Enterprise Bancorp Inc - Asset Resilience Ratio

Latest as of March 2025: 0.18%

Enterprise Bancorp Inc (EBTC) has an Asset Resilience Ratio of 0.18% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$8.79 Million

Cash + Short-term Investments

Total Assets

$4.90 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2024)

This chart shows how Enterprise Bancorp Inc's Asset Resilience Ratio has changed over time. Check EBTC strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Enterprise Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see EBTC market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$8.79 Million	0.18%
Total Liquid Assets	$8.79 Million	0.18%

Asset Resilience Insights

Limited Liquidity: Enterprise Bancorp Inc maintains only 0.18% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Enterprise Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Enterprise Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Enterprise Bancorp Inc (2003–2024)

The table below shows the annual Asset Resilience Ratio data for Enterprise Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.28%	$13.68 Million	$4.83 Billion	+2.39pp
2023-12-31	-2.11%	$-94.03 Million	$4.47 Billion	-20.59pp
2022-12-31	18.48%	$820.37 Million	$4.44 Billion	-3.06pp
2021-12-31	21.54%	$958.22 Million	$4.45 Billion	+7.02pp
2020-12-31	14.52%	$583.05 Million	$4.01 Billion	+14.51pp
2019-12-31	0.01%	$455.00K	$3.24 Billion	-0.02pp
2018-12-31	0.03%	$944.00K	$2.96 Billion	-14.35pp
2017-12-31	14.38%	$405.21 Million	$2.82 Billion	-0.45pp
2016-12-31	14.84%	$374.79 Million	$2.53 Billion	+1.69pp
2015-12-31	13.14%	$300.36 Million	$2.29 Billion	+1.02pp
2014-12-31	12.12%	$245.06 Million	$2.02 Billion	+0.48pp
2013-12-31	11.64%	$215.37 Million	$1.85 Billion	+0.57pp
2012-12-31	11.07%	$184.46 Million	$1.67 Billion	+1.65pp
2011-12-31	9.43%	$140.41 Million	$1.49 Billion	+7.68pp
2010-12-31	1.75%	$24.46 Million	$1.40 Billion	+1.23pp
2009-12-31	0.52%	$6.76 Million	$1.30 Billion	+0.20pp
2008-12-31	0.32%	$3.80 Million	$1.18 Billion	-0.41pp
2007-12-31	0.74%	$7.79 Million	$1.06 Billion	-0.83pp
2006-12-31	1.56%	$15.30 Million	$979.26 Million	+0.97pp
2005-12-31	0.59%	$5.43 Million	$918.48 Million	-1.27pp
2003-12-31	1.86%	$14.00 Million	$751.54 Million	--

pp = percentage points

About Enterprise Bancorp Inc

NASDAQ:EBTC USA Banks - Regional

Market Cap

$495.83 Million

Market Cap Rank

#12074 Global

#3034 in USA

Share Price

$39.64

Change (1 day)

+0.00%

52-Week Range

$39.64 - $39.64

All Time High

$44.37