First Bank - Asset Resilience Ratio
First Bank (FRBA) has an Asset Resilience Ratio of 2.35% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how First Bank's Asset Resilience Ratio has changed over time. Check FRBA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down First Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FRBA company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $93.41 Million | 2.35% |
| Total Liquid Assets | $93.41 Million | 2.35% |
Asset Resilience Insights
- Limited Liquidity: First Bank maintains only 2.35% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Bank Industry Peers by Asset Resilience Ratio
Compare First Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for First Bank (2011–2025)
The table below shows the annual Asset Resilience Ratio data for First Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.46% | $97.48 Million | $3.96 Billion | +0.67pp |
| 2024-12-31 | 1.79% | $67.68 Million | $3.78 Billion | -0.82pp |
| 2023-12-31 | 2.61% | $94.14 Million | $3.61 Billion | -1.01pp |
| 2022-12-31 | 3.62% | $98.96 Million | $2.73 Billion | -0.13pp |
| 2021-12-31 | 3.75% | $94.58 Million | $2.52 Billion | +1.12pp |
| 2020-12-31 | 2.63% | $61.73 Million | $2.35 Billion | +0.27pp |
| 2019-12-31 | 2.36% | $47.46 Million | $2.01 Billion | -0.64pp |
| 2018-12-31 | 3.00% | $51.26 Million | $1.71 Billion | -1.30pp |
| 2017-12-31 | 4.30% | $62.39 Million | $1.45 Billion | -0.09pp |
| 2016-12-31 | 4.39% | $47.08 Million | $1.07 Billion | -0.91pp |
| 2015-12-31 | 5.30% | $45.34 Million | $856.11 Million | +2.17pp |
| 2014-12-31 | 3.13% | $21.20 Million | $677.46 Million | -0.90pp |
| 2013-12-31 | 4.03% | $18.83 Million | $466.79 Million | -1.42pp |
| 2012-12-31 | 5.46% | $19.16 Million | $351.12 Million | -1.76pp |
| 2011-12-31 | 7.21% | $19.10 Million | $264.91 Million | -- |
About First Bank
First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial an… Read more