International Bancshares Corporation Asset Resilience Ratio
International Bancshares Corporation asset resilience ratio. International Bancshares Corporation (IBOC) has an Asset Resilience Ratio of 21.24% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IBOC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of International Bancshares Corporation (2000–2025)
Asset resilience ratio of International Bancshares Corporation from 2000 to 2025. This chart shows how International Bancshares Corporation's Asset Resilience Ratio has changed over time. Read how much debt does International Bancshares Corporation carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down International Bancshares Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see IBOC total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.62 Billion | 21.24% |
| Total Liquid Assets | $3.62 Billion | 21.24% |
Asset Resilience Insights
- Good Liquidity Position: International Bancshares Corporation maintains a healthy 21.24% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
International Bancshares Corporation Industry Peers by Asset Resilience Ratio
Compare International Bancshares Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
International Bancshares Corporation Asset Resilience Ratio by Year (2000–2025)
International Bancshares Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for International Bancshares Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 28.98% | $4.83 Billion | $16.68 Billion | -2.71pp |
| 2024-12-31 | 31.69% | $4.99 Billion | $15.74 Billion | -0.32pp |
| 2023-12-31 | 32.01% | $4.82 Billion | $15.07 Billion | +3.51pp |
| 2022-12-31 | 28.50% | $4.42 Billion | $15.50 Billion | +2.24pp |
| 2021-12-31 | 26.26% | $4.21 Billion | $16.05 Billion | +4.30pp |
| 2020-12-31 | 21.96% | $3.08 Billion | $14.03 Billion | -5.94pp |
| 2019-12-31 | 27.90% | $3.38 Billion | $12.11 Billion | -0.84pp |
| 2018-12-31 | 28.73% | $3.41 Billion | $11.87 Billion | -5.34pp |
| 2017-12-31 | 34.08% | $4.15 Billion | $12.18 Billion | -1.31pp |
| 2016-12-31 | 35.39% | $4.18 Billion | $11.80 Billion | -0.28pp |
| 2015-12-31 | 35.67% | $4.20 Billion | $11.77 Billion | -4.77pp |
| 2014-12-31 | 40.44% | $4.93 Billion | $12.20 Billion | -3.48pp |
| 2013-12-31 | 43.91% | $5.30 Billion | $12.08 Billion | -2.58pp |
| 2012-12-31 | 46.50% | $5.53 Billion | $11.88 Billion | +2.08pp |
| 2011-12-31 | 44.41% | $5.21 Billion | $11.74 Billion | +1.80pp |
| 2010-12-31 | 42.61% | $5.09 Billion | $11.94 Billion | +42.61pp |
| 2008-12-31 | 0.00% | $396.00K | $12.44 Billion | -0.19pp |
| 2007-12-31 | 0.20% | $21.85 Million | $11.17 Billion | -0.07pp |
| 2006-12-31 | 0.27% | $29.40 Million | $10.91 Billion | -2.06pp |
| 2005-12-31 | 2.33% | $242.40 Million | $10.39 Billion | +2.12pp |
| 2004-12-31 | 0.22% | $21.40 Million | $9.92 Billion | -0.75pp |
| 2003-12-31 | 0.97% | $63.60 Million | $6.58 Billion | +0.77pp |
| 2002-12-31 | 0.20% | $13.10 Million | $6.50 Billion | -1.51pp |
| 2001-12-31 | 1.71% | $109.35 Million | $6.38 Billion | +1.66pp |
| 2000-12-31 | 0.05% | $2.97 Million | $5.86 Billion | -- |
About International Bancshares Corporation
International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also provides international banking services, includ… Read more