First Community Corporation - Asset Resilience Ratio

Latest as of September 2025: 0.94%

First Community Corporation (FCCO) has an Asset Resilience Ratio of 0.94% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of First Community Corporation for a breakdown of total debt and financial obligations.

Liquid Assets

$19.47 Million

Cash + Short-term Investments

Total Assets

$2.07 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how First Community Corporation's Asset Resilience Ratio has changed over time. See net assets of First Community Corporation for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down First Community Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is First Community Corporation worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$19.47 Million	0.94%
Total Liquid Assets	$19.47 Million	0.94%

Asset Resilience Insights

Limited Liquidity: First Community Corporation maintains only 0.94% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

First Community Corporation Industry Peers by Asset Resilience Ratio

Compare First Community Corporation's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Ayudhya PCL BK:BAY	Banks - Regional	4.13%
First Merchants Corporation Depository Shares NASDAQ:FRMEP	Banks - Regional	7.40%
Banco Santander (Brasil) S.A. SA:SANB3	Banks - Regional	5.81%
Capitol Federal Financial Inc NASDAQ:CFFN	Banks - Regional	8.49%
CB Financial Services Inc NASDAQ:CBFV	Banks - Regional	17.58%
KB Financial Group Inc F:KBIA	Banks - Regional	12.09%
Absa Group Ltd JSE:ABG	Banks - Regional	-3.45%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	29.29%

Annual Asset Resilience Ratio for First Community Corporation (2000–2024)

The table below shows the annual Asset Resilience Ratio data for First Community Corporation.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.40%	$7.77 Million	$1.96 Billion	-15.04pp
2023-12-31	15.44%	$282.23 Million	$1.83 Billion	-4.40pp
2022-12-31	19.84%	$331.86 Million	$1.67 Billion	-15.81pp
2021-12-31	35.65%	$564.84 Million	$1.58 Billion	+9.86pp
2020-12-31	25.79%	$359.87 Million	$1.40 Billion	+1.28pp
2019-12-31	24.51%	$286.80 Million	$1.17 Billion	+2.71pp
2018-12-31	21.79%	$237.89 Million	$1.09 Billion	-3.41pp
2017-12-31	25.20%	$264.82 Million	$1.05 Billion	-2.50pp
2016-12-31	27.70%	$253.39 Million	$914.79 Million	-2.98pp
2015-12-31	30.68%	$264.69 Million	$862.73 Million	-2.58pp
2014-12-31	33.26%	$270.16 Million	$812.36 Million	-2.17pp
2013-12-31	35.43%	$224.35 Million	$633.31 Million	+1.68pp
2012-12-31	33.74%	$203.44 Million	$602.92 Million	-0.11pp
2011-12-31	33.85%	$201.03 Million	$593.89 Million	+2.25pp
2010-12-31	31.60%	$189.31 Million	$599.02 Million	+9.84pp
2009-12-31	21.76%	$131.84 Million	$605.83 Million	-2.13pp
2008-12-31	23.90%	$155.38 Million	$650.23 Million	+19.25pp
2000-12-31	4.64%	$5.20 Million	$111.99 Million	--

pp = percentage points

About First Community Corporation

NASDAQ:FCCO USA Banks - Regional

Market Cap

$279.01 Million

Market Cap Rank

#15329 Global

#3459 in USA

Share Price

$29.87

Change (1 day)

+0.88%

52-Week Range

$22.21 - $31.33

All Time High

$31.33