HomeStreet Inc - Asset Resilience Ratio

Latest as of June 2025: 13.55%

HomeStreet Inc (HMST) has an Asset Resilience Ratio of 13.55% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check HomeStreet Inc (HMST) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$1.03 Billion

Cash + Short-term Investments

Total Assets

$7.61 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2024)

This chart shows how HomeStreet Inc's Asset Resilience Ratio has changed over time. See how leveraged is HomeStreet Inc's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down HomeStreet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of HomeStreet Inc.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.03 Billion	13.55%
Total Liquid Assets	$1.03 Billion	13.55%

Asset Resilience Insights

Moderate Liquidity: HomeStreet Inc has 13.55% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

HomeStreet Inc Industry Peers by Asset Resilience Ratio

Compare HomeStreet Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
BNP Paribas SA PA:BNP	Banks - Regional	17.67%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Bank Mestika Dharma Tbk JK:BBMD	Banks - Regional	-6.51%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
Bank Ochrony Środowiska SA WAR:BOS	Banks - Regional	8.84%
Bank Capital Indonesia Tbk JK:BACA	Banks - Regional	-22.83%

Annual Asset Resilience Ratio for HomeStreet Inc (2009–2024)

The table below shows the annual Asset Resilience Ratio data for HomeStreet Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	13.01%	$1.06 Billion	$8.12 Billion	-0.38pp
2023-12-31	13.39%	$1.26 Billion	$9.39 Billion	-1.56pp
2022-12-31	14.95%	$1.40 Billion	$9.36 Billion	+0.98pp
2021-12-31	13.97%	$1.01 Billion	$7.20 Billion	-0.90pp
2020-12-31	14.87%	$1.08 Billion	$7.24 Billion	+1.03pp
2019-12-31	13.84%	$943.15 Million	$6.81 Billion	+0.73pp
2018-12-31	13.11%	$923.25 Million	$7.04 Billion	-0.30pp
2017-12-31	13.41%	$904.30 Million	$6.74 Billion	-3.31pp
2016-12-31	16.72%	$1.04 Billion	$6.24 Billion	+5.03pp
2015-12-31	11.69%	$572.16 Million	$4.89 Billion	-1.19pp
2014-12-31	12.88%	$455.33 Million	$3.54 Billion	-3.39pp
2013-12-31	16.27%	$498.82 Million	$3.07 Billion	+0.45pp
2012-12-31	15.82%	$416.33 Million	$2.63 Billion	+1.29pp
2011-12-31	14.53%	$329.05 Million	$2.26 Billion	+12.21pp
2010-12-31	2.32%	$57.60 Million	$2.49 Billion	-3.71pp
2009-12-31	6.02%	$193.32 Million	$3.21 Billion	--

pp = percentage points

About HomeStreet Inc

NASDAQ:HMST USA Banks - Regional

Market Cap

$262.43 Million

Market Cap Rank

#15557 Global

#3617 in USA

Share Price

$13.87

Change (1 day)

+1.84%

52-Week Range

$12.25 - $14.00

All Time High

$52.08