First United Corporation Asset Resilience Ratio
First United Corporation asset resilience ratio. First United Corporation (FUNC) has an Asset Resilience Ratio of 13.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FUNC days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First United Corporation (2000–2025)
Asset resilience ratio of First United Corporation from 2000 to 2025. This chart shows how First United Corporation's Asset Resilience Ratio has changed over time. Read First United Corporation (FUNC) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First United Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FUNC asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $279.30 Million | 13.41% |
| Total Liquid Assets | $279.30 Million | 13.41% |
Asset Resilience Insights
- Moderate Liquidity: First United Corporation has 13.41% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First United Corporation Industry Peers by Asset Resilience Ratio
Compare First United Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First United Corporation Asset Resilience Ratio by Year (2000–2025)
First United Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for First United Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.96% | $20.04 Million | $2.09 Billion | -2.67pp |
| 2024-12-31 | 3.63% | $71.61 Million | $1.97 Billion | -1.47pp |
| 2023-12-31 | 5.10% | $97.17 Million | $1.91 Billion | -1.71pp |
| 2022-12-31 | 6.81% | $125.89 Million | $1.85 Billion | -9.77pp |
| 2021-12-31 | 16.58% | $286.77 Million | $1.73 Billion | +3.49pp |
| 2020-12-31 | 13.09% | $226.88 Million | $1.73 Billion | +3.99pp |
| 2019-12-31 | 9.10% | $131.31 Million | $1.44 Billion | -0.84pp |
| 2018-12-31 | 9.94% | $137.64 Million | $1.38 Billion | -0.98pp |
| 2017-12-31 | 10.92% | $146.47 Million | $1.34 Billion | +0.30pp |
| 2016-12-31 | 10.62% | $140.00 Million | $1.32 Billion | -2.24pp |
| 2015-12-31 | 12.86% | $170.23 Million | $1.32 Billion | -3.73pp |
| 2014-12-31 | 16.60% | $221.12 Million | $1.33 Billion | -8.64pp |
| 2013-12-31 | 25.24% | $336.59 Million | $1.33 Billion | +8.34pp |
| 2012-12-31 | 16.90% | $223.27 Million | $1.32 Billion | -0.71pp |
| 2011-12-31 | 17.62% | $245.02 Million | $1.39 Billion | +4.08pp |
| 2010-12-31 | 13.54% | $229.69 Million | $1.70 Billion | -2.16pp |
| 2009-12-31 | 15.70% | $273.78 Million | $1.74 Billion | -5.93pp |
| 2008-12-31 | 21.63% | $354.60 Million | $1.64 Billion | +1.02pp |
| 2007-12-31 | 20.62% | $304.91 Million | $1.48 Billion | +1.11pp |
| 2006-12-31 | 19.51% | $263.27 Million | $1.35 Billion | +19.13pp |
| 2005-12-31 | 0.38% | $5.00 Million | $1.31 Billion | +0.23pp |
| 2004-12-31 | 0.15% | $1.85 Million | $1.23 Billion | -20.03pp |
| 2003-12-31 | 20.18% | $223.62 Million | $1.11 Billion | +19.53pp |
| 2002-12-31 | 0.65% | $6.21 Million | $954.39 Million | -0.70pp |
| 2001-12-31 | 1.35% | $11.04 Million | $818.11 Million | -2.42pp |
| 2000-12-31 | 3.77% | $31.93 Million | $847.59 Million | -- |
About First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit,… Read more