Investar Holding Corp Asset Resilience Ratio

Latest as of September 2025: 0.20%

Investar Holding Corp asset resilience ratio. Investar Holding Corp (ISTR) has an Asset Resilience Ratio of 0.20% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Investar Holding Corp to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$5.72 Million

Cash + Short-term Investments

Total Assets

$2.80 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Investar Holding Corp (2012–2024)

Asset resilience ratio of Investar Holding Corp from 2012 to 2024. This chart shows how Investar Holding Corp's Asset Resilience Ratio has changed over time. Read Investar Holding Corp balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Investar Holding Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Investar Holding Corp balance sheet assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$5.72 Million	0.2%
Total Liquid Assets	$5.72 Million	0.20%

Asset Resilience Insights

Limited Liquidity: Investar Holding Corp maintains only 0.20% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Investar Holding Corp Industry Peers by Asset Resilience Ratio

Compare Investar Holding Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

Investar Holding Corp Asset Resilience Ratio by Year (2012–2024)

Investar Holding Corp asset resilience ratio by year from 2012 to 2024. The table below shows the annual Asset Resilience Ratio data for Investar Holding Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.23%	$6.20 Million	$2.72 Billion	-12.63pp
2023-12-31	12.86%	$361.92 Million	$2.82 Billion	-1.86pp
2022-12-31	14.71%	$405.17 Million	$2.75 Billion	+0.57pp
2021-12-31	14.15%	$355.51 Million	$2.51 Billion	+2.58pp
2020-12-31	11.56%	$268.41 Million	$2.32 Billion	-0.53pp
2019-12-31	12.09%	$259.81 Million	$2.15 Billion	-1.85pp
2018-12-31	13.94%	$248.98 Million	$1.79 Billion	+0.53pp
2017-12-31	13.41%	$217.56 Million	$1.62 Billion	-0.66pp
2016-12-31	14.07%	$163.05 Million	$1.16 Billion	+3.08pp
2015-12-31	10.99%	$113.37 Million	$1.03 Billion	+3.00pp
2014-12-31	7.99%	$70.30 Million	$879.35 Million	-0.85pp
2013-12-31	8.85%	$56.17 Million	$634.95 Million	-2.96pp
2012-12-31	11.81%	$44.33 Million	$375.45 Million	--

pp = percentage points

About Investar Holding Corp

NASDAQ:ISTR USA Banks - Regional

Market Cap

$274.01 Million

Market Cap Rank

#15660 Global

#3736 in USA

Share Price

$27.93

Change (1 day)

-1.27%

52-Week Range

$23.32 - $31.10

All Time High

$31.10