First Community Corporation - Asset Resilience Ratio
First Community Corporation (FCCO) has an Asset Resilience Ratio of 0.94% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check FCCO strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how First Community Corporation's Asset Resilience Ratio has changed over time. See FCCO equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First Community Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is First Community Corporation worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $19.47 Million | 0.94% |
| Total Liquid Assets | $19.47 Million | 0.94% |
Asset Resilience Insights
- Limited Liquidity: First Community Corporation maintains only 0.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Community Corporation Industry Peers by Asset Resilience Ratio
Compare First Community Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First Community Corporation (2000–2024)
The table below shows the annual Asset Resilience Ratio data for First Community Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.40% | $7.77 Million | $1.96 Billion | -15.04pp |
| 2023-12-31 | 15.44% | $282.23 Million | $1.83 Billion | -4.40pp |
| 2022-12-31 | 19.84% | $331.86 Million | $1.67 Billion | -15.81pp |
| 2021-12-31 | 35.65% | $564.84 Million | $1.58 Billion | +9.86pp |
| 2020-12-31 | 25.79% | $359.87 Million | $1.40 Billion | +1.28pp |
| 2019-12-31 | 24.51% | $286.80 Million | $1.17 Billion | +2.71pp |
| 2018-12-31 | 21.79% | $237.89 Million | $1.09 Billion | -3.41pp |
| 2017-12-31 | 25.20% | $264.82 Million | $1.05 Billion | -2.50pp |
| 2016-12-31 | 27.70% | $253.39 Million | $914.79 Million | -2.98pp |
| 2015-12-31 | 30.68% | $264.69 Million | $862.73 Million | -2.58pp |
| 2014-12-31 | 33.26% | $270.16 Million | $812.36 Million | -2.17pp |
| 2013-12-31 | 35.43% | $224.35 Million | $633.31 Million | +1.68pp |
| 2012-12-31 | 33.74% | $203.44 Million | $602.92 Million | -0.11pp |
| 2011-12-31 | 33.85% | $201.03 Million | $593.89 Million | +2.25pp |
| 2010-12-31 | 31.60% | $189.31 Million | $599.02 Million | +9.84pp |
| 2009-12-31 | 21.76% | $131.84 Million | $605.83 Million | -2.13pp |
| 2008-12-31 | 23.90% | $155.38 Million | $650.23 Million | +19.25pp |
| 2000-12-31 | 4.64% | $5.20 Million | $111.99 Million | -- |
About First Community Corporation
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking,… Read more