FS Bancorp Inc - Asset Resilience Ratio
FS Bancorp Inc (FSBW) has an Asset Resilience Ratio of 8.46% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2025)
This chart shows how FS Bancorp Inc's Asset Resilience Ratio has changed over time. Check FSBW strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down FS Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FSBW market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $271.01 Million | 8.46% |
| Total Liquid Assets | $271.01 Million | 8.46% |
Asset Resilience Insights
- Limited Liquidity: FS Bancorp Inc maintains only 8.46% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
FS Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare FS Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for FS Bancorp Inc (2010–2025)
The table below shows the annual Asset Resilience Ratio data for FS Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.03% | $288.67 Million | $3.20 Billion | +3.50pp |
| 2024-12-31 | 5.53% | $167.39 Million | $3.03 Billion | +2.01pp |
| 2023-12-31 | 3.51% | $104.36 Million | $2.97 Billion | -5.20pp |
| 2022-12-31 | 8.71% | $229.25 Million | $2.63 Billion | -3.16pp |
| 2021-12-31 | 11.87% | $271.36 Million | $2.29 Billion | +3.44pp |
| 2020-12-31 | 8.42% | $178.02 Million | $2.11 Billion | +1.07pp |
| 2019-12-31 | 7.36% | $126.06 Million | $1.71 Billion | +1.36pp |
| 2018-12-31 | 5.99% | $97.20 Million | $1.62 Billion | -2.41pp |
| 2017-12-31 | 8.40% | $82.48 Million | $981.78 Million | -1.49pp |
| 2016-12-31 | 9.89% | $81.88 Million | $827.93 Million | +1.74pp |
| 2015-12-31 | 8.15% | $55.22 Million | $677.56 Million | -1.41pp |
| 2014-12-31 | 9.56% | $48.74 Million | $509.75 Million | -3.85pp |
| 2013-12-31 | 13.42% | $56.24 Million | $419.19 Million | +1.35pp |
| 2012-12-31 | 12.06% | $43.31 Million | $359.03 Million | +2.59pp |
| 2011-12-31 | 9.48% | $26.90 Million | $283.79 Million | -1.87pp |
| 2010-12-31 | 11.35% | $33.18 Million | $292.33 Million | -- |
About FS Bancorp Inc
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit acc… Read more