022-12-31	17.94%	$349.50 Million	$1.95 Billion	-0.95pp
2021-12-31	18.89%	$271.26 Million	$1.44 Billion	+5.93pp
2020-12-31	12.96%	$162.95 Million	$1.26 Billion	+0.92pp
2019-12-31	12.03%	$126.88 Million	$1.05 Billion	-4.61pp
2018-12-31	16.65%	$142.16 Million	$853.90 Million	-1.77pp
2017-12-31	18.42%	$132.04 Million	$716.78 Million	-0.64pp
2016-12-31	19.06%	$128.44 Million	$673.92 Million	-4.06pp
2015-12-31	23.12%	$145.74 Million	$630.35 Million	-12.04pp
2014-12-31	35.16%	$189.55 Million	$539.11 Million	-2.60pp
2013-12-31	37.76%	$195.01 Million	$516.39 Million	-2.69pp
2012-12-31	40.46%	$205.56 Million	$508.12 Million	+13.55pp
2011-12-31	26.90%	$89.28 Million	$331.87 Million	-2.42pp
2010-12-31	29.32%	$97.08 Million	$331.09 Million	+29.02pp
2009-12-31	0.30%	$966.00K	$325.74 Million	+0.29pp
2008-12-31	0.01%	$25.00K	$325.74 Million	-0.19pp
2007-12-31	0.20%	$549.00K	$279.91 Million	--

pp = percentage points

About Eagle Bancorp Montana Inc

NASDAQ:EBMT USA Banks - Regional

Market Cap

$180.10 Million

Market Cap Rank

#16984 Global

#3834 in USA

Share Price

$22.61

Change (1 day)

+2.22%

52-Week Range

$15.31 - $23.45

All Time High

$23.45