First US Bancshares Inc Asset Resilience Ratio
First US Bancshares Inc asset resilience ratio. First US Bancshares Inc (FUSB) has an Asset Resilience Ratio of 14.43% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See First US Bancshares Inc (FUSB) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of First US Bancshares Inc (2000–2025)
Asset resilience ratio of First US Bancshares Inc from 2000 to 2025. This chart shows how First US Bancshares Inc's Asset Resilience Ratio has changed over time. Read First US Bancshares Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down First US Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see First US Bancshares Inc total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $165.58 Million | 14.43% |
| Total Liquid Assets | $165.58 Million | 14.43% |
Asset Resilience Insights
- Moderate Liquidity: First US Bancshares Inc has 14.43% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
First US Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare First US Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
First US Bancshares Inc Asset Resilience Ratio by Year (2000–2025)
First US Bancshares Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for First US Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.90% | $10.40 Million | $1.15 Billion | -1.27pp |
| 2024-12-31 | 2.17% | $23.88 Million | $1.10 Billion | -10.47pp |
| 2023-12-31 | 12.63% | $135.56 Million | $1.07 Billion | -0.51pp |
| 2022-12-31 | 13.15% | $130.79 Million | $994.67 Million | -0.51pp |
| 2021-12-31 | 13.66% | $130.88 Million | $958.30 Million | +4.11pp |
| 2020-12-31 | 9.54% | $84.99 Million | $890.51 Million | -2.38pp |
| 2019-12-31 | 11.92% | $94.02 Million | $788.74 Million | -4.81pp |
| 2018-12-31 | 16.73% | $132.49 Million | $791.94 Million | -7.87pp |
| 2017-12-31 | 24.60% | $153.87 Million | $625.58 Million | -5.38pp |
| 2016-12-31 | 29.97% | $181.91 Million | $606.89 Million | -4.56pp |
| 2015-12-31 | 34.53% | $198.84 Million | $575.78 Million | -1.26pp |
| 2014-12-31 | 35.80% | $204.97 Million | $572.61 Million | +11.97pp |
| 2013-12-31 | 23.82% | $135.75 Million | $569.80 Million | +7.49pp |
| 2012-12-31 | 16.33% | $92.61 Million | $567.13 Million | -3.32pp |
| 2011-12-31 | 19.65% | $122.17 Million | $621.81 Million | -12.90pp |
| 2010-12-31 | 32.55% | $203.52 Million | $625.34 Million | +32.55pp |
| 2009-12-31 | 0.00% | $363.00 | $691.75 Million | -0.30pp |
| 2008-12-31 | 0.30% | $1.99 Million | $668.00 Million | -39.86pp |
| 2007-12-31 | 40.16% | $265.01 Million | $659.90 Million | -38.31pp |
| 2006-12-31 | 78.47% | $507.13 Million | $646.30 Million | -7.97pp |
| 2005-12-31 | 86.44% | $537.19 Million | $621.48 Million | +83.85pp |
| 2001-12-31 | 2.58% | $13.52 Million | $523.11 Million | +2.58pp |
| 2000-12-31 | 0.00% | $474.00 | $509.17 Million | -- |
About First US Bancshares Inc
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land deve… Read more