HomeStreet Inc - Asset Resilience Ratio
HomeStreet Inc (HMST) has an Asset Resilience Ratio of 13.55% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2024)
This chart shows how HomeStreet Inc's Asset Resilience Ratio has changed over time. Check HMST strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down HomeStreet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of HomeStreet Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.03 Billion | 13.55% |
| Total Liquid Assets | $1.03 Billion | 13.55% |
Asset Resilience Insights
- Moderate Liquidity: HomeStreet Inc has 13.55% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
HomeStreet Inc Industry Peers by Asset Resilience Ratio
Compare HomeStreet Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for HomeStreet Inc (2009–2024)
The table below shows the annual Asset Resilience Ratio data for HomeStreet Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 13.01% | $1.06 Billion | $8.12 Billion | -0.38pp |
| 2023-12-31 | 13.39% | $1.26 Billion | $9.39 Billion | -1.56pp |
| 2022-12-31 | 14.95% | $1.40 Billion | $9.36 Billion | +0.98pp |
| 2021-12-31 | 13.97% | $1.01 Billion | $7.20 Billion | -0.90pp |
| 2020-12-31 | 14.87% | $1.08 Billion | $7.24 Billion | +1.03pp |
| 2019-12-31 | 13.84% | $943.15 Million | $6.81 Billion | +0.73pp |
| 2018-12-31 | 13.11% | $923.25 Million | $7.04 Billion | -0.30pp |
| 2017-12-31 | 13.41% | $904.30 Million | $6.74 Billion | -3.31pp |
| 2016-12-31 | 16.72% | $1.04 Billion | $6.24 Billion | +5.03pp |
| 2015-12-31 | 11.69% | $572.16 Million | $4.89 Billion | -1.19pp |
| 2014-12-31 | 12.88% | $455.33 Million | $3.54 Billion | -3.39pp |
| 2013-12-31 | 16.27% | $498.82 Million | $3.07 Billion | +0.45pp |
| 2012-12-31 | 15.82% | $416.33 Million | $2.63 Billion | +1.29pp |
| 2011-12-31 | 14.53% | $329.05 Million | $2.26 Billion | +12.21pp |
| 2010-12-31 | 2.32% | $57.60 Million | $2.49 Billion | -3.71pp |
| 2009-12-31 | 6.02% | $193.32 Million | $3.21 Billion | -- |
About HomeStreet Inc
HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings, interest-bearing, and money market accounts, as well as certificates of deposit. Its loan products include commercial real estate (CRE), multifamily, co… Read more