First Savings Financial Group Inc - Asset Resilience Ratio
First Savings Financial Group Inc (FSFG) has an Asset Resilience Ratio of 10.53% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check FSFG strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how First Savings Financial Group Inc's Asset Resilience Ratio has changed over time. See net asset quality index of First Savings Financial Group Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First Savings Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FSFG market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $252.62 Million | 10.53% |
| Total Liquid Assets | $252.62 Million | 10.53% |
Asset Resilience Insights
- Moderate Liquidity: First Savings Financial Group Inc has 10.53% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First Savings Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare First Savings Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First Savings Financial Group Inc (2006–2025)
The table below shows the annual Asset Resilience Ratio data for First Savings Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 0.06% | $1.55 Million | $2.40 Billion | -10.08pp |
| 2024-09-30 | 10.15% | $248.68 Million | $2.45 Billion | +0.20pp |
| 2023-09-30 | 9.95% | $227.74 Million | $2.29 Billion | -5.17pp |
| 2022-09-30 | 15.12% | $316.52 Million | $2.09 Billion | +3.11pp |
| 2021-09-30 | 12.01% | $206.68 Million | $1.72 Billion | +0.56pp |
| 2020-09-30 | 11.45% | $201.97 Million | $1.76 Billion | -3.06pp |
| 2019-09-30 | 14.50% | $177.30 Million | $1.22 Billion | -3.32pp |
| 2018-09-30 | 17.82% | $184.37 Million | $1.03 Billion | -2.16pp |
| 2017-09-30 | 19.99% | $178.10 Million | $891.13 Million | -1.92pp |
| 2016-09-30 | 21.91% | $174.49 Million | $796.52 Million | -1.87pp |
| 2015-09-30 | 23.78% | $178.33 Million | $749.95 Million | -2.12pp |
| 2014-09-30 | 25.90% | $184.70 Million | $713.13 Million | +1.04pp |
| 2013-09-30 | 24.86% | $164.17 Million | $660.46 Million | +0.98pp |
| 2012-09-30 | 23.88% | $152.54 Million | $638.91 Million | +4.93pp |
| 2011-09-30 | 18.95% | $101.76 Million | $537.09 Million | +7.45pp |
| 2010-09-30 | 11.49% | $58.44 Million | $508.44 Million | +6.43pp |
| 2009-09-30 | 5.06% | $24.34 Million | $480.81 Million | +0.91pp |
| 2008-09-30 | 4.15% | $9.51 Million | $228.92 Million | +2.19pp |
| 2007-09-30 | 1.97% | $4.00 Million | $203.32 Million | -2.08pp |
| 2006-09-30 | 4.05% | $8.37 Million | $206.40 Million | -- |
About First Savings Financial Group Inc
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. The company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The compan… Read more