Greene County Bancorp Inc - Asset Resilience Ratio
Greene County Bancorp Inc (GCBC) has an Asset Resilience Ratio of 13.08% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Greene County Bancorp Inc debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Greene County Bancorp Inc's Asset Resilience Ratio has changed over time. See Greene County Bancorp Inc book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Greene County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see GCBC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $411.59 Million | 13.08% |
| Total Liquid Assets | $411.59 Million | 13.08% |
Asset Resilience Insights
- Moderate Liquidity: Greene County Bancorp Inc has 13.08% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Greene County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Greene County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Greene County Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Greene County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 10.52% | $319.84 Million | $3.04 Billion | -1.87pp |
| 2024-06-30 | 12.39% | $350.00 Million | $2.83 Billion | +1.97pp |
| 2023-06-30 | 10.42% | $281.13 Million | $2.70 Billion | -5.45pp |
| 2022-06-30 | 15.87% | $408.06 Million | $2.57 Billion | -1.90pp |
| 2021-06-30 | 17.77% | $390.89 Million | $2.20 Billion | +4.24pp |
| 2020-06-30 | 13.52% | $226.71 Million | $1.68 Billion | +3.85pp |
| 2019-06-30 | 9.67% | $122.73 Million | $1.27 Billion | -0.82pp |
| 2018-06-30 | 10.49% | $120.81 Million | $1.15 Billion | +1.18pp |
| 2017-06-30 | 9.31% | $91.48 Million | $982.29 Million | -2.21pp |
| 2016-06-30 | 11.52% | $100.12 Million | $868.78 Million | -0.12pp |
| 2015-06-30 | 11.65% | $86.03 Million | $738.65 Million | +3.32pp |
| 2014-06-30 | 8.33% | $56.15 Million | $674.16 Million | -2.66pp |
| 2013-06-30 | 10.99% | $69.64 Million | $633.61 Million | -3.83pp |
| 2012-06-30 | 14.82% | $87.53 Million | $590.66 Million | +14.69pp |
| 2011-06-30 | 0.13% | $721.00K | $547.52 Million | +0.05pp |
| 2010-06-30 | 0.08% | $390.00K | $495.32 Million | -0.10pp |
| 2009-06-30 | 0.17% | $804.00K | $460.54 Million | -0.19pp |
| 2008-06-30 | 0.36% | $1.36 Million | $379.61 Million | -0.53pp |
| 2007-06-30 | 0.89% | $2.90 Million | $325.83 Million | -0.29pp |
| 2006-06-30 | 1.18% | $3.63 Million | $307.56 Million | -1.89pp |
| 2005-06-30 | 3.07% | $9.06 Million | $294.68 Million | +3.07pp |
| 2004-06-30 | 0.00% | $-138.00 | $284.58 Million | -2.66pp |
| 2003-06-30 | 2.66% | $6.84 Million | $256.97 Million | -4.61pp |
| 2001-06-30 | 7.28% | $13.47 Million | $185.10 Million | +1.43pp |
| 2000-06-30 | 5.84% | $9.80 Million | $167.73 Million | -- |
About Greene County Bancorp Inc
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction an… Read more