Greene County Bancorp Inc - Asset Resilience Ratio
Greene County Bancorp Inc (GCBC) has an Asset Resilience Ratio of 11.74% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Greene County Bancorp Inc (GCBC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2026)
This chart shows how Greene County Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Greene County Bancorp Inc.
Liquid Assets Composition Over Time
This chart breaks down Greene County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Greene County Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $373.81 Million | 11.74% |
| Total Liquid Assets | $373.81 Million | 11.74% |
Asset Resilience Insights
- Moderate Liquidity: Greene County Bancorp Inc has 11.74% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Greene County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Greene County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Greene County Bancorp Inc (2000–2026)
The table below shows the annual Asset Resilience Ratio data for Greene County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 11.74% | $373.81 Million | $3.18 Billion | +1.22pp |
| 2025-06-30 | 10.52% | $319.84 Million | $3.04 Billion | -1.87pp |
| 2024-06-30 | 12.39% | $350.00 Million | $2.83 Billion | +1.97pp |
| 2023-06-30 | 10.42% | $281.13 Million | $2.70 Billion | -5.45pp |
| 2022-06-30 | 15.87% | $408.06 Million | $2.57 Billion | -1.90pp |
| 2021-06-30 | 17.77% | $390.89 Million | $2.20 Billion | +4.24pp |
| 2020-06-30 | 13.52% | $226.71 Million | $1.68 Billion | +3.85pp |
| 2019-06-30 | 9.67% | $122.73 Million | $1.27 Billion | -0.82pp |
| 2018-06-30 | 10.49% | $120.81 Million | $1.15 Billion | +1.18pp |
| 2017-06-30 | 9.31% | $91.48 Million | $982.29 Million | -2.21pp |
| 2016-06-30 | 11.52% | $100.12 Million | $868.78 Million | -0.12pp |
| 2015-06-30 | 11.65% | $86.03 Million | $738.65 Million | +3.32pp |
| 2014-06-30 | 8.33% | $56.15 Million | $674.16 Million | -2.66pp |
| 2013-06-30 | 10.99% | $69.64 Million | $633.61 Million | -3.83pp |
| 2012-06-30 | 14.82% | $87.53 Million | $590.66 Million | +14.69pp |
| 2011-06-30 | 0.13% | $721.00K | $547.52 Million | +0.05pp |
| 2010-06-30 | 0.08% | $390.00K | $495.32 Million | -0.10pp |
| 2009-06-30 | 0.17% | $804.00K | $460.54 Million | -0.19pp |
| 2008-06-30 | 0.36% | $1.36 Million | $379.61 Million | -0.53pp |
| 2007-06-30 | 0.89% | $2.90 Million | $325.83 Million | -0.29pp |
| 2006-06-30 | 1.18% | $3.63 Million | $307.56 Million | -1.89pp |
| 2005-06-30 | 3.07% | $9.06 Million | $294.68 Million | +3.07pp |
| 2004-06-30 | 0.00% | $-138.00 | $284.58 Million | -2.66pp |
| 2003-06-30 | 2.66% | $6.84 Million | $256.97 Million | -4.61pp |
| 2001-06-30 | 7.28% | $13.47 Million | $185.10 Million | +1.43pp |
| 2000-06-30 | 5.84% | $9.80 Million | $167.73 Million | -- |
About Greene County Bancorp Inc
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction an… Read more