First United Corporation - Asset Resilience Ratio
First United Corporation (FUNC) has an Asset Resilience Ratio of 13.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FUNC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First United Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see First United Corporation assets under control.
Liquid Assets Composition Over Time
This chart breaks down First United Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore First United Corporation strategic investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $279.30 Million | 13.41% |
| Total Liquid Assets | $279.30 Million | 13.41% |
Asset Resilience Insights
- Moderate Liquidity: First United Corporation has 13.41% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First United Corporation Industry Peers by Asset Resilience Ratio
Compare First United Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Aktia Bank Abp
HE:AKTIA |
Banks - Regional | -7.45% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.95% |
|
Banco Alfa de Investimento S.A
SA:BRIV3 |
Banks - Regional | 0.53% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 27.52% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for First United Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First United Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.96% | $20.04 Million | $2.09 Billion | -2.67pp |
| 2024-12-31 | 3.63% | $71.61 Million | $1.97 Billion | -1.47pp |
| 2023-12-31 | 5.10% | $97.17 Million | $1.91 Billion | -1.71pp |
| 2022-12-31 | 6.81% | $125.89 Million | $1.85 Billion | -9.77pp |
| 2021-12-31 | 16.58% | $286.77 Million | $1.73 Billion | +3.49pp |
| 2020-12-31 | 13.09% | $226.88 Million | $1.73 Billion | +3.99pp |
| 2019-12-31 | 9.10% | $131.31 Million | $1.44 Billion | -0.84pp |
| 2018-12-31 | 9.94% | $137.64 Million | $1.38 Billion | -0.98pp |
| 2017-12-31 | 10.92% | $146.47 Million | $1.34 Billion | +0.30pp |
| 2016-12-31 | 10.62% | $140.00 Million | $1.32 Billion | -2.24pp |
| 2015-12-31 | 12.86% | $170.23 Million | $1.32 Billion | -3.73pp |
| 2014-12-31 | 16.60% | $221.12 Million | $1.33 Billion | -8.64pp |
| 2013-12-31 | 25.24% | $336.59 Million | $1.33 Billion | +8.34pp |
| 2012-12-31 | 16.90% | $223.27 Million | $1.32 Billion | -0.71pp |
| 2011-12-31 | 17.62% | $245.02 Million | $1.39 Billion | +4.08pp |
| 2010-12-31 | 13.54% | $229.69 Million | $1.70 Billion | -2.16pp |
| 2009-12-31 | 15.70% | $273.78 Million | $1.74 Billion | -5.93pp |
| 2008-12-31 | 21.63% | $354.60 Million | $1.64 Billion | +1.02pp |
| 2007-12-31 | 20.62% | $304.91 Million | $1.48 Billion | +1.11pp |
| 2006-12-31 | 19.51% | $263.27 Million | $1.35 Billion | +19.13pp |
| 2005-12-31 | 0.38% | $5.00 Million | $1.31 Billion | +0.23pp |
| 2004-12-31 | 0.15% | $1.85 Million | $1.23 Billion | -20.03pp |
| 2003-12-31 | 20.18% | $223.62 Million | $1.11 Billion | +19.53pp |
| 2002-12-31 | 0.65% | $6.21 Million | $954.39 Million | -0.70pp |
| 2001-12-31 | 1.35% | $11.04 Million | $818.11 Million | -2.42pp |
| 2000-12-31 | 3.77% | $31.93 Million | $847.59 Million | -- |
About First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit,… Read more