FS Bancorp Inc Asset Resilience Ratio
FS Bancorp Inc asset resilience ratio. FS Bancorp Inc (FSBW) has an Asset Resilience Ratio of 8.48% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of FS Bancorp Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of FS Bancorp Inc (2010–2025)
Asset resilience ratio of FS Bancorp Inc from 2010 to 2025. This chart shows how FS Bancorp Inc's Asset Resilience Ratio has changed over time. Read FSBW current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down FS Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FS Bancorp Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $269.46 Million | 8.48% |
| Total Liquid Assets | $269.46 Million | 8.48% |
Asset Resilience Insights
- Limited Liquidity: FS Bancorp Inc maintains only 8.48% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FS Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare FS Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
FS Bancorp Inc Asset Resilience Ratio by Year (2010–2025)
FS Bancorp Inc asset resilience ratio by year from 2010 to 2025. The table below shows the annual Asset Resilience Ratio data for FS Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.03% | $288.67 Million | $3.20 Billion | +3.50pp |
| 2024-12-31 | 5.53% | $167.39 Million | $3.03 Billion | +2.01pp |
| 2023-12-31 | 3.51% | $104.36 Million | $2.97 Billion | -5.20pp |
| 2022-12-31 | 8.71% | $229.25 Million | $2.63 Billion | -3.16pp |
| 2021-12-31 | 11.87% | $271.36 Million | $2.29 Billion | +3.44pp |
| 2020-12-31 | 8.42% | $178.02 Million | $2.11 Billion | +1.07pp |
| 2019-12-31 | 7.36% | $126.06 Million | $1.71 Billion | +1.36pp |
| 2018-12-31 | 5.99% | $97.20 Million | $1.62 Billion | -2.41pp |
| 2017-12-31 | 8.40% | $82.48 Million | $981.78 Million | -1.49pp |
| 2016-12-31 | 9.89% | $81.88 Million | $827.93 Million | +1.74pp |
| 2015-12-31 | 8.15% | $55.22 Million | $677.56 Million | -1.41pp |
| 2014-12-31 | 9.56% | $48.74 Million | $509.75 Million | -3.85pp |
| 2013-12-31 | 13.42% | $56.24 Million | $419.19 Million | +1.35pp |
| 2012-12-31 | 12.06% | $43.31 Million | $359.03 Million | +2.59pp |
| 2011-12-31 | 9.48% | $26.90 Million | $283.79 Million | -1.87pp |
| 2010-12-31 | 11.35% | $33.18 Million | $292.33 Million | -- |
About FS Bancorp Inc
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit acc… Read more