Investar Holding Corp - Asset Resilience Ratio
Investar Holding Corp (ISTR) has an Asset Resilience Ratio of 0.20% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ISTR current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Investar Holding Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Investar Holding Corp assets under control.
Liquid Assets Composition Over Time
This chart breaks down Investar Holding Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore ISTR long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.72 Million | 0.2% |
| Total Liquid Assets | $5.72 Million | 0.20% |
Asset Resilience Insights
- Limited Liquidity: Investar Holding Corp maintains only 0.20% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Investar Holding Corp Industry Peers by Asset Resilience Ratio
Compare Investar Holding Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Investar Holding Corp (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Investar Holding Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.23% | $6.20 Million | $2.72 Billion | -12.63pp |
| 2023-12-31 | 12.86% | $361.92 Million | $2.82 Billion | -1.86pp |
| 2022-12-31 | 14.71% | $405.17 Million | $2.75 Billion | +0.57pp |
| 2021-12-31 | 14.15% | $355.51 Million | $2.51 Billion | +2.58pp |
| 2020-12-31 | 11.56% | $268.41 Million | $2.32 Billion | -0.53pp |
| 2019-12-31 | 12.09% | $259.81 Million | $2.15 Billion | -1.85pp |
| 2018-12-31 | 13.94% | $248.98 Million | $1.79 Billion | +0.53pp |
| 2017-12-31 | 13.41% | $217.56 Million | $1.62 Billion | -0.66pp |
| 2016-12-31 | 14.07% | $163.05 Million | $1.16 Billion | +3.08pp |
| 2015-12-31 | 10.99% | $113.37 Million | $1.03 Billion | +3.00pp |
| 2014-12-31 | 7.99% | $70.30 Million | $879.35 Million | -0.85pp |
| 2013-12-31 | 8.85% | $56.17 Million | $634.95 Million | -2.96pp |
| 2012-12-31 | 11.81% | $44.33 Million | $375.45 Million | -- |
About Investar Holding Corp
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retiremen… Read more