First Savings Financial Group Inc Asset Resilience Ratio
First Savings Financial Group Inc asset resilience ratio. First Savings Financial Group Inc (FSFG) has an Asset Resilience Ratio of 10.53% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of First Savings Financial Group Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First Savings Financial Group Inc (2006–2025)
Asset resilience ratio of First Savings Financial Group Inc from 2006 to 2025. This chart shows how First Savings Financial Group Inc's Asset Resilience Ratio has changed over time. Read First Savings Financial Group Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First Savings Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is First Savings Financial Group Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $252.62 Million | 10.53% |
| Total Liquid Assets | $252.62 Million | 10.53% |
Asset Resilience Insights
- Moderate Liquidity: First Savings Financial Group Inc has 10.53% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First Savings Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare First Savings Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First Savings Financial Group Inc Asset Resilience Ratio by Year (2006–2025)
First Savings Financial Group Inc asset resilience ratio by year from 2006 to 2025. The table below shows the annual Asset Resilience Ratio data for First Savings Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 0.06% | $1.55 Million | $2.40 Billion | -10.08pp |
| 2024-09-30 | 10.15% | $248.68 Million | $2.45 Billion | +0.20pp |
| 2023-09-30 | 9.95% | $227.74 Million | $2.29 Billion | -5.17pp |
| 2022-09-30 | 15.12% | $316.52 Million | $2.09 Billion | +3.11pp |
| 2021-09-30 | 12.01% | $206.68 Million | $1.72 Billion | +0.56pp |
| 2020-09-30 | 11.45% | $201.97 Million | $1.76 Billion | -3.06pp |
| 2019-09-30 | 14.50% | $177.30 Million | $1.22 Billion | -3.32pp |
| 2018-09-30 | 17.82% | $184.37 Million | $1.03 Billion | -2.16pp |
| 2017-09-30 | 19.99% | $178.10 Million | $891.13 Million | -1.92pp |
| 2016-09-30 | 21.91% | $174.49 Million | $796.52 Million | -1.87pp |
| 2015-09-30 | 23.78% | $178.33 Million | $749.95 Million | -2.12pp |
| 2014-09-30 | 25.90% | $184.70 Million | $713.13 Million | +1.04pp |
| 2013-09-30 | 24.86% | $164.17 Million | $660.46 Million | +0.98pp |
| 2012-09-30 | 23.88% | $152.54 Million | $638.91 Million | +4.93pp |
| 2011-09-30 | 18.95% | $101.76 Million | $537.09 Million | +7.45pp |
| 2010-09-30 | 11.49% | $58.44 Million | $508.44 Million | +6.43pp |
| 2009-09-30 | 5.06% | $24.34 Million | $480.81 Million | +0.91pp |
| 2008-09-30 | 4.15% | $9.51 Million | $228.92 Million | +2.19pp |
| 2007-09-30 | 1.97% | $4.00 Million | $203.32 Million | -2.08pp |
| 2006-09-30 | 4.05% | $8.37 Million | $206.40 Million | -- |
About First Savings Financial Group Inc
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. The company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The compan… Read more