Enterprise Bancorp Inc - Asset Resilience Ratio
Enterprise Bancorp Inc (EBTC) has an Asset Resilience Ratio of 0.18% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read EBTC liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2024)
This chart shows how Enterprise Bancorp Inc's Asset Resilience Ratio has changed over time. See Enterprise Bancorp Inc shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Enterprise Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Enterprise Bancorp Inc (EBTC) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $8.79 Million | 0.18% |
| Total Liquid Assets | $8.79 Million | 0.18% |
Asset Resilience Insights
- Limited Liquidity: Enterprise Bancorp Inc maintains only 0.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Enterprise Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Enterprise Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hong Leong Bank Bhd
KLSE:5819 |
Banks - Regional | -6.27% |
|
First Merchants Corporation
NASDAQ:FRME |
Banks - Regional | 7.40% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC
PA:CIV |
Banks - Regional | -6.94% |
|
Blue Foundry Bancorp
NASDAQ:BLFY |
Banks - Regional | 12.71% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire
PA:CRLO |
Banks - Regional | 2021.38% |
Annual Asset Resilience Ratio for Enterprise Bancorp Inc (2003–2024)
The table below shows the annual Asset Resilience Ratio data for Enterprise Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.28% | $13.68 Million | $4.83 Billion | +2.39pp |
| 2023-12-31 | -2.11% | $-94.03 Million | $4.47 Billion | -20.59pp |
| 2022-12-31 | 18.48% | $820.37 Million | $4.44 Billion | -3.06pp |
| 2021-12-31 | 21.54% | $958.22 Million | $4.45 Billion | +7.02pp |
| 2020-12-31 | 14.52% | $583.05 Million | $4.01 Billion | +14.51pp |
| 2019-12-31 | 0.01% | $455.00K | $3.24 Billion | -0.02pp |
| 2018-12-31 | 0.03% | $944.00K | $2.96 Billion | -14.35pp |
| 2017-12-31 | 14.38% | $405.21 Million | $2.82 Billion | -0.45pp |
| 2016-12-31 | 14.84% | $374.79 Million | $2.53 Billion | +1.69pp |
| 2015-12-31 | 13.14% | $300.36 Million | $2.29 Billion | +1.02pp |
| 2014-12-31 | 12.12% | $245.06 Million | $2.02 Billion | +0.48pp |
| 2013-12-31 | 11.64% | $215.37 Million | $1.85 Billion | +0.57pp |
| 2012-12-31 | 11.07% | $184.46 Million | $1.67 Billion | +1.65pp |
| 2011-12-31 | 9.43% | $140.41 Million | $1.49 Billion | +7.68pp |
| 2010-12-31 | 1.75% | $24.46 Million | $1.40 Billion | +1.23pp |
| 2009-12-31 | 0.52% | $6.76 Million | $1.30 Billion | +0.20pp |
| 2008-12-31 | 0.32% | $3.80 Million | $1.18 Billion | -0.41pp |
| 2007-12-31 | 0.74% | $7.79 Million | $1.06 Billion | -0.83pp |
| 2006-12-31 | 1.56% | $15.30 Million | $979.26 Million | +0.97pp |
| 2005-12-31 | 0.59% | $5.43 Million | $918.48 Million | -1.27pp |
| 2003-12-31 | 1.86% | $14.00 Million | $751.54 Million | -- |
About Enterprise Bancorp Inc
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides community focused commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposits. The company also provides commer… Read more