Home Bancorp Inc - Asset Resilience Ratio

Latest as of June 2026: 11.35%

Home Bancorp Inc (HBCP) has an Asset Resilience Ratio of 11.35% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Home Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$409.11 Million

Cash + Short-term Investments

Total Assets

$3.60 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Home Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HBCP total asset value.

Liquid Assets Composition Over Time

This chart breaks down Home Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Home Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$409.11 Million	11.35%
Total Liquid Assets	$409.11 Million	11.35%

Asset Resilience Insights

Moderate Liquidity: Home Bancorp Inc has 11.35% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Home Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare Home Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
Aktia Bank Abp HE:AKTIA	Banks - Regional	-7.45%
VersaBank TO:VBNK	Banks - Regional	1.95%
Banco Alfa de Investimento S.A SA:BRIV3	Banks - Regional	0.53%
RMB Holdings Ltd JSE:RMH	Banks - Regional	27.52%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Home Bancorp Inc (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Home Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.12%	$39.12 Million	$3.49 Billion	+0.66pp
2024-12-31	0.46%	$15.92 Million	$3.44 Billion	-0.02pp
2023-12-31	0.48%	$16.02 Million	$3.32 Billion	-14.59pp
2022-12-31	15.07%	$486.52 Million	$3.23 Billion	+3.92pp
2021-12-31	11.15%	$327.63 Million	$2.94 Billion	+1.32pp
2020-12-31	9.83%	$254.75 Million	$2.59 Billion	-1.86pp
2019-12-31	11.69%	$257.32 Million	$2.20 Billion	-0.38pp
2018-12-31	12.08%	$260.13 Million	$2.15 Billion	+1.53pp
2017-12-31	10.55%	$234.99 Million	$2.23 Billion	-1.26pp
2016-12-31	11.80%	$183.73 Million	$1.56 Billion	+0.41pp
2015-12-31	11.39%	$176.76 Million	$1.55 Billion	-2.92pp
2014-12-31	14.31%	$174.80 Million	$1.22 Billion	-0.89pp
2013-12-31	15.20%	$149.63 Million	$984.24 Million	-1.13pp
2012-12-31	16.33%	$157.26 Million	$962.93 Million	+0.22pp
2011-12-31	16.11%	$155.26 Million	$963.79 Million	+11.28pp
2007-12-31	4.83%	$20.41 Million	$422.35 Million	+0.62pp
2006-12-31	4.22%	$16.88 Million	$400.48 Million	--

pp = percentage points

About Home Bancorp Inc

NASDAQ:HBCP USA Banks - Regional

Market Cap

$539.93 Million

Market Cap Rank

#11931 Global

#3017 in USA

Share Price

$68.60

Change (1 day)

-0.07%

52-Week Range

$51.19 - $72.51

All Time High

$72.51