J and Friends Holdings Limited - Asset Resilience Ratio

Latest as of September 2025: 0.31%

J and Friends Holdings Limited (JF) has an Asset Resilience Ratio of 0.31% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See JF current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$206.46K
Cash + Short-term Investments

Total Assets

$66.54 Million
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2024)

This chart shows how J and Friends Holdings Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see J and Friends Holdings Limited total assets.

Liquid Assets Composition Over Time

This chart breaks down J and Friends Holdings Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore JF strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $206.46K 0.31%
Total Liquid Assets $206.46K 0.31%

Asset Resilience Insights

  • Limited Liquidity: J and Friends Holdings Limited maintains only 0.31% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

J and Friends Holdings Limited Industry Peers by Asset Resilience Ratio

Compare J and Friends Holdings Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Krungthai Card Public Company Limited
BK:KTC-R
Credit Services 0.00%
Liberty Financial Group
AU:LFG
Credit Services 4.96%
RCE Capital Berhad
KLSE:9296
Credit Services 23.19%
Qudian Inc
NYSE:QD
Credit Services 70.36%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Manba Finance Ltd
NSE:MANBA
Credit Services 5.97%
Vaziva Sa
PA:ALVAZ
Credit Services 2.08%
Moneyme Ltd
AU:MME
Credit Services 1.75%

Annual Asset Resilience Ratio for J and Friends Holdings Limited (2017–2024)

The table below shows the annual Asset Resilience Ratio data for J and Friends Holdings Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 0.00% $0.00 $103.44 Million --
2023-12-31 0.04% $43.00K $113.20 Million -1.38pp
2022-12-31 1.41% $7.48 Million $528.87 Million -0.29pp
2021-12-31 1.70% $12.95 Million $761.23 Million -0.20pp
2020-12-31 1.90% $18.57 Million $978.50 Million -3.96pp
2019-12-31 5.86% $91.37 Million $1.56 Billion +5.77pp
2017-12-31 0.08% $2.00 Million $2.45 Billion --
pp = percentage points

About J and Friends Holdings Limited

NASDAQ:JF USA Credit Services
Market Cap
$17.30 Million
Market Cap Rank
#25700 Global
#5408 in USA
Share Price
$1.01
Change (1 day)
+0.00%
52-Week Range
$0.84 - $1.12
All Time High
$1.12
About

J and Friends Holdings Limited, together with its subsidiaries, provides merchant digitalization and commerce-enablement SaaS solutions to small and medium enterprises in Australia. The company offers food and beverage (F&B) solutions that enable restaurants, cafés, and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management… Read more