German American Bancorp Inc - Asset Resilience Ratio
German American Bancorp Inc (GABC) has an Asset Resilience Ratio of 0.30% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read German American Bancorp Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how German American Bancorp Inc's Asset Resilience Ratio has changed over time. See GABC net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down German American Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see GABC market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $47.45 Million | 0.3% |
| Total Liquid Assets | $47.45 Million | 0.30% |
Asset Resilience Insights
- Limited Liquidity: German American Bancorp Inc maintains only 0.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
German American Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare German American Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for German American Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for German American Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.57% | $47.45 Million | $8.39 Billion | -16.19pp |
| 2024-12-31 | 16.76% | $1.06 Billion | $6.30 Billion | -9.20pp |
| 2023-12-31 | 25.96% | $1.60 Billion | $6.15 Billion | -2.66pp |
| 2022-12-31 | 28.62% | $1.76 Billion | $6.16 Billion | -5.07pp |
| 2021-12-31 | 33.69% | $1.89 Billion | $5.61 Billion | +9.23pp |
| 2020-12-31 | 24.47% | $1.22 Billion | $4.98 Billion | +5.03pp |
| 2019-12-31 | 19.44% | $854.83 Million | $4.40 Billion | -1.24pp |
| 2018-12-31 | 20.68% | $812.61 Million | $3.93 Billion | -2.87pp |
| 2017-12-31 | 23.55% | $740.64 Million | $3.14 Billion | -0.46pp |
| 2016-12-31 | 24.01% | $709.79 Million | $2.96 Billion | -2.86pp |
| 2015-12-31 | 26.87% | $637.84 Million | $2.37 Billion | -1.37pp |
| 2014-12-31 | 28.25% | $631.00 Million | $2.23 Billion | +0.24pp |
| 2013-12-31 | 28.01% | $606.03 Million | $2.16 Billion | -1.28pp |
| 2012-12-31 | 29.29% | $587.60 Million | $2.01 Billion | +1.70pp |
| 2011-12-31 | 27.58% | $516.84 Million | $1.87 Billion | +27.27pp |
| 2010-12-31 | 0.31% | $4.25 Million | $1.38 Billion | -0.66pp |
| 2009-12-31 | 0.97% | $12.00 Million | $1.24 Billion | -1.37pp |
| 2008-12-31 | 2.33% | $27.79 Million | $1.19 Billion | +2.10pp |
| 2007-12-31 | 0.23% | $2.63 Million | $1.13 Billion | -0.29pp |
| 2006-12-31 | 0.52% | $5.74 Million | $1.09 Billion | -0.03pp |
| 2005-12-31 | 0.56% | $5.29 Million | $946.47 Million | -2.03pp |
| 2004-12-31 | 2.59% | $24.35 Million | $942.09 Million | +2.17pp |
| 2003-12-31 | 0.41% | $3.80 Million | $925.95 Million | -0.44pp |
| 2002-12-31 | 0.85% | $8.12 Million | $957.00 Million | -5.31pp |
| 2001-12-31 | 6.16% | $62.53 Million | $1.02 Billion | +5.89pp |
| 2000-12-31 | 0.27% | $2.96 Million | $1.08 Billion | -- |
About German American Bancorp Inc
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services. The company operates through Core Banking, and Trust and Investment Advisory Services segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial… Read more