Hanover Bancorp Inc - Asset Resilience Ratio
Hanover Bancorp Inc (HNVR) has an Asset Resilience Ratio of 4.46% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2025)
This chart shows how Hanover Bancorp Inc's Asset Resilience Ratio has changed over time. Check HNVR strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Hanover Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Hanover Bancorp Inc worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $105.80 Million | 4.46% |
| Total Liquid Assets | $105.80 Million | 4.46% |
Asset Resilience Insights
- Limited Liquidity: Hanover Bancorp Inc maintains only 4.46% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hanover Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Hanover Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Hanover Bancorp Inc (2020–2025)
The table below shows the annual Asset Resilience Ratio data for Hanover Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.55% | $36.93 Million | $2.38 Billion | -2.07pp |
| 2024-09-30 | 3.62% | $83.75 Million | $2.31 Billion | +0.92pp |
| 2023-09-30 | 2.71% | $61.42 Million | $2.27 Billion | +2.04pp |
| 2022-09-30 | 0.67% | $12.29 Million | $1.84 Billion | +0.15pp |
| 2021-09-30 | 0.52% | $7.75 Million | $1.48 Billion | -0.19pp |
| 2020-09-30 | 0.71% | $6.04 Million | $851.61 Million | -- |
About Hanover Bancorp Inc
Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals. It offers a full-service bank providing personal and business lending and deposit services. The company offers checking, savings, money market, time deposit, NOW, and individual retirement accounts… Read more