First Merchants Corporation Depository Shares - Asset Resilience Ratio
First Merchants Corporation Depository Shares (FRMEP) has an Asset Resilience Ratio of 7.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read First Merchants Corporation Depository S debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how First Merchants Corporation Depository Shares's Asset Resilience Ratio has changed over time. See First Merchants Corporation Depository S shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down First Merchants Corporation Depository Shares's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Merchants Corporation Depository S (FRMEP) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.41 Billion | 7.4% |
| Total Liquid Assets | $1.41 Billion | 7.40% |
Asset Resilience Insights
- Limited Liquidity: First Merchants Corporation Depository Shares maintains only 7.40% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Merchants Corporation Depository Shares Industry Peers by Asset Resilience Ratio
Compare First Merchants Corporation Depository Shares's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First Merchants Corporation Depository Shares (2009–2025)
The table below shows the annual Asset Resilience Ratio data for First Merchants Corporation Depository Shares.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.40% | $1.41 Billion | $19.03 Billion | -0.18pp |
| 2024-12-31 | 7.57% | $1.39 Billion | $18.31 Billion | -1.27pp |
| 2023-12-31 | 8.84% | $1.63 Billion | $18.41 Billion | -2.18pp |
| 2022-12-31 | 11.02% | $1.98 Billion | $17.94 Billion | -4.15pp |
| 2021-12-31 | 15.17% | $2.34 Billion | $15.45 Billion | +1.53pp |
| 2020-12-31 | 13.64% | $1.92 Billion | $14.07 Billion | -0.73pp |
| 2019-12-31 | 14.37% | $1.79 Billion | $12.46 Billion | +2.81pp |
| 2018-12-31 | 11.56% | $1.14 Billion | $9.88 Billion | +0.88pp |
| 2017-12-31 | 10.67% | $999.95 Million | $9.37 Billion | +1.01pp |
| 2016-12-31 | 9.66% | $696.86 Million | $7.21 Billion | -0.08pp |
| 2015-12-31 | 9.74% | $658.40 Million | $6.76 Billion | +0.30pp |
| 2014-12-31 | 9.44% | $549.54 Million | $5.82 Billion | -0.43pp |
| 2013-12-31 | 9.86% | $536.20 Million | $5.44 Billion | -2.06pp |
| 2012-12-31 | 11.92% | $513.34 Million | $4.30 Billion | -0.50pp |
| 2011-12-31 | 12.42% | $518.49 Million | $4.17 Billion | -0.51pp |
| 2010-12-31 | 12.93% | $539.37 Million | $4.17 Billion | +3.70pp |
| 2009-12-31 | 9.23% | $413.61 Million | $4.48 Billion | -- |
About First Merchants Corporation Depository Shares
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management servi… Read more