Investar Holding Corp - Asset Resilience Ratio

Latest as of September 2025: 0.20%

Investar Holding Corp (ISTR) has an Asset Resilience Ratio of 0.20% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$5.72 Million

Cash + Short-term Investments

Total Assets

$2.80 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2024)

This chart shows how Investar Holding Corp's Asset Resilience Ratio has changed over time. Check how strategically is Investar Holding Corp's equity deployed to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Investar Holding Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Investar Holding Corp (ISTR) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$5.72 Million	0.2%
Total Liquid Assets	$5.72 Million	0.20%

Asset Resilience Insights

Limited Liquidity: Investar Holding Corp maintains only 0.20% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Investar Holding Corp Industry Peers by Asset Resilience Ratio

Compare Investar Holding Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for Investar Holding Corp (2012–2024)

The table below shows the annual Asset Resilience Ratio data for Investar Holding Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	0.23%	$6.20 Million	$2.72 Billion	-12.63pp
2023-12-31	12.86%	$361.92 Million	$2.82 Billion	-1.86pp
2022-12-31	14.71%	$405.17 Million	$2.75 Billion	+0.57pp
2021-12-31	14.15%	$355.51 Million	$2.51 Billion	+2.58pp
2020-12-31	11.56%	$268.41 Million	$2.32 Billion	-0.53pp
2019-12-31	12.09%	$259.81 Million	$2.15 Billion	-1.85pp
2018-12-31	13.94%	$248.98 Million	$1.79 Billion	+0.53pp
2017-12-31	13.41%	$217.56 Million	$1.62 Billion	-0.66pp
2016-12-31	14.07%	$163.05 Million	$1.16 Billion	+3.08pp
2015-12-31	10.99%	$113.37 Million	$1.03 Billion	+3.00pp
2014-12-31	7.99%	$70.30 Million	$879.35 Million	-0.85pp
2013-12-31	8.85%	$56.17 Million	$634.95 Million	-2.96pp
2012-12-31	11.81%	$44.33 Million	$375.45 Million	--

pp = percentage points

About Investar Holding Corp

NASDAQ:ISTR USA Banks - Regional

Market Cap

$295.49 Million

Market Cap Rank

#15808 Global

#3716 in USA

Share Price

$30.12

Change (1 day)

+0.97%

52-Week Range

$21.35 - $30.21

All Time High

$30.21