Eagle Bancorp Montana Inc Asset Resilience Ratio
Eagle Bancorp Montana Inc asset resilience ratio. Eagle Bancorp Montana Inc (EBMT) has an Asset Resilience Ratio of 13.14% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Eagle Bancorp Montana Inc fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Eagle Bancorp Montana Inc (2007–2025)
Asset resilience ratio of Eagle Bancorp Montana Inc from 2007 to 2025. This chart shows how Eagle Bancorp Montana Inc's Asset Resilience Ratio has changed over time. Read Eagle Bancorp Montana Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Eagle Bancorp Montana Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Eagle Bancorp Montana Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $274.89 Million | 13.14% |
| Total Liquid Assets | $274.89 Million | 13.14% |
Asset Resilience Insights
- Moderate Liquidity: Eagle Bancorp Montana Inc has 13.14% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Eagle Bancorp Montana Inc Industry Peers by Asset Resilience Ratio
Compare Eagle Bancorp Montana Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Eagle Bancorp Montana Inc Asset Resilience Ratio by Year (2007–2025)
Eagle Bancorp Montana Inc asset resilience ratio by year from 2007 to 2025. The table below shows the annual Asset Resilience Ratio data for Eagle Bancorp Montana Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.37% | $281.69 Million | $2.11 Billion | +7.70pp |
| 2024-12-31 | 5.68% | $119.38 Million | $2.10 Billion | -9.66pp |
| 2023-12-31 | 15.33% | $318.28 Million | $2.08 Billion | -2.60pp |
| 2022-12-31 | 17.94% | $349.50 Million | $1.95 Billion | -0.95pp |
| 2021-12-31 | 18.89% | $271.26 Million | $1.44 Billion | +5.93pp |
| 2020-12-31 | 12.96% | $162.95 Million | $1.26 Billion | +0.92pp |
| 2019-12-31 | 12.03% | $126.88 Million | $1.05 Billion | -4.61pp |
| 2018-12-31 | 16.65% | $142.16 Million | $853.90 Million | -1.77pp |
| 2017-12-31 | 18.42% | $132.04 Million | $716.78 Million | -0.64pp |
| 2016-12-31 | 19.06% | $128.44 Million | $673.92 Million | -4.06pp |
| 2015-12-31 | 23.12% | $145.74 Million | $630.35 Million | -12.04pp |
| 2014-12-31 | 35.16% | $189.55 Million | $539.11 Million | -2.60pp |
| 2013-12-31 | 37.76% | $195.01 Million | $516.39 Million | -2.69pp |
| 2012-12-31 | 40.46% | $205.56 Million | $508.12 Million | +13.55pp |
| 2011-12-31 | 26.90% | $89.28 Million | $331.87 Million | -2.42pp |
| 2010-12-31 | 29.32% | $97.08 Million | $331.09 Million | +29.02pp |
| 2009-12-31 | 0.30% | $966.00K | $325.74 Million | +0.29pp |
| 2008-12-31 | 0.01% | $25.00K | $325.74 Million | -0.19pp |
| 2007-12-31 | 0.20% | $549.00K | $279.91 Million | -- |
About Eagle Bancorp Montana Inc
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides 1-4 family residential mor… Read more