First US Bancshares Inc - Asset Resilience Ratio
First US Bancshares Inc (FUSB) has an Asset Resilience Ratio of 15.54% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check FUSB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First US Bancshares Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of First US Bancshares Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First US Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First US Bancshares Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $181.11 Million | 15.54% |
| Total Liquid Assets | $181.11 Million | 15.54% |
Asset Resilience Insights
- Good Liquidity Position: First US Bancshares Inc maintains a healthy 15.54% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
First US Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First US Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First US Bancshares Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First US Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.90% | $10.40 Million | $1.15 Billion | -1.27pp |
| 2024-12-31 | 2.17% | $23.88 Million | $1.10 Billion | -10.47pp |
| 2023-12-31 | 12.63% | $135.56 Million | $1.07 Billion | -0.51pp |
| 2022-12-31 | 13.15% | $130.79 Million | $994.67 Million | -0.51pp |
| 2021-12-31 | 13.66% | $130.88 Million | $958.30 Million | +4.11pp |
| 2020-12-31 | 9.54% | $84.99 Million | $890.51 Million | -2.38pp |
| 2019-12-31 | 11.92% | $94.02 Million | $788.74 Million | -4.81pp |
| 2018-12-31 | 16.73% | $132.49 Million | $791.94 Million | -7.87pp |
| 2017-12-31 | 24.60% | $153.87 Million | $625.58 Million | -5.38pp |
| 2016-12-31 | 29.97% | $181.91 Million | $606.89 Million | -4.56pp |
| 2015-12-31 | 34.53% | $198.84 Million | $575.78 Million | -1.26pp |
| 2014-12-31 | 35.80% | $204.97 Million | $572.61 Million | +11.97pp |
| 2013-12-31 | 23.82% | $135.75 Million | $569.80 Million | +7.49pp |
| 2012-12-31 | 16.33% | $92.61 Million | $567.13 Million | -3.32pp |
| 2011-12-31 | 19.65% | $122.17 Million | $621.81 Million | -12.90pp |
| 2010-12-31 | 32.55% | $203.52 Million | $625.34 Million | +32.55pp |
| 2009-12-31 | 0.00% | $363.00 | $691.75 Million | -0.30pp |
| 2008-12-31 | 0.30% | $1.99 Million | $668.00 Million | -39.86pp |
| 2007-12-31 | 40.16% | $265.01 Million | $659.90 Million | -38.31pp |
| 2006-12-31 | 78.47% | $507.13 Million | $646.30 Million | -7.97pp |
| 2005-12-31 | 86.44% | $537.19 Million | $621.48 Million | +83.85pp |
| 2001-12-31 | 2.58% | $13.52 Million | $523.11 Million | +2.58pp |
| 2000-12-31 | 0.00% | $474.00 | $509.17 Million | -- |
About First US Bancshares Inc
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land deve… Read more