First Bancorp Inc Asset Resilience Ratio
First Bancorp Inc asset resilience ratio. First Bancorp Inc (FNLC) has an Asset Resilience Ratio of 8.58% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FNLC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Bancorp Inc (2002–2025)
Asset resilience ratio of First Bancorp Inc from 2002 to 2025. This chart shows how First Bancorp Inc's Asset Resilience Ratio has changed over time. Read First Bancorp Inc (FNLC) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FNLC total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $276.03 Million | 8.58% |
| Total Liquid Assets | $276.03 Million | 8.58% |
Asset Resilience Insights
- Limited Liquidity: First Bancorp Inc maintains only 8.58% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare First Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Bancorp Inc Asset Resilience Ratio by Year (2002–2025)
First Bancorp Inc asset resilience ratio by year from 2002 to 2025. The table below shows the annual Asset Resilience Ratio data for First Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.35% | $264.48 Million | $3.17 Billion | -0.35pp |
| 2024-12-31 | 8.70% | $274.68 Million | $3.16 Billion | -0.87pp |
| 2023-12-31 | 9.57% | $282.05 Million | $2.95 Billion | -0.81pp |
| 2022-12-31 | 10.39% | $284.51 Million | $2.74 Billion | -2.30pp |
| 2021-12-31 | 12.69% | $320.57 Million | $2.53 Billion | -0.59pp |
| 2020-12-31 | 13.27% | $313.38 Million | $2.36 Billion | -4.15pp |
| 2019-12-31 | 17.43% | $360.52 Million | $2.07 Billion | +1.11pp |
| 2018-12-31 | 16.31% | $317.42 Million | $1.95 Billion | +0.19pp |
| 2017-12-31 | 16.13% | $297.20 Million | $1.84 Billion | -1.41pp |
| 2016-12-31 | 17.54% | $300.42 Million | $1.71 Billion | +3.29pp |
| 2015-12-31 | 14.25% | $223.04 Million | $1.56 Billion | +1.75pp |
| 2014-12-31 | 12.50% | $185.26 Million | $1.48 Billion | -8.39pp |
| 2013-12-31 | 20.89% | $305.82 Million | $1.46 Billion | +0.29pp |
| 2012-12-31 | 20.60% | $291.61 Million | $1.42 Billion | -0.24pp |
| 2011-12-31 | 20.85% | $286.20 Million | $1.37 Billion | +8.07pp |
| 2010-12-31 | 12.78% | $178.12 Million | $1.39 Billion | +10.60pp |
| 2009-12-31 | 2.18% | $29.04 Million | $1.33 Billion | -0.65pp |
| 2008-12-31 | 2.83% | $37.51 Million | $1.33 Billion | +3.77pp |
| 2007-12-31 | -0.94% | $-11.45 Million | $1.22 Billion | -1.30pp |
| 2004-12-31 | 0.36% | $2.31 Million | $634.24 Million | -1.52pp |
| 2002-12-31 | 1.89% | $9.32 Million | $494.07 Million | -- |
About First Bancorp Inc
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans, such as mortgage loans to finance investments in … Read more