Greene County Bancorp Inc Asset Resilience Ratio
Greene County Bancorp Inc asset resilience ratio. Greene County Bancorp Inc (GCBC) has an Asset Resilience Ratio of 11.74% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Greene County Bancorp Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Greene County Bancorp Inc (2000–2026)
Asset resilience ratio of Greene County Bancorp Inc from 2000 to 2026. This chart shows how Greene County Bancorp Inc's Asset Resilience Ratio has changed over time. Read Greene County Bancorp Inc (GCBC) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Greene County Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Greene County Bancorp Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $373.81 Million | 11.74% |
| Total Liquid Assets | $373.81 Million | 11.74% |
Asset Resilience Insights
- Moderate Liquidity: Greene County Bancorp Inc has 11.74% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Greene County Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Greene County Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Greene County Bancorp Inc Asset Resilience Ratio by Year (2000–2026)
Greene County Bancorp Inc asset resilience ratio by year from 2000 to 2026. The table below shows the annual Asset Resilience Ratio data for Greene County Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 11.74% | $373.81 Million | $3.18 Billion | +1.22pp |
| 2025-06-30 | 10.52% | $319.84 Million | $3.04 Billion | -1.87pp |
| 2024-06-30 | 12.39% | $350.00 Million | $2.83 Billion | +1.97pp |
| 2023-06-30 | 10.42% | $281.13 Million | $2.70 Billion | -5.45pp |
| 2022-06-30 | 15.87% | $408.06 Million | $2.57 Billion | -1.90pp |
| 2021-06-30 | 17.77% | $390.89 Million | $2.20 Billion | +4.24pp |
| 2020-06-30 | 13.52% | $226.71 Million | $1.68 Billion | +3.85pp |
| 2019-06-30 | 9.67% | $122.73 Million | $1.27 Billion | -0.82pp |
| 2018-06-30 | 10.49% | $120.81 Million | $1.15 Billion | +1.18pp |
| 2017-06-30 | 9.31% | $91.48 Million | $982.29 Million | -2.21pp |
| 2016-06-30 | 11.52% | $100.12 Million | $868.78 Million | -0.12pp |
| 2015-06-30 | 11.65% | $86.03 Million | $738.65 Million | +3.32pp |
| 2014-06-30 | 8.33% | $56.15 Million | $674.16 Million | -2.66pp |
| 2013-06-30 | 10.99% | $69.64 Million | $633.61 Million | -3.83pp |
| 2012-06-30 | 14.82% | $87.53 Million | $590.66 Million | +14.69pp |
| 2011-06-30 | 0.13% | $721.00K | $547.52 Million | +0.05pp |
| 2010-06-30 | 0.08% | $390.00K | $495.32 Million | -0.10pp |
| 2009-06-30 | 0.17% | $804.00K | $460.54 Million | -0.19pp |
| 2008-06-30 | 0.36% | $1.36 Million | $379.61 Million | -0.53pp |
| 2007-06-30 | 0.89% | $2.90 Million | $325.83 Million | -0.29pp |
| 2006-06-30 | 1.18% | $3.63 Million | $307.56 Million | -1.89pp |
| 2005-06-30 | 3.07% | $9.06 Million | $294.68 Million | +3.07pp |
| 2004-06-30 | 0.00% | $-138.00 | $284.58 Million | -2.66pp |
| 2003-06-30 | 2.66% | $6.84 Million | $256.97 Million | -4.61pp |
| 2001-06-30 | 7.28% | $13.47 Million | $185.10 Million | +1.43pp |
| 2000-06-30 | 5.84% | $9.80 Million | $167.73 Million | -- |
About Greene County Bancorp Inc
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. It offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio includes residential, construction a… Read more