Enterprise Bancorp Inc Asset Resilience Ratio
Enterprise Bancorp Inc asset resilience ratio. Enterprise Bancorp Inc (EBTC) has an Asset Resilience Ratio of 0.18% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Enterprise Bancorp Inc defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Enterprise Bancorp Inc (2003–2024)
Asset resilience ratio of Enterprise Bancorp Inc from 2003 to 2024. This chart shows how Enterprise Bancorp Inc's Asset Resilience Ratio has changed over time. Read Enterprise Bancorp Inc (EBTC) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Enterprise Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Enterprise Bancorp Inc total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $8.79 Million | 0.18% |
| Total Liquid Assets | $8.79 Million | 0.18% |
Asset Resilience Insights
- Limited Liquidity: Enterprise Bancorp Inc maintains only 0.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Enterprise Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Enterprise Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Enterprise Bancorp Inc Asset Resilience Ratio by Year (2003–2024)
Enterprise Bancorp Inc asset resilience ratio by year from 2003 to 2024. The table below shows the annual Asset Resilience Ratio data for Enterprise Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.28% | $13.68 Million | $4.83 Billion | +2.39pp |
| 2023-12-31 | -2.11% | $-94.03 Million | $4.47 Billion | -20.59pp |
| 2022-12-31 | 18.48% | $820.37 Million | $4.44 Billion | -3.06pp |
| 2021-12-31 | 21.54% | $958.22 Million | $4.45 Billion | +7.02pp |
| 2020-12-31 | 14.52% | $583.05 Million | $4.01 Billion | +14.51pp |
| 2019-12-31 | 0.01% | $455.00K | $3.24 Billion | -0.02pp |
| 2018-12-31 | 0.03% | $944.00K | $2.96 Billion | -14.35pp |
| 2017-12-31 | 14.38% | $405.21 Million | $2.82 Billion | -0.45pp |
| 2016-12-31 | 14.84% | $374.79 Million | $2.53 Billion | +1.69pp |
| 2015-12-31 | 13.14% | $300.36 Million | $2.29 Billion | +1.02pp |
| 2014-12-31 | 12.12% | $245.06 Million | $2.02 Billion | +0.48pp |
| 2013-12-31 | 11.64% | $215.37 Million | $1.85 Billion | +0.57pp |
| 2012-12-31 | 11.07% | $184.46 Million | $1.67 Billion | +1.65pp |
| 2011-12-31 | 9.43% | $140.41 Million | $1.49 Billion | +7.68pp |
| 2010-12-31 | 1.75% | $24.46 Million | $1.40 Billion | +1.23pp |
| 2009-12-31 | 0.52% | $6.76 Million | $1.30 Billion | +0.20pp |
| 2008-12-31 | 0.32% | $3.80 Million | $1.18 Billion | -0.41pp |
| 2007-12-31 | 0.74% | $7.79 Million | $1.06 Billion | -0.83pp |
| 2006-12-31 | 1.56% | $15.30 Million | $979.26 Million | +0.97pp |
| 2005-12-31 | 0.59% | $5.43 Million | $918.48 Million | -1.27pp |
| 2003-12-31 | 1.86% | $14.00 Million | $751.54 Million | -- |
About Enterprise Bancorp Inc
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides community focused commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposits. The company also provides commer… Read more