First Financial Bancorp - Asset Resilience Ratio

Latest as of September 2025: 18.80%

First Financial Bancorp (FFBC) has an Asset Resilience Ratio of 18.80% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check First Financial Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$3.97 Billion

Cash + Short-term Investments

Total Assets

$21.13 Billion

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how First Financial Bancorp's Asset Resilience Ratio has changed over time. See FFBC net asset quality score to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down First Financial Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Financial Bancorp stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$3.97 Billion	18.8%
Total Liquid Assets	$3.97 Billion	18.80%

Asset Resilience Insights

Good Liquidity Position: First Financial Bancorp maintains a healthy 18.80% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

First Financial Bancorp Industry Peers by Asset Resilience Ratio

Compare First Financial Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Bank Mestika Dharma Tbk JK:BBMD	Banks - Regional	-6.51%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
Bank Ochrony Środowiska SA WAR:BOS	Banks - Regional	8.84%
Bank Capital Indonesia Tbk JK:BACA	Banks - Regional	-22.83%

Annual Asset Resilience Ratio for First Financial Bancorp (2000–2025)

The table below shows the annual Asset Resilience Ratio data for First Financial Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	18.80%	$3.97 Billion	$21.13 Billion	+5.55pp
2024-12-31	13.25%	$2.46 Billion	$18.57 Billion	-3.99pp
2023-12-31	17.23%	$3.02 Billion	$17.53 Billion	-2.82pp
2022-12-31	20.05%	$3.41 Billion	$17.00 Billion	-5.72pp
2021-12-31	25.77%	$4.21 Billion	$16.33 Billion	+4.33pp
2020-12-31	21.44%	$3.42 Billion	$15.97 Billion	+1.79pp
2019-12-31	19.65%	$2.85 Billion	$14.51 Billion	-0.22pp
2018-12-31	19.87%	$2.78 Billion	$13.99 Billion	+4.70pp
2017-12-31	15.17%	$1.35 Billion	$8.90 Billion	+2.84pp
2016-12-31	12.32%	$1.04 Billion	$8.44 Billion	-2.29pp
2015-12-31	14.61%	$1.19 Billion	$8.15 Billion	+2.97pp
2014-12-31	11.64%	$840.47 Million	$7.22 Billion	-2.59pp
2013-12-31	14.24%	$913.60 Million	$6.42 Billion	-1.65pp
2012-12-31	15.89%	$1.03 Billion	$6.50 Billion	-5.73pp
2011-12-31	21.61%	$1.44 Billion	$6.67 Billion	+18.78pp
2010-12-31	2.83%	$176.95 Million	$6.25 Billion	-1.09pp
2009-12-31	3.92%	$262.02 Million	$6.68 Billion	+0.75pp
2007-12-31	3.18%	$106.99 Million	$3.37 Billion	+0.09pp
2006-12-31	3.09%	$102.00 Million	$3.30 Billion	+0.43pp
2005-12-31	2.66%	$98.00 Million	$3.69 Billion	+2.32pp
2004-12-31	0.33%	$12.97 Million	$3.92 Billion	+0.19pp
2003-12-31	0.14%	$5.62 Million	$3.96 Billion	-0.74pp
2002-12-31	0.88%	$32.77 Million	$3.73 Billion	+0.44pp
2001-12-31	0.44%	$17.05 Million	$3.85 Billion	+0.26pp
2000-12-31	0.19%	$7.29 Million	$3.93 Billion	--

pp = percentage points

About First Financial Bancorp

NASDAQ:FFBC USA Banks - Regional

Market Cap

$3.29 Billion

Market Cap Rank

#4817 Global

#1587 in USA

Share Price

$31.46

Change (1 day)

-1.35%

52-Week Range

$23.15 - $32.30

All Time High

$32.30