First National Corp - Asset Resilience Ratio

Latest as of December 2025: 10.67%

First National Corp (FXNC) has an Asset Resilience Ratio of 10.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read First National Corp debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$217.54 Million

Cash + Short-term Investments

Total Assets

$2.04 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2010–2025)

This chart shows how First National Corp's Asset Resilience Ratio has changed over time. See First National Corp book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down First National Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FXNC market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$217.54 Million	10.67%
Total Liquid Assets	$217.54 Million	10.67%

Asset Resilience Insights

Moderate Liquidity: First National Corp has 10.67% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

First National Corp Industry Peers by Asset Resilience Ratio

Compare First National Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Guiyang Co Ltd SHG:601997	Banks - Regional	-0.78%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Agris Tbk JK:AGRS	Banks - Regional	1.98%
RMB Holdings Ltd JSE:RMH	Banks - Regional	20.83%
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Banks - Regional	44.92%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for First National Corp (2010–2025)

The table below shows the annual Asset Resilience Ratio data for First National Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	10.67%	$217.54 Million	$2.04 Billion	+10.59pp
2024-12-31	0.08%	$1.62 Million	$2.01 Billion	-10.69pp
2023-12-31	10.77%	$152.86 Million	$1.42 Billion	-1.13pp
2022-12-31	11.90%	$162.91 Million	$1.37 Billion	-8.94pp
2021-12-31	20.84%	$289.50 Million	$1.39 Billion	+6.09pp
2020-12-31	14.75%	$140.22 Million	$950.93 Million	-0.38pp
2019-12-31	15.12%	$120.98 Million	$800.05 Million	+1.86pp
2018-12-31	13.26%	$99.86 Million	$752.97 Million	+1.19pp
2017-12-31	12.08%	$89.25 Million	$739.11 Million	-1.15pp
2016-12-31	13.23%	$94.80 Million	$716.72 Million	-2.02pp
2015-12-31	15.25%	$105.56 Million	$692.32 Million	-0.83pp
2014-12-31	16.07%	$83.29 Million	$518.16 Million	-3.68pp
2013-12-31	19.75%	$103.30 Million	$522.91 Million	+2.96pp
2012-12-31	16.79%	$89.46 Million	$532.68 Million	-0.21pp
2011-12-31	17.00%	$91.67 Million	$539.06 Million	+5.91pp
2010-12-31	11.09%	$60.42 Million	$544.63 Million	--

pp = percentage points

About First National Corp

NASDAQ:FXNC USA Banks - Regional

Market Cap

$244.95 Million

Market Cap Rank

#15919 Global

#3600 in USA

Share Price

$27.14

Change (1 day)

+1.57%

52-Week Range

$18.45 - $29.45

All Time High

$29.45