German American Bancorp Inc Asset Resilience Ratio
German American Bancorp Inc asset resilience ratio. German American Bancorp Inc (GABC) has an Asset Resilience Ratio of 13.91% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See German American Bancorp Inc (GABC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of German American Bancorp Inc (2000–2025)
Asset resilience ratio of German American Bancorp Inc from 2000 to 2025. This chart shows how German American Bancorp Inc's Asset Resilience Ratio has changed over time. Read GABC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down German American Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of German American Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.17 Billion | 13.91% |
| Total Liquid Assets | $1.17 Billion | 13.91% |
Asset Resilience Insights
- Moderate Liquidity: German American Bancorp Inc has 13.91% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
German American Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare German American Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
German American Bancorp Inc Asset Resilience Ratio by Year (2000–2025)
German American Bancorp Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for German American Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.85% | $1.16 Billion | $8.39 Billion | -2.91pp |
| 2024-12-31 | 16.76% | $1.06 Billion | $6.30 Billion | -9.20pp |
| 2023-12-31 | 25.96% | $1.60 Billion | $6.15 Billion | -2.66pp |
| 2022-12-31 | 28.62% | $1.76 Billion | $6.16 Billion | -5.07pp |
| 2021-12-31 | 33.69% | $1.89 Billion | $5.61 Billion | +9.23pp |
| 2020-12-31 | 24.47% | $1.22 Billion | $4.98 Billion | +5.03pp |
| 2019-12-31 | 19.44% | $854.83 Million | $4.40 Billion | -1.24pp |
| 2018-12-31 | 20.68% | $812.61 Million | $3.93 Billion | -2.87pp |
| 2017-12-31 | 23.55% | $740.64 Million | $3.14 Billion | -0.46pp |
| 2016-12-31 | 24.01% | $709.79 Million | $2.96 Billion | -2.86pp |
| 2015-12-31 | 26.87% | $637.84 Million | $2.37 Billion | -1.37pp |
| 2014-12-31 | 28.25% | $631.00 Million | $2.23 Billion | +0.24pp |
| 2013-12-31 | 28.01% | $606.03 Million | $2.16 Billion | -1.28pp |
| 2012-12-31 | 29.29% | $587.60 Million | $2.01 Billion | +1.70pp |
| 2011-12-31 | 27.58% | $516.84 Million | $1.87 Billion | +27.27pp |
| 2010-12-31 | 0.31% | $4.25 Million | $1.38 Billion | -0.66pp |
| 2009-12-31 | 0.97% | $12.00 Million | $1.24 Billion | -1.37pp |
| 2008-12-31 | 2.33% | $27.79 Million | $1.19 Billion | +2.10pp |
| 2007-12-31 | 0.23% | $2.63 Million | $1.13 Billion | -0.29pp |
| 2006-12-31 | 0.52% | $5.74 Million | $1.09 Billion | -0.03pp |
| 2005-12-31 | 0.56% | $5.29 Million | $946.47 Million | -2.03pp |
| 2004-12-31 | 2.59% | $24.35 Million | $942.09 Million | +2.17pp |
| 2003-12-31 | 0.41% | $3.80 Million | $925.95 Million | -0.44pp |
| 2002-12-31 | 0.85% | $8.12 Million | $957.00 Million | -5.31pp |
| 2001-12-31 | 6.16% | $62.53 Million | $1.02 Billion | +5.89pp |
| 2000-12-31 | 0.27% | $2.96 Million | $1.08 Billion | -- |
About German American Bancorp Inc
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural rea… Read more