First Seacoast Bancorp Asset Resilience Ratio
First Seacoast Bancorp asset resilience ratio. First Seacoast Bancorp (FSEA) has an Asset Resilience Ratio of 23.38% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First Seacoast Bancorp (FSEA) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Seacoast Bancorp (2017–2024)
Asset resilience ratio of First Seacoast Bancorp from 2017 to 2024. This chart shows how First Seacoast Bancorp's Asset Resilience Ratio has changed over time. Read FSEA total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Seacoast Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FSEA total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $142.52 Million | 23.38% |
| Total Liquid Assets | $142.52 Million | 23.38% |
Asset Resilience Insights
- Good Liquidity Position: First Seacoast Bancorp maintains a healthy 23.38% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First Seacoast Bancorp Industry Peers by Asset Resilience Ratio
Compare First Seacoast Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
First Seacoast Bancorp Asset Resilience Ratio by Year (2017–2024)
First Seacoast Bancorp asset resilience ratio by year from 2017 to 2024. The table below shows the annual Asset Resilience Ratio data for First Seacoast Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 20.70% | $120.22 Million | $580.78 Million | -0.64pp |
| 2023-12-31 | 21.34% | $121.85 Million | $571.03 Million | +1.60pp |
| 2022-12-31 | 19.74% | $106.10 Million | $537.42 Million | +0.98pp |
| 2021-12-31 | 18.76% | $91.36 Million | $487.07 Million | +6.24pp |
| 2020-12-31 | 12.52% | $55.47 Million | $443.06 Million | +1.58pp |
| 2019-12-31 | 10.94% | $44.78 Million | $409.49 Million | +0.75pp |
| 2018-12-31 | 10.19% | $39.44 Million | $387.11 Million | +2.16pp |
| 2017-12-31 | 8.03% | $28.89 Million | $359.75 Million | -- |
About First Seacoast Bancorp
First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides banking and wealth management services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts, as well as time deposits. It also provides various lending products comprising one- to four-family residential real estate… Read more