Greene County Bancorp Inc - Asset Resilience Ratio
Greene County Bancorp Inc (GCBC) has an Asset Resilience Ratio of 11.64% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Greene County Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Greene County Bancorp Inc's Asset Resilience Ratio has changed over time. See Greene County Bancorp Inc balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Greene County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see GCBC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $370.20 Million | 11.64% |
| Total Liquid Assets | $370.20 Million | 11.64% |
Asset Resilience Insights
- Moderate Liquidity: Greene County Bancorp Inc has 11.64% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Greene County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Greene County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Kreditbanken A/S
CO:KRE |
Banks - Regional | 0.05% |
|
Nu Holdings Ltd
NYSE:NU |
Banks - Regional | 1.52% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Bank Mandiri Persero Tbk PT
JK:BMRI |
Banks - Regional | -0.12% |
|
Axos Financial Inc
NYSE:AX |
Banks - Regional | 0.21% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for Greene County Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Greene County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 10.52% | $319.84 Million | $3.04 Billion | -1.87pp |
| 2024-06-30 | 12.39% | $350.00 Million | $2.83 Billion | +1.97pp |
| 2023-06-30 | 10.42% | $281.13 Million | $2.70 Billion | -5.45pp |
| 2022-06-30 | 15.87% | $408.06 Million | $2.57 Billion | -1.90pp |
| 2021-06-30 | 17.77% | $390.89 Million | $2.20 Billion | +4.24pp |
| 2020-06-30 | 13.52% | $226.71 Million | $1.68 Billion | +3.85pp |
| 2019-06-30 | 9.67% | $122.73 Million | $1.27 Billion | -0.82pp |
| 2018-06-30 | 10.49% | $120.81 Million | $1.15 Billion | +1.18pp |
| 2017-06-30 | 9.31% | $91.48 Million | $982.29 Million | -2.21pp |
| 2016-06-30 | 11.52% | $100.12 Million | $868.78 Million | -0.12pp |
| 2015-06-30 | 11.65% | $86.03 Million | $738.65 Million | +3.32pp |
| 2014-06-30 | 8.33% | $56.15 Million | $674.16 Million | -2.66pp |
| 2013-06-30 | 10.99% | $69.64 Million | $633.61 Million | -3.83pp |
| 2012-06-30 | 14.82% | $87.53 Million | $590.66 Million | +14.69pp |
| 2011-06-30 | 0.13% | $721.00K | $547.52 Million | +0.05pp |
| 2010-06-30 | 0.08% | $390.00K | $495.32 Million | -0.10pp |
| 2009-06-30 | 0.17% | $804.00K | $460.54 Million | -0.19pp |
| 2008-06-30 | 0.36% | $1.36 Million | $379.61 Million | -0.53pp |
| 2007-06-30 | 0.89% | $2.90 Million | $325.83 Million | -0.29pp |
| 2006-06-30 | 1.18% | $3.63 Million | $307.56 Million | -1.89pp |
| 2005-06-30 | 3.07% | $9.06 Million | $294.68 Million | +3.07pp |
| 2004-06-30 | 0.00% | $-138.00 | $284.58 Million | -2.66pp |
| 2003-06-30 | 2.66% | $6.84 Million | $256.97 Million | -4.61pp |
| 2001-06-30 | 7.28% | $13.47 Million | $185.10 Million | +1.43pp |
| 2000-06-30 | 5.84% | $9.80 Million | $167.73 Million | -- |
About Greene County Bancorp Inc
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction an… Read more