First Seacoast Bancorp - Asset Resilience Ratio
First Seacoast Bancorp (FSEA) has an Asset Resilience Ratio of 23.38% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2024)
This chart shows how First Seacoast Bancorp's Asset Resilience Ratio has changed over time. Check First Seacoast Bancorp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down First Seacoast Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Seacoast Bancorp market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $142.52 Million | 23.38% |
| Total Liquid Assets | $142.52 Million | 23.38% |
Asset Resilience Insights
- Good Liquidity Position: First Seacoast Bancorp maintains a healthy 23.38% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First Seacoast Bancorp Industry Peers by Asset Resilience Ratio
Compare First Seacoast Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Banco Santander (Brasil) S.A.
SA:SANB11 |
Banks - Regional | 5.47% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
TURKIYE GARANTI BANKASI AS
F:GBKB |
Banks - Regional | 1.14% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Jb Financial
KO:175330 |
Banks - Regional | 0.14% |
|
Zuger Kantonalbank
SW:ZUGER |
Banks - Regional | -31.80% |
Annual Asset Resilience Ratio for First Seacoast Bancorp (2017–2024)
The table below shows the annual Asset Resilience Ratio data for First Seacoast Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 20.70% | $120.22 Million | $580.78 Million | -0.64pp |
| 2023-12-31 | 21.34% | $121.85 Million | $571.03 Million | +1.60pp |
| 2022-12-31 | 19.74% | $106.10 Million | $537.42 Million | +0.98pp |
| 2021-12-31 | 18.76% | $91.36 Million | $487.07 Million | +6.24pp |
| 2020-12-31 | 12.52% | $55.47 Million | $443.06 Million | +1.58pp |
| 2019-12-31 | 10.94% | $44.78 Million | $409.49 Million | +0.75pp |
| 2018-12-31 | 10.19% | $39.44 Million | $387.11 Million | +2.16pp |
| 2017-12-31 | 8.03% | $28.89 Million | $359.75 Million | -- |
About First Seacoast Bancorp
First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate… Read more