First Financial Bancorp - Asset Resilience Ratio
First Financial Bancorp (FFBC) has an Asset Resilience Ratio of 18.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read First Financial Bancorp total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First Financial Bancorp's Asset Resilience Ratio has changed over time. See First Financial Bancorp (FFBC) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down First Financial Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Financial Bancorp stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.97 Billion | 18.8% |
| Total Liquid Assets | $3.97 Billion | 18.80% |
Asset Resilience Insights
- Good Liquidity Position: First Financial Bancorp maintains a healthy 18.80% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First Financial Bancorp Industry Peers by Asset Resilience Ratio
Compare First Financial Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First Financial Bancorp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First Financial Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 18.80% | $3.97 Billion | $21.13 Billion | +5.55pp |
| 2024-12-31 | 13.25% | $2.46 Billion | $18.57 Billion | -3.99pp |
| 2023-12-31 | 17.23% | $3.02 Billion | $17.53 Billion | -2.82pp |
| 2022-12-31 | 20.05% | $3.41 Billion | $17.00 Billion | -5.72pp |
| 2021-12-31 | 25.77% | $4.21 Billion | $16.33 Billion | +4.33pp |
| 2020-12-31 | 21.44% | $3.42 Billion | $15.97 Billion | +1.79pp |
| 2019-12-31 | 19.65% | $2.85 Billion | $14.51 Billion | -0.22pp |
| 2018-12-31 | 19.87% | $2.78 Billion | $13.99 Billion | +4.70pp |
| 2017-12-31 | 15.17% | $1.35 Billion | $8.90 Billion | +2.84pp |
| 2016-12-31 | 12.32% | $1.04 Billion | $8.44 Billion | -2.29pp |
| 2015-12-31 | 14.61% | $1.19 Billion | $8.15 Billion | +2.97pp |
| 2014-12-31 | 11.64% | $840.47 Million | $7.22 Billion | -2.59pp |
| 2013-12-31 | 14.24% | $913.60 Million | $6.42 Billion | -1.65pp |
| 2012-12-31 | 15.89% | $1.03 Billion | $6.50 Billion | -5.73pp |
| 2011-12-31 | 21.61% | $1.44 Billion | $6.67 Billion | +18.78pp |
| 2010-12-31 | 2.83% | $176.95 Million | $6.25 Billion | -1.09pp |
| 2009-12-31 | 3.92% | $262.02 Million | $6.68 Billion | +0.75pp |
| 2007-12-31 | 3.18% | $106.99 Million | $3.37 Billion | +0.09pp |
| 2006-12-31 | 3.09% | $102.00 Million | $3.30 Billion | +0.43pp |
| 2005-12-31 | 2.66% | $98.00 Million | $3.69 Billion | +2.32pp |
| 2004-12-31 | 0.33% | $12.97 Million | $3.92 Billion | +0.19pp |
| 2003-12-31 | 0.14% | $5.62 Million | $3.96 Billion | -0.74pp |
| 2002-12-31 | 0.88% | $32.77 Million | $3.73 Billion | +0.44pp |
| 2001-12-31 | 0.44% | $17.05 Million | $3.85 Billion | +0.26pp |
| 2000-12-31 | 0.19% | $7.29 Million | $3.93 Billion | -- |
About First Financial Bancorp
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management ser… Read more