Home Bancorp Inc - Asset Resilience Ratio

Latest as of March 2026: 10.87%

Home Bancorp Inc (HBCP) has an Asset Resilience Ratio of 10.87% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$386.26 Million

Cash + Short-term Investments

Total Assets

$3.55 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Home Bancorp Inc's Asset Resilience Ratio has changed over time. Check Home Bancorp Inc (HBCP) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Home Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Home Bancorp Inc (HBCP) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$386.26 Million	10.87%
Total Liquid Assets	$386.26 Million	10.87%

Asset Resilience Insights

Moderate Liquidity: Home Bancorp Inc has 10.87% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Home Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Home Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Home Bancorp Inc (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Home Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.12%	$39.12 Million	$3.49 Billion	+0.66pp
2024-12-31	0.46%	$15.92 Million	$3.44 Billion	-0.02pp
2023-12-31	0.48%	$16.02 Million	$3.32 Billion	-14.59pp
2022-12-31	15.07%	$486.52 Million	$3.23 Billion	+3.92pp
2021-12-31	11.15%	$327.63 Million	$2.94 Billion	+1.32pp
2020-12-31	9.83%	$254.75 Million	$2.59 Billion	-1.86pp
2019-12-31	11.69%	$257.32 Million	$2.20 Billion	-0.38pp
2018-12-31	12.08%	$260.13 Million	$2.15 Billion	+1.53pp
2017-12-31	10.55%	$234.99 Million	$2.23 Billion	-1.26pp
2016-12-31	11.80%	$183.73 Million	$1.56 Billion	+0.41pp
2015-12-31	11.39%	$176.76 Million	$1.55 Billion	-2.92pp
2014-12-31	14.31%	$174.80 Million	$1.22 Billion	-0.89pp
2013-12-31	15.20%	$149.63 Million	$984.24 Million	-1.13pp
2012-12-31	16.33%	$157.26 Million	$962.93 Million	+0.22pp
2011-12-31	16.11%	$155.26 Million	$963.79 Million	+11.28pp
2007-12-31	4.83%	$20.41 Million	$422.35 Million	+0.62pp
2006-12-31	4.22%	$16.88 Million	$400.48 Million	--

pp = percentage points

About Home Bancorp Inc

NASDAQ:HBCP USA Banks - Regional

Market Cap

$559.49 Million

Market Cap Rank

#11969 Global

#3017 in USA

Share Price

$71.34

Change (1 day)

+0.68%

52-Week Range

$50.06 - $71.60

All Time High

$71.60