First Capital Inc - Asset Resilience Ratio
First Capital Inc (FCAP) has an Asset Resilience Ratio of 35.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of First Capital Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how First Capital Inc's Asset Resilience Ratio has changed over time. See First Capital Inc (FCAP) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First Capital Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Capital Inc (FCAP) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $437.47 Million | 35.41% |
| Total Liquid Assets | $437.47 Million | 35.41% |
Asset Resilience Insights
- Very High Liquidity: First Capital Inc maintains exceptional liquid asset reserves at 35.41% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
First Capital Inc Industry Peers by Asset Resilience Ratio
Compare First Capital Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First Capital Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for First Capital Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 5.48% | $65.09 Million | $1.19 Billion | -32.28pp |
| 2023-12-31 | 37.76% | $437.27 Million | $1.16 Billion | -2.26pp |
| 2022-12-31 | 40.02% | $460.82 Million | $1.15 Billion | +1.35pp |
| 2021-12-31 | 38.68% | $447.33 Million | $1.16 Billion | +10.82pp |
| 2020-12-31 | 27.86% | $283.50 Million | $1.02 Billion | -2.90pp |
| 2019-12-31 | 30.76% | $254.56 Million | $827.50 Million | -2.21pp |
| 2018-12-31 | 32.97% | $261.84 Million | $794.16 Million | -2.76pp |
| 2017-12-31 | 35.73% | $271.17 Million | $758.96 Million | +1.33pp |
| 2016-12-31 | 34.40% | $255.84 Million | $743.66 Million | +8.31pp |
| 2015-12-31 | 26.09% | $186.75 Million | $715.83 Million | +4.89pp |
| 2014-12-31 | 21.20% | $100.23 Million | $472.76 Million | -3.27pp |
| 2013-12-31 | 24.47% | $108.76 Million | $444.38 Million | -2.31pp |
| 2012-12-31 | 26.78% | $122.97 Million | $459.13 Million | +1.39pp |
| 2011-12-31 | 25.39% | $111.44 Million | $438.89 Million | +22.94pp |
| 2010-12-31 | 2.46% | $11.11 Million | $452.38 Million | -18.12pp |
| 2009-12-31 | 20.58% | $93.73 Million | $455.53 Million | +3.80pp |
| 2008-12-31 | 16.78% | $76.95 Million | $458.62 Million | +15.67pp |
| 2007-12-31 | 1.11% | $5.04 Million | $453.18 Million | -1.18pp |
| 2006-12-31 | 2.29% | $10.47 Million | $457.11 Million | +1.82pp |
| 2005-12-31 | 0.47% | $2.05 Million | $438.35 Million | -0.29pp |
| 2004-12-31 | 0.76% | $3.23 Million | $425.30 Million | +0.43pp |
| 2003-12-31 | 0.34% | $1.37 Million | $409.14 Million | -1.62pp |
| 2002-12-31 | 1.96% | $6.04 Million | $308.55 Million | +0.12pp |
| 2001-12-31 | 1.84% | $5.20 Million | $282.82 Million | -0.36pp |
| 2000-12-31 | 2.20% | $5.46 Million | $248.58 Million | -- |
About First Capital Inc
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certifica… Read more