First Mid Illinois Bancshares Inc Asset Resilience Ratio
First Mid Illinois Bancshares Inc asset resilience ratio. First Mid Illinois Bancshares Inc (FMBH) has an Asset Resilience Ratio of 12.77% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FMBH days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Mid Illinois Bancshares Inc (2009–2025)
Asset resilience ratio of First Mid Illinois Bancshares Inc from 2009 to 2025. This chart shows how First Mid Illinois Bancshares Inc's Asset Resilience Ratio has changed over time. Read First Mid Illinois Bancshares Inc (FMBH) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Mid Illinois Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see First Mid Illinois Bancshares Inc (FMBH) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.19 Billion | 12.77% |
| Total Liquid Assets | $1.19 Billion | 12.77% |
Asset Resilience Insights
- Moderate Liquidity: First Mid Illinois Bancshares Inc has 12.77% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First Mid Illinois Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First Mid Illinois Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
First Mid Illinois Bancshares Inc Asset Resilience Ratio by Year (2009–2025)
First Mid Illinois Bancshares Inc asset resilience ratio by year from 2009 to 2025. The table below shows the annual Asset Resilience Ratio data for First Mid Illinois Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.40% | $828.47 Million | $7.97 Billion | -3.74pp |
| 2024-12-31 | 14.14% | $1.06 Billion | $7.52 Billion | -1.30pp |
| 2023-12-31 | 15.44% | $1.17 Billion | $7.59 Billion | -2.63pp |
| 2022-12-31 | 18.07% | $1.22 Billion | $6.74 Billion | -5.67pp |
| 2021-12-31 | 23.74% | $1.42 Billion | $5.99 Billion | +5.14pp |
| 2020-12-31 | 18.60% | $879.24 Million | $4.73 Billion | -0.95pp |
| 2019-12-31 | 19.55% | $750.56 Million | $3.84 Billion | +0.48pp |
| 2018-12-31 | 19.07% | $732.27 Million | $3.84 Billion | -1.29pp |
| 2017-12-31 | 20.36% | $578.58 Million | $2.84 Billion | -1.13pp |
| 2016-12-31 | 21.49% | $619.85 Million | $2.88 Billion | -3.05pp |
| 2015-12-31 | 24.54% | $518.85 Million | $2.11 Billion | +1.03pp |
| 2014-12-31 | 23.51% | $377.86 Million | $1.61 Billion | -6.93pp |
| 2013-12-31 | 30.44% | $488.72 Million | $1.61 Billion | -1.77pp |
| 2012-12-31 | 32.21% | $508.31 Million | $1.58 Billion | +0.30pp |
| 2011-12-31 | 31.91% | $478.92 Million | $1.50 Billion | +16.89pp |
| 2010-12-31 | 15.02% | $220.49 Million | $1.47 Billion | +7.76pp |
| 2009-12-31 | 7.26% | $79.51 Million | $1.10 Billion | -- |
About First Mid Illinois Bancshares Inc
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural… Read more