First Northwest Bancorp - Asset Resilience Ratio

Latest as of December 2025: 12.82%

First Northwest Bancorp (FNWB) has an Asset Resilience Ratio of 12.82% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does First Northwest Bancorp carry for a breakdown of total debt and financial obligations.

Liquid Assets

$270.31 Million

Cash + Short-term Investments

Total Assets

$2.11 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2011–2025)

This chart shows how First Northwest Bancorp's Asset Resilience Ratio has changed over time. See First Northwest Bancorp (FNWB) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down First Northwest Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Northwest Bancorp (FNWB) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$270.31 Million	12.82%
Total Liquid Assets	$270.31 Million	12.82%

Asset Resilience Insights

Moderate Liquidity: First Northwest Bancorp has 12.82% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

First Northwest Bancorp Industry Peers by Asset Resilience Ratio

Compare First Northwest Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hong Leong Bank Bhd KLSE:5819	Banks - Regional	-6.27%
First Merchants Corporation NASDAQ:FRME	Banks - Regional	7.40%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC PA:CIV	Banks - Regional	-6.94%
Blue Foundry Bancorp NASDAQ:BLFY	Banks - Regional	12.71%
Banco Alfa de Investimento S.A SA:BRIV3	Banks - Regional	0.53%
Caisse Regionale de Credit Agricole Mutuel Loire HauteLoire PA:CRLO	Banks - Regional	2021.38%

Annual Asset Resilience Ratio for First Northwest Bancorp (2011–2025)

The table below shows the annual Asset Resilience Ratio data for First Northwest Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	12.82%	$270.31 Million	$2.11 Billion	-2.42pp
2024-12-31	15.25%	$340.34 Million	$2.23 Billion	+1.82pp
2023-12-31	13.43%	$295.62 Million	$2.20 Billion	-2.57pp
2022-12-31	15.99%	$326.57 Million	$2.04 Billion	-1.93pp
2021-12-31	17.92%	$344.21 Million	$1.92 Billion	-4.10pp
2020-12-31	22.02%	$364.30 Million	$1.65 Billion	-2.12pp
2019-12-31	24.14%	$315.58 Million	$1.31 Billion	+3.25pp
2018-12-31	20.89%	$262.97 Million	$1.26 Billion	+2.09pp
2017-12-31	18.80%	$228.59 Million	$1.22 Billion	-7.71pp
2016-12-31	26.52%	$267.86 Million	$1.01 Billion	-5.40pp
2015-12-31	31.92%	$299.04 Million	$936.80 Million	0.00pp
2014-12-31	31.92%	$299.04 Million	$936.80 Million	+9.42pp
2013-12-31	22.50%	$178.97 Million	$795.29 Million	-4.87pp
2012-12-31	27.38%	$214.79 Million	$784.51 Million	-0.89pp
2011-12-31	28.26%	$218.16 Million	$771.86 Million	--

pp = percentage points

About First Northwest Bancorp

NASDAQ:FNWB USA Banks - Regional

Market Cap

$89.61 Million

Market Cap Rank

#19922 Global

#4326 in USA

Share Price

$10.01

Change (1 day)

+0.10%

52-Week Range

$6.96 - $10.94

All Time High

$22.09