EZCORP Inc Asset Resilience Ratio

Latest as of March 2025: -2.84%

EZCORP Inc asset resilience ratio. EZCORP Inc (EZPW) has an Asset Resilience Ratio of -2.84% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See EZPW days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$-51.90 Million
Cash + Short-term Investments

Total Assets

$1.83 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio of EZCORP Inc (1999–2018)

Asset resilience ratio of EZCORP Inc from 1999 to 2018. This chart shows how EZCORP Inc's Asset Resilience Ratio has changed over time. Read EZPW liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down EZCORP Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see EZPW asset base.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $-51.90 Million -2.84%
Total Liquid Assets $-51.90 Million -2.84%

Asset Resilience Insights

  • Limited Liquidity: EZCORP Inc maintains only -2.84% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

EZCORP Inc Industry Peers by Asset Resilience Ratio

Compare EZCORP Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Krungthai Card PCL
BK:KTC
Credit Services 92.33%
Mastercard Inc
NYSE:MA
Credit Services 0.60%
Indian Railway Finance Corporation Limited
NSE:IRFC
Credit Services 0.09%
Best SA
WAR:BST
Credit Services 3.86%
Vardhman Holdings Limited
NSE:VHL
Credit Services 0.03%
Litigation Capital Management Limited
LSE:LIT
Credit Services 78.61%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%
Credit Corp Group Ltd
AU:CCP
Credit Services 4.06%

EZCORP Inc Asset Resilience Ratio by Year (1999–2018)

EZCORP Inc asset resilience ratio by year from 1999 to 2018. The table below shows the annual Asset Resilience Ratio data for EZCORP Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2018-09-30 0.02% $267.00K $1.24 Billion --
2017-09-30 0.00% $0.00 $1.02 Billion --
2016-09-30 0.31% $3.00 Million $983.24 Million -0.97pp
2015-09-30 1.27% $15.14 Million $1.19 Billion -3.25pp
2014-09-30 4.52% $63.49 Million $1.40 Billion +4.27pp
2013-09-30 0.25% $3.31 Million $1.33 Billion +0.15pp
2012-09-30 0.09% $1.15 Million $1.22 Billion --
2011-09-30 0.00% $0.00 $756.45 Million --
1999-09-30 7.13% $16.70 Million $234.10 Million --
pp = percentage points

About EZCORP Inc

NASDAQ:EZPW USA Credit Services
Market Cap
$1.73 Billion
Market Cap Rank
#6460 Global
#2053 in USA
Share Price
$29.52
Change (1 day)
+2.71%
52-Week Range
$17.41 - $35.59
All Time High
$35.59
About

EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, con… Read more