IF Bancorp Inc - Asset Resilience Ratio

Latest as of December 2025: 22.25%

IF Bancorp Inc (IROQ) has an Asset Resilience Ratio of 22.25% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See IF Bancorp Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$184.75 Million

Cash + Short-term Investments

Total Assets

$830.38 Million

All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2024)

This chart shows how IF Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see IROQ total assets.

Liquid Assets Composition Over Time

This chart breaks down IF Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore IF Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$184.75 Million	22.25%
Total Liquid Assets	$184.75 Million	22.25%

Asset Resilience Insights

Good Liquidity Position: IF Bancorp Inc maintains a healthy 22.25% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

IF Bancorp Inc Industry Peers by Asset Resilience Ratio

Compare IF Bancorp Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for IF Bancorp Inc (2009–2024)

The table below shows the annual Asset Resilience Ratio data for IF Bancorp Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-06-30	21.46%	$190.47 Million	$887.75 Million	-2.25pp
2023-06-30	23.71%	$201.30 Million	$848.98 Million	-2.05pp
2022-06-30	25.76%	$220.91 Million	$857.56 Million	+1.94pp
2021-06-30	23.82%	$189.89 Million	$797.34 Million	+1.74pp
2020-06-30	22.08%	$162.39 Million	$735.52 Million	+1.87pp
2019-06-30	20.21%	$146.29 Million	$723.87 Million	+0.49pp
2018-06-30	19.72%	$126.00 Million	$638.92 Million	+0.66pp
2017-06-30	19.06%	$111.61 Million	$585.47 Million	-1.31pp
2016-06-30	20.37%	$121.33 Million	$595.57 Million	-9.90pp
2015-06-30	30.27%	$170.63 Million	$563.67 Million	-3.21pp
2014-06-30	33.48%	$184.59 Million	$551.34 Million	-3.20pp
2013-06-30	36.68%	$200.83 Million	$547.53 Million	-6.99pp
2012-06-30	43.67%	$223.31 Million	$511.33 Million	+42.31pp
2011-06-30	1.36%	$6.95 Million	$510.82 Million	+0.81pp
2010-06-30	0.55%	$2.13 Million	$384.78 Million	-0.90pp
2009-06-30	1.45%	$5.48 Million	$377.16 Million	--

pp = percentage points

About IF Bancorp Inc

NASDAQ:IROQ USA Banks - Regional

Market Cap

$86.17 Million

Market Cap Rank

#19828 Global

#4524 in USA

Share Price

$26.55

Change (1 day)

-1.48%

52-Week Range

$25.30 - $28.02

All Time High

$28.02