Hbt Financial Inc Asset Resilience Ratio
Hbt Financial Inc asset resilience ratio. Hbt Financial Inc (HBT) has an Asset Resilience Ratio of 15.15% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HBT defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Hbt Financial Inc (2017–2025)
Asset resilience ratio of Hbt Financial Inc from 2017 to 2025. This chart shows how Hbt Financial Inc's Asset Resilience Ratio has changed over time. Read HBT total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Hbt Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Hbt Financial Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.03 Billion | 15.15% |
| Total Liquid Assets | $1.03 Billion | 15.15% |
Asset Resilience Insights
- Good Liquidity Position: Hbt Financial Inc maintains a healthy 15.15% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Hbt Financial Inc Industry Peers by Asset Resilience Ratio
Compare Hbt Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Hbt Financial Inc Asset Resilience Ratio by Year (2017–2025)
Hbt Financial Inc asset resilience ratio by year from 2017 to 2025. The table below shows the annual Asset Resilience Ratio data for Hbt Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.03% | $813.10 Million | $5.07 Billion | +14.99pp |
| 2024-12-31 | 1.04% | $52.28 Million | $5.03 Billion | -13.93pp |
| 2023-12-31 | 14.97% | $759.46 Million | $5.07 Billion | -4.71pp |
| 2022-12-31 | 19.68% | $843.52 Million | $4.29 Billion | -2.16pp |
| 2021-12-31 | 21.84% | $942.17 Million | $4.31 Billion | -3.33pp |
| 2020-12-31 | 25.17% | $922.87 Million | $3.67 Billion | +6.91pp |
| 2019-12-31 | 18.26% | $592.40 Million | $3.25 Billion | -2.66pp |
| 2018-12-31 | 20.91% | $679.53 Million | $3.25 Billion | -2.32pp |
| 2017-12-31 | 23.23% | $769.57 Million | $3.31 Billion | -- |
About Hbt Financial Inc
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificat… Read more