Heritage Financial Corporation - Asset Resilience Ratio
Heritage Financial Corporation (HFWA) has an Asset Resilience Ratio of 11.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Heritage Financial Corporation's Asset Resilience Ratio has changed over time. Check HFWA strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Heritage Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Heritage Financial Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.00 Billion | 11.78% |
| Total Liquid Assets | $1.00 Billion | 11.78% |
Asset Resilience Insights
- Moderate Liquidity: Heritage Financial Corporation has 11.78% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Heritage Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Heritage Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Heritage Financial Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Heritage Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.72% | $607.52 Million | $6.97 Billion | -2.04pp |
| 2024-12-31 | 10.76% | $764.39 Million | $7.11 Billion | -5.05pp |
| 2023-12-31 | 15.81% | $1.13 Billion | $7.17 Billion | -3.26pp |
| 2022-12-31 | 19.07% | $1.33 Billion | $6.98 Billion | +7.04pp |
| 2021-12-31 | 12.03% | $894.34 Million | $7.43 Billion | -0.09pp |
| 2020-12-31 | 12.13% | $802.16 Million | $6.62 Billion | -5.02pp |
| 2019-12-31 | 17.15% | $952.31 Million | $5.55 Billion | -1.21pp |
| 2018-12-31 | 18.36% | $976.10 Million | $5.32 Billion | -1.35pp |
| 2017-12-31 | 19.71% | $810.53 Million | $4.11 Billion | -0.78pp |
| 2016-12-31 | 20.49% | $794.64 Million | $3.88 Billion | -1.75pp |
| 2015-12-31 | 22.24% | $811.87 Million | $3.65 Billion | +0.75pp |
| 2014-12-31 | 21.48% | $742.85 Million | $3.46 Billion | +11.65pp |
| 2013-12-31 | 9.83% | $163.13 Million | $1.66 Billion | -0.89pp |
| 2012-12-31 | 10.72% | $144.29 Million | $1.35 Billion | +0.16pp |
| 2011-12-31 | 10.56% | $144.60 Million | $1.37 Billion | +9.56pp |
| 2010-12-31 | 1.00% | $13.74 Million | $1.37 Billion | -7.58pp |
| 2009-12-31 | 8.58% | $87.12 Million | $1.01 Billion | +5.50pp |
| 2008-12-31 | 3.08% | $29.16 Million | $946.14 Million | +2.40pp |
| 2007-12-31 | 0.68% | $6.06 Million | $886.05 Million | +0.37pp |
| 2006-12-31 | 0.32% | $2.72 Million | $852.89 Million | -0.08pp |
| 2005-12-31 | 0.40% | $3.03 Million | $751.15 Million | -6.93pp |
| 2004-12-31 | 7.33% | $51.14 Million | $697.27 Million | -0.11pp |
| 2003-12-31 | 7.44% | $47.71 Million | $640.92 Million | +1.50pp |
| 2002-12-31 | 5.95% | $35.36 Million | $594.59 Million | +1.63pp |
| 2001-12-31 | 4.32% | $26.31 Million | $609.64 Million | +4.09pp |
| 2000-12-31 | 0.22% | $1.28 Million | $573.53 Million | -- |
About Heritage Financial Corporation
Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of d… Read more