First Community Corporation Asset Resilience Ratio
First Community Corporation asset resilience ratio. First Community Corporation (FCCO) has an Asset Resilience Ratio of 0.94% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Community Corporation (FCCO) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Community Corporation (2000–2024)
Asset resilience ratio of First Community Corporation from 2000 to 2024. This chart shows how First Community Corporation's Asset Resilience Ratio has changed over time. Read how much debt does First Community Corporation carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Community Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FCCO current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $19.47 Million | 0.94% |
| Total Liquid Assets | $19.47 Million | 0.94% |
Asset Resilience Insights
- Limited Liquidity: First Community Corporation maintains only 0.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Community Corporation Industry Peers by Asset Resilience Ratio
Compare First Community Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Community Corporation Asset Resilience Ratio by Year (2000–2024)
First Community Corporation asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for First Community Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.40% | $7.77 Million | $1.96 Billion | -15.04pp |
| 2023-12-31 | 15.44% | $282.23 Million | $1.83 Billion | -4.40pp |
| 2022-12-31 | 19.84% | $331.86 Million | $1.67 Billion | -15.81pp |
| 2021-12-31 | 35.65% | $564.84 Million | $1.58 Billion | +9.86pp |
| 2020-12-31 | 25.79% | $359.87 Million | $1.40 Billion | +1.28pp |
| 2019-12-31 | 24.51% | $286.80 Million | $1.17 Billion | +2.71pp |
| 2018-12-31 | 21.79% | $237.89 Million | $1.09 Billion | -3.41pp |
| 2017-12-31 | 25.20% | $264.82 Million | $1.05 Billion | -2.50pp |
| 2016-12-31 | 27.70% | $253.39 Million | $914.79 Million | -2.98pp |
| 2015-12-31 | 30.68% | $264.69 Million | $862.73 Million | -2.58pp |
| 2014-12-31 | 33.26% | $270.16 Million | $812.36 Million | -2.17pp |
| 2013-12-31 | 35.43% | $224.35 Million | $633.31 Million | +1.68pp |
| 2012-12-31 | 33.74% | $203.44 Million | $602.92 Million | -0.11pp |
| 2011-12-31 | 33.85% | $201.03 Million | $593.89 Million | +2.25pp |
| 2010-12-31 | 31.60% | $189.31 Million | $599.02 Million | +9.84pp |
| 2009-12-31 | 21.76% | $131.84 Million | $605.83 Million | -2.13pp |
| 2008-12-31 | 23.90% | $155.38 Million | $650.23 Million | +19.25pp |
| 2000-12-31 | 4.64% | $5.20 Million | $111.99 Million | -- |
About First Community Corporation
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. Its deposit products include checking,… Read more