German American Bancorp Inc - Asset Resilience Ratio
German American Bancorp Inc (GABC) has an Asset Resilience Ratio of 19.89% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check German American Bancorp Inc (GABC) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how German American Bancorp Inc's Asset Resilience Ratio has changed over time. See German American Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down German American Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see GABC market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.67 Billion | 19.89% |
| Total Liquid Assets | $1.67 Billion | 19.89% |
Asset Resilience Insights
- Good Liquidity Position: German American Bancorp Inc maintains a healthy 19.89% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
German American Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare German American Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for German American Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for German American Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.85% | $1.16 Billion | $8.39 Billion | -2.91pp |
| 2024-12-31 | 16.76% | $1.06 Billion | $6.30 Billion | -9.20pp |
| 2023-12-31 | 25.96% | $1.60 Billion | $6.15 Billion | -2.66pp |
| 2022-12-31 | 28.62% | $1.76 Billion | $6.16 Billion | -5.07pp |
| 2021-12-31 | 33.69% | $1.89 Billion | $5.61 Billion | +9.23pp |
| 2020-12-31 | 24.47% | $1.22 Billion | $4.98 Billion | +5.03pp |
| 2019-12-31 | 19.44% | $854.83 Million | $4.40 Billion | -1.24pp |
| 2018-12-31 | 20.68% | $812.61 Million | $3.93 Billion | -2.87pp |
| 2017-12-31 | 23.55% | $740.64 Million | $3.14 Billion | -0.46pp |
| 2016-12-31 | 24.01% | $709.79 Million | $2.96 Billion | -2.86pp |
| 2015-12-31 | 26.87% | $637.84 Million | $2.37 Billion | -1.37pp |
| 2014-12-31 | 28.25% | $631.00 Million | $2.23 Billion | +0.24pp |
| 2013-12-31 | 28.01% | $606.03 Million | $2.16 Billion | -1.28pp |
| 2012-12-31 | 29.29% | $587.60 Million | $2.01 Billion | +1.70pp |
| 2011-12-31 | 27.58% | $516.84 Million | $1.87 Billion | +27.27pp |
| 2010-12-31 | 0.31% | $4.25 Million | $1.38 Billion | -0.66pp |
| 2009-12-31 | 0.97% | $12.00 Million | $1.24 Billion | -1.37pp |
| 2008-12-31 | 2.33% | $27.79 Million | $1.19 Billion | +2.10pp |
| 2007-12-31 | 0.23% | $2.63 Million | $1.13 Billion | -0.29pp |
| 2006-12-31 | 0.52% | $5.74 Million | $1.09 Billion | -0.03pp |
| 2005-12-31 | 0.56% | $5.29 Million | $946.47 Million | -2.03pp |
| 2004-12-31 | 2.59% | $24.35 Million | $942.09 Million | +2.17pp |
| 2003-12-31 | 0.41% | $3.80 Million | $925.95 Million | -0.44pp |
| 2002-12-31 | 0.85% | $8.12 Million | $957.00 Million | -5.31pp |
| 2001-12-31 | 6.16% | $62.53 Million | $1.02 Billion | +5.89pp |
| 2000-12-31 | 0.27% | $2.96 Million | $1.08 Billion | -- |
About German American Bancorp Inc
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural rea… Read more