German American Bancorp Inc - Asset Resilience Ratio
German American Bancorp Inc (GABC) has an Asset Resilience Ratio of 13.91% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See GABC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how German American Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see German American Bancorp Inc balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down German American Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore GABC long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.17 Billion | 13.91% |
| Total Liquid Assets | $1.17 Billion | 13.91% |
Asset Resilience Insights
- Moderate Liquidity: German American Bancorp Inc has 13.91% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
German American Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare German American Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for German American Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for German American Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.85% | $1.16 Billion | $8.39 Billion | -2.91pp |
| 2024-12-31 | 16.76% | $1.06 Billion | $6.30 Billion | -9.20pp |
| 2023-12-31 | 25.96% | $1.60 Billion | $6.15 Billion | -2.66pp |
| 2022-12-31 | 28.62% | $1.76 Billion | $6.16 Billion | -5.07pp |
| 2021-12-31 | 33.69% | $1.89 Billion | $5.61 Billion | +9.23pp |
| 2020-12-31 | 24.47% | $1.22 Billion | $4.98 Billion | +5.03pp |
| 2019-12-31 | 19.44% | $854.83 Million | $4.40 Billion | -1.24pp |
| 2018-12-31 | 20.68% | $812.61 Million | $3.93 Billion | -2.87pp |
| 2017-12-31 | 23.55% | $740.64 Million | $3.14 Billion | -0.46pp |
| 2016-12-31 | 24.01% | $709.79 Million | $2.96 Billion | -2.86pp |
| 2015-12-31 | 26.87% | $637.84 Million | $2.37 Billion | -1.37pp |
| 2014-12-31 | 28.25% | $631.00 Million | $2.23 Billion | +0.24pp |
| 2013-12-31 | 28.01% | $606.03 Million | $2.16 Billion | -1.28pp |
| 2012-12-31 | 29.29% | $587.60 Million | $2.01 Billion | +1.70pp |
| 2011-12-31 | 27.58% | $516.84 Million | $1.87 Billion | +27.27pp |
| 2010-12-31 | 0.31% | $4.25 Million | $1.38 Billion | -0.66pp |
| 2009-12-31 | 0.97% | $12.00 Million | $1.24 Billion | -1.37pp |
| 2008-12-31 | 2.33% | $27.79 Million | $1.19 Billion | +2.10pp |
| 2007-12-31 | 0.23% | $2.63 Million | $1.13 Billion | -0.29pp |
| 2006-12-31 | 0.52% | $5.74 Million | $1.09 Billion | -0.03pp |
| 2005-12-31 | 0.56% | $5.29 Million | $946.47 Million | -2.03pp |
| 2004-12-31 | 2.59% | $24.35 Million | $942.09 Million | +2.17pp |
| 2003-12-31 | 0.41% | $3.80 Million | $925.95 Million | -0.44pp |
| 2002-12-31 | 0.85% | $8.12 Million | $957.00 Million | -5.31pp |
| 2001-12-31 | 6.16% | $62.53 Million | $1.02 Billion | +5.89pp |
| 2000-12-31 | 0.27% | $2.96 Million | $1.08 Billion | -- |
About German American Bancorp Inc
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural rea… Read more