First Merchants Corporation Depository Shares - Asset Resilience Ratio
First Merchants Corporation Depository Shares (FRMEP) has an Asset Resilience Ratio of 6.51% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check First Merchants Corporation Depository S strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how First Merchants Corporation Depository Shares's Asset Resilience Ratio has changed over time. See First Merchants Corporation Depository S balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First Merchants Corporation Depository Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Merchants Corporation Depository S (FRMEP) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.37 Billion | 6.51% |
| Total Liquid Assets | $1.37 Billion | 6.51% |
Asset Resilience Insights
- Limited Liquidity: First Merchants Corporation Depository Shares maintains only 6.51% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Merchants Corporation Depository Shares Industry Peers by Asset Resilience Ratio
Compare First Merchants Corporation Depository Shares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First Merchants Corporation Depository Shares (2009–2025)
The table below shows the annual Asset Resilience Ratio data for First Merchants Corporation Depository Shares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.40% | $1.41 Billion | $19.03 Billion | -0.18pp |
| 2024-12-31 | 7.57% | $1.39 Billion | $18.31 Billion | -1.27pp |
| 2023-12-31 | 8.84% | $1.63 Billion | $18.41 Billion | -2.18pp |
| 2022-12-31 | 11.02% | $1.98 Billion | $17.94 Billion | -4.15pp |
| 2021-12-31 | 15.17% | $2.34 Billion | $15.45 Billion | +1.53pp |
| 2020-12-31 | 13.64% | $1.92 Billion | $14.07 Billion | -0.73pp |
| 2019-12-31 | 14.37% | $1.79 Billion | $12.46 Billion | +2.81pp |
| 2018-12-31 | 11.56% | $1.14 Billion | $9.88 Billion | +0.88pp |
| 2017-12-31 | 10.67% | $999.95 Million | $9.37 Billion | +1.01pp |
| 2016-12-31 | 9.66% | $696.86 Million | $7.21 Billion | -0.08pp |
| 2015-12-31 | 9.74% | $658.40 Million | $6.76 Billion | +0.30pp |
| 2014-12-31 | 9.44% | $549.54 Million | $5.82 Billion | -0.43pp |
| 2013-12-31 | 9.86% | $536.20 Million | $5.44 Billion | -2.06pp |
| 2012-12-31 | 11.92% | $513.34 Million | $4.30 Billion | -0.50pp |
| 2011-12-31 | 12.42% | $518.49 Million | $4.17 Billion | -0.51pp |
| 2010-12-31 | 12.93% | $539.37 Million | $4.17 Billion | +3.70pp |
| 2009-12-31 | 9.23% | $413.61 Million | $4.48 Billion | -- |
About First Merchants Corporation Depository Shares
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management servi… Read more