Hbt Financial Inc - Asset Resilience Ratio
Hbt Financial Inc (HBT) has an Asset Resilience Ratio of 15.15% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Hbt Financial Inc's Asset Resilience Ratio has changed over time. Check Hbt Financial Inc (HBT) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Hbt Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Hbt Financial Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.03 Billion | 15.15% |
| Total Liquid Assets | $1.03 Billion | 15.15% |
Asset Resilience Insights
- Good Liquidity Position: Hbt Financial Inc maintains a healthy 15.15% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Hbt Financial Inc Industry Peers by Asset Resilience Ratio
Compare Hbt Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Shanghai Rural Commercial Bank Co Ltd
SHG:601825 |
Banks - Regional | -14.43% |
|
INTERCORP FIN.SERV. O.N.
F:9IFA |
Banks - Regional | 22.42% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Bandhan Bank Limited
NSE:BANDHANBNK |
Banks - Regional | -3.92% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
Annual Asset Resilience Ratio for Hbt Financial Inc (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Hbt Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.03% | $813.10 Million | $5.07 Billion | +14.99pp |
| 2024-12-31 | 1.04% | $52.28 Million | $5.03 Billion | -13.93pp |
| 2023-12-31 | 14.97% | $759.46 Million | $5.07 Billion | -4.71pp |
| 2022-12-31 | 19.68% | $843.52 Million | $4.29 Billion | -2.16pp |
| 2021-12-31 | 21.84% | $942.17 Million | $4.31 Billion | -3.33pp |
| 2020-12-31 | 25.17% | $922.87 Million | $3.67 Billion | +6.91pp |
| 2019-12-31 | 18.26% | $592.40 Million | $3.25 Billion | -2.66pp |
| 2018-12-31 | 20.91% | $679.53 Million | $3.25 Billion | -2.32pp |
| 2017-12-31 | 23.23% | $769.57 Million | $3.31 Billion | -- |
About Hbt Financial Inc
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificat… Read more