First Merchants Corporation Depository Shares - Asset Resilience Ratio

Latest as of March 2026: 6.51%

First Merchants Corporation Depository Shares (FRMEP) has an Asset Resilience Ratio of 6.51% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$1.37 Billion

Cash + Short-term Investments

Total Assets

$21.07 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how First Merchants Corporation Depository Shares's Asset Resilience Ratio has changed over time. Check FRMEP strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down First Merchants Corporation Depository Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is First Merchants Corporation Depository S worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.37 Billion	6.51%
Total Liquid Assets	$1.37 Billion	6.51%

Asset Resilience Insights

Limited Liquidity: First Merchants Corporation Depository Shares maintains only 6.51% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

First Merchants Corporation Depository Shares Industry Peers by Asset Resilience Ratio

Compare First Merchants Corporation Depository Shares's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Danske Bank A/S CO:DANSKE	Banks - Regional	-5.72%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Bank of Shanghai Co Ltd SHG:601229	Banks - Regional	-17.10%
SCB X Public Company Limited BK:SCB	Banks - Regional	6.49%
TMBThanachart Bank Public Company Limited F:NVPJ	Banks - Regional	10.46%
Ameris Bancorp NASDAQ:ABCB	Banks - Regional	7.87%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%

Annual Asset Resilience Ratio for First Merchants Corporation Depository Shares (2009–2025)

The table below shows the annual Asset Resilience Ratio data for First Merchants Corporation Depository Shares.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	7.40%	$1.41 Billion	$19.03 Billion	-0.18pp
2024-12-31	7.57%	$1.39 Billion	$18.31 Billion	-1.27pp
2023-12-31	8.84%	$1.63 Billion	$18.41 Billion	-2.18pp
2022-12-31	11.02%	$1.98 Billion	$17.94 Billion	-4.15pp
2021-12-31	15.17%	$2.34 Billion	$15.45 Billion	+1.53pp
2020-12-31	13.64%	$1.92 Billion	$14.07 Billion	-0.73pp
2019-12-31	14.37%	$1.79 Billion	$12.46 Billion	+2.81pp
2018-12-31	11.56%	$1.14 Billion	$9.88 Billion	+0.88pp
2017-12-31	10.67%	$999.95 Million	$9.37 Billion	+1.01pp
2016-12-31	9.66%	$696.86 Million	$7.21 Billion	-0.08pp
2015-12-31	9.74%	$658.40 Million	$6.76 Billion	+0.30pp
2014-12-31	9.44%	$549.54 Million	$5.82 Billion	-0.43pp
2013-12-31	9.86%	$536.20 Million	$5.44 Billion	-2.06pp
2012-12-31	11.92%	$513.34 Million	$4.30 Billion	-0.50pp
2011-12-31	12.42%	$518.49 Million	$4.17 Billion	-0.51pp
2010-12-31	12.93%	$539.37 Million	$4.17 Billion	+3.70pp
2009-12-31	9.23%	$413.61 Million	$4.48 Billion	--

pp = percentage points

About First Merchants Corporation Depository Shares

NASDAQ:FRMEP USA Banks - Regional

Market Cap

$239.81K

Market Cap Rank

#31149 Global

#6209 in USA

Share Price

$25.15

Change (1 day)

-0.20%

52-Week Range

$25.05 - $26.79

All Time High

$26.79