HarborOne Bancorp Inc Asset Resilience Ratio
HarborOne Bancorp Inc asset resilience ratio. HarborOne Bancorp Inc (HONE) has an Asset Resilience Ratio of 4.42% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HONE defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of HarborOne Bancorp Inc (2014–2024)
Asset resilience ratio of HarborOne Bancorp Inc from 2014 to 2024. This chart shows how HarborOne Bancorp Inc's Asset Resilience Ratio has changed over time. Read HONE total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down HarborOne Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see HarborOne Bancorp Inc total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $248.17 Million | 4.42% |
| Total Liquid Assets | $248.17 Million | 4.42% |
Asset Resilience Insights
- Limited Liquidity: HarborOne Bancorp Inc maintains only 4.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HarborOne Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare HarborOne Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
HarborOne Bancorp Inc Asset Resilience Ratio by Year (2014–2024)
HarborOne Bancorp Inc asset resilience ratio by year from 2014 to 2024. The table below shows the annual Asset Resilience Ratio data for HarborOne Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.59% | $263.90 Million | $5.75 Billion | -0.53pp |
| 2023-12-31 | 5.12% | $290.15 Million | $5.67 Billion | -0.50pp |
| 2022-12-31 | 5.62% | $301.15 Million | $5.36 Billion | -3.03pp |
| 2021-12-31 | 8.65% | $394.04 Million | $4.55 Billion | +2.49pp |
| 2020-12-31 | 6.17% | $276.50 Million | $4.48 Billion | +0.27pp |
| 2019-12-31 | 5.90% | $239.47 Million | $4.06 Billion | +0.17pp |
| 2018-12-31 | 5.73% | $209.29 Million | $3.65 Billion | -0.63pp |
| 2017-12-31 | 6.36% | $170.85 Million | $2.68 Billion | +0.79pp |
| 2016-12-31 | 5.57% | $136.47 Million | $2.45 Billion | -0.37pp |
| 2015-12-31 | 5.94% | $128.54 Million | $2.16 Billion | -1.31pp |
| 2014-12-31 | 7.25% | $148.01 Million | $2.04 Billion | -- |
About HarborOne Bancorp Inc
HarborOne Bancorp, Inc. provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. It offers deposit products that include checking, NOW, money market, savings, and sweep accounts, and term certificate of deposit accounts; and lending products comprise commercial real estate,… Read more